Jonathan E. Shipp
ActiveSummary
Jonathan E. Shipp has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21k and a net result of €6k. Equity is growing by ~25.9% per year across the filed fiscal years. Its solvency ranks better than 88% of 8663 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability99▲+3
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 11.57 against 20.03 in 2024; short-term debt: 7.8% and cash: 16.2% of total assets), and 7.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.2%
Return on assets
24.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
30 d early
2024
31 d early
2023
45 d early
2022
32 d early
2021
9 d early
2020
7 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€21k▲ 35.8%
2024 · €16k
2020: €9k
2021: €-5k
2022: €19k
2023: €12k
2024: €16k
2020 → 2025
Total assets
€23k▲ 41.8%
2024 · €16k
2020: €17k
2021: €7k
2022: €25k
2023: €13k
2024: €16k
2020 → 2025
Net result
€6k▲ 56.5%
2024 · €4k
2020: €5k
2021: €-15k
2022: €25k
2023: €-7k
2024: €4k
2020 → 2025
Working capital
€19k▲ 65.8%
2024 · €11k
2020: €8k
2021: €-7k
2022: €16k
2023: €8k
2024: €11k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-5k-€19k€12k▼ 37.3%€16k▲ 29.7%€21k▲ 35.8%
Operating result€-14k-€27k€-7k€3k€7k▲ 109%
Net result€-15k-€25k€-7k€4k€6k▲ 56.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 109% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €23k
Fixed assets
€2k ▼ 45.7%
Current assets
€21k ▲ 72.4%
Equity and liabilities €23k
Equity
€21k ▲ 35.8%
Debt
€2k ▲ 199%
Debt's share of the balance-sheet total rises from 3.7% to 7.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€9k▲
2024 · €5k
Cash flow
€7k▲
2024 · €5k
Current ratio
11.57▼
2024 · 20.03
Debt to equity
0.08▲
2024 · 0.04
ROE
26.4%▲
2024 · 22.9%
ROA
24.3%▲
2024 · 22.0%
Interest coverage
168.17▲
2024 · 112.15
Debt ≤ 1 year
€2k▲
2024 · €598
Income taxes
€2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€16k€23k▲
Fixed assets21/28€4k€2k▼
Tangible fixed assets22/27€4k€2k▼
Furniture and vehicles24€4k€2k▼
Current assets29/58€12k€21k▲
Amounts receivable within one year40/41€7k€16k▲
Trade receivables40-€7k
Other amounts receivable41€7k€9k▲
Cash at bank and in hand54/58€4k€4k▼
Deferred charges and accrued income490/1€628€623▼
Equity and liabilities
Total equity and liabilities10/49€16k€23k▲
Equity10/15€16k€21k▲
Contributions10/11€4k€4k=
Outside capital11€4k€4k=
Other1109/19€4k€4k=
Reserves13€11k€17k▲
Distributable reserves133€11k€17k▲
Profit (loss) carried forward14€568€146▼
Amounts payable17/49€598€2k▲
Amounts payable within one year42/48€598€2k▲
Trade debts44€40€63▲
Suppliers440/4€40€63▲
Taxes, remuneration and social security45€559€2k▲
Taxes450/3€559€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8-€294
Gross operating margin9900€5k€9k▲
Operating profit (loss)9901€3k€7k▲
Financial income75/76B€307€437▲
Recurring financial income75€307€437▲
Financial charges65/66B€46€53▲
Recurring financial charges65€46€53▲
Profit (loss) for the period before taxes9903€4k€7k▲
Income taxes67/77-€2k
Profit (loss) for the period9904€4k€6k▲
Profit (loss) for the period to be appropriated9905€4k€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€12k€6k▼
Profit (loss) brought forward from the previous period14P€8k€568▼
Transfer to equity691/2€11k€6k▼
To other reserves6921€11k€6k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 20.03
Current ratio from 6.45 to 20.03; short-term debt falls from €1k to €598.
16-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €25k
Net result €25k after one loss-making year.
31-12
Financial
Liquidity times 7current ratio 3.57
Current ratio from 0.49 to 3.57; short-term debt falls from €13k to €6k.
22-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-15k ▼379%
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
07-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 7 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kunstlaan 561000 BrusselGround area
4,653 m²
Building footprint
2,861 m²
Volume, LiDAR
80,518 m³
Parcel 21805E0475/00F000, Brussels · tallest building 34.5 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
Jonathan E. Shipp
since 20202.300.411.121
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21805E0475/00F000 | Brussels | 4,653 m² | 1 · 2,861 m² | 34.5 m · 9 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 31,154 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-03-2020
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:jonny@jonnyshipp.com