JOMATECH
ActiveSummary
JOMATECH has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €473k and a net result of €28k. Equity is growing by ~3% per year across the filed fiscal years. Its solvency ranks better than 58% of 27965 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability43▲+3
Solvency79▲+4
Growth52=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity short (current ratio 0.16 against 0.22 in 2024; short-term debt: 42.7% and cash: 5.2% of total assets), and 45.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.3%
Return on assets
3.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
16 d early
2023
on the day
2022
5 d early
2021
16 d early
2020
33 d early
2019
32 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€473k▲ 5.9%
2024 · €447k
2018: €371k
2019: €421k
2020: €462k
2021: €485k
2022: €499k
2023: €427k
2024: €447k
2018 → 2025
Total assets
€871k▼ 2.7%
2024 · €895k
2018: €388k
2019: €922k
2020: €952k
2021: €985k
2022: €942k
2023: €921k
2024: €895k
2018 → 2025
Net result
€28k▲ 34.2%
2024 · €21k
2018: €47k
2019: €65k
2020: €84k
2021: €104k
2022: €44k
2023: €39k
2024: €21k
2018 → 2025
Working capital
€-313k▲ 3.7%
2024 · €-325k
2018: €221k
2019: €-71k
2020: €-92k
2021: €-138k
2022: €-181k
2023: €-317k
2024: €-325k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€485k-€499k▲ 2.9%€427k▼ 14.3%€447k▲ 4.5%€473k▲ 5.9%
Operating result€160k-€72k▼ 55.2%€65k▼ 9.9%€66k▲ 1.7%€61k▼ 7.3%
Net result€104k-€44k▼ 57.5%€39k▼ 12.8%€21k▼ 45.9%€28k▲ 34.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 7% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €871k
Fixed assets
€812k ▲ 1.4%
Current assets
€59k ▼ 37.3%
Equity and liabilities €871k
Equity
€473k ▲ 5.9%
Debt
€398k ▼ 11.2%
Debt's share of the balance-sheet total falls from 50.1% to 45.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€62k▼
2024 · €66k
Cash flow
€30k▲
2024 · €21k
Current ratio
0.16▼
2024 · 0.22
Debt to equity
0.84▼
2024 · 1.00
ROE
5.9%▲
2024 · 4.7%
ROA
3.2%▲
2024 · 2.3%
Interest coverage
2.37▲
2024 · 2.21
Debt ≤ 1 year
€372k▼
2024 · €419k
Income taxes
€6k▼
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€895k€871k▼
Fixed assets21/28€801k€812k▲
Tangible fixed assets22/27-€11k
Plant, machinery and equipment23-€6k
Furniture and vehicles24-€5k
Financial fixed assets28€801k€801k=
Current assets29/58€94k€59k▼
Amounts receivable within one year40/41€63k€13k▼
Trade receivables40€7k€7k▲
Other amounts receivable41€56k€6k▼
Cash at bank and in hand54/58€31k€46k▲
Equity and liabilities
Total equity and liabilities10/49€895k€871k▼
Equity10/15€447k€473k▲
Contributions10/11€1k€1k=
Reserves13€446k€472k▲
Distributable reserves133€446k€472k▲
Amounts payable17/49€448k€398k▼
Amounts payable within one year42/48€419k€372k▼
Current portion of amounts payable after more than one year42€40k-
Trade debts44€891€231▼
Suppliers440/4€891€231▼
Taxes, remuneration and social security45€4k€5k▲
Taxes450/3€4k€5k▲
Other amounts payable47/48€374k€366k▼
Accrued charges and deferred income492/3€29k€26k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€499€1k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€67k€64k▼
Operating profit (loss)9901€66k€61k▼
Financial income75/76B€2k-
Recurring financial income75€2k-
Financial charges65/66B€30k€26k▼
Recurring financial charges65€30k€26k▼
Profit (loss) for the period before taxes9903€37k€35k▼
Income taxes67/77€16k€6k▼
Profit (loss) for the period9904€21k€28k▲
Profit (loss) for the period to be appropriated9905€21k€28k▲
Appropriation of the result
Profit (loss) to be appropriated9906€21k€28k▲
Transfer to equity691/2€19k€26k▲
To other reserves6921€19k€26k▲
Profit to be distributed694/7€2k€2k=
Return on contributions (dividend)694€2k€2k=
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €21k ▼45.9%
Net result drops to €21k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €104k ▲23.8%
Operating result €160k, net result €104k, both a record.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Houthalen-Helchteren · 1 establishment unit since 2012
Ground area
645 m²
Building footprint
118 m²
Parcel 72453F1147/00D040, Flanders. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Jomatech
since 20122.215.829.792
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72453F1147/00D040 | Flanders | 645 m² | 1 · 118 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 227 EUR awarded · 227 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 227 EUR | 227 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 9,528 companies in sector 43222 we hold annual accounts for 5,663. 4,085 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-12-2012
Fiscal year end31-12
Activities, NACEBEL 2025
43222Installation of electric heating, air conditioning, cooling and ventilation
46500Wholesale of information and communication equipment
47400Retail sale of information and communication equipment
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.