JOMA-TRANS
ActiveThe computed 12-month bankruptcy probability of JOMA-TRANS is 1.6% (moderate). The 2024 annual accounts show equity of €22k and a net result of €-66. Equity is shrinking by ~14.4% per year across the filed fiscal years. Its solvency ranks better than 24% of 6717 sector peers (fiscal year 2024). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
36
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability42▲+1
Solvency37▼-2
Growth32=
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.76 against 0.75 in 2023; short-term debt: 86.7% of total assets), and 88.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
11.5%
Return on assets
0%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 6717 sector peers (2024).
NBB · sector comparisonPosition among 6717 sector peers
Solvency
better than 24%
← weakest
strongest →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-01-2026, 183 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
183 d late
2023
14 d early
2022
67 d late
2021
16 d late
2020
31 d late
2019
83 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€22k▼ 0.3%
2023 · €22k
2018: €56k
2019: €40k
2020: €36k
2021: €18k
2022: €22k
2023: €22k
2018 → 2024
Total assets
€192k▲ 18.3%
2023 · €162k
2018: €143k
2019: €103k
2020: €83k
2021: €173k
2022: €141k
2023: €162k
2018 → 2024
Net result
€-66
2023 · €51
2018: €6k
2019: €-16k
2020: €-5k
2021: €-18k
2022: €4k
2023: €51
2018 → 2024
Working capital
€-39k▼ 34.3%
2023 · €-29k
2018: €34k
2019: €17k
2020: €17k
2021: €-17k
2022: €-21k
2023: €-29k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€36k-€18k▼ 49.4%€22k▲ 22.6%€22k▲ 0.2%€22k▼ 0.3%
Operating result€-2k-€-11k▼ 539%€11k€2k▼ 82.2%€2k▲ 0.9%
Net result€-5k-€-18k▼ 261%€4k€51▼ 98.7%€-66
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 1% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €192k
Fixed assets
€65k▼ 12.8%
Current assets
€127k▲ 44.8%
Equity and liabilities €192k
Equity
€22k▼ 0.3%
Debt
€169k▲ 21.3%
The debt ratio rises from 86.3% to 88.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€11k▲
2023 · €11k
Cash flow
€9k▼
2023 · €10k
Solvency
11.5%▼
2023 · 13.7%
Current ratio
0.76▲
2023 · 0.75
Quick ratio
0.76▲
2023 · 0.75
Debt / equity
7.67▲
2023 · 6.31
ROE
-0.3%▼
2023 · 0.2%
ROA
0.0%▼
2023 · 0.0%
Interest coverage
2.81▲
2023 · 2.66
Debt
€169k▲
2023 · €140k
Debt ≤ 1 year
€166k▲
2023 · €117k
Debt > 1 year
€3k▼
2023 · €23k
Income taxes
€235▼
2023 · €249
Staff costs
€46k▲
2023 · €44k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€162k€192k▲
Fixed assets21/28€74k€65k▼
Tangible fixed assets22/27€74k€65k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€3k€3k=
Leasing and similar rights25€69k€60k▼
Financial fixed assets28€270€270=
Current assets29/58€87k€127k▲
Amounts receivable after more than one year29€63k€63k=
Other amounts receivable291€63k€63k=
Amounts receivable within one year40/41€19k€60k▲
Trade receivables40€18k€18k▼
Other amounts receivable41€532€43k▲
Deferred charges and accrued income490/1€6k€3k▼
Equity and liabilities
Total equity and liabilities10/49€162k€192k▲
Equity10/15€22k€22k▼
Contributions10/11€6k€6k=
Reserves13€16k€16k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€9k€9k=
Distributable reserves133€6k€6k=
Profit (loss) carried forward14-€-66
Amounts payable17/49€140k€169k▲
Amounts payable after more than one year17€23k€3k▼
Financial debts170/4€23k€3k▼
Amounts payable within one year42/48€117k€166k▲
Current portion of amounts payable after more than one year42€18k€19k▲
Financial debts43€8k€10k▲
Credit institutions430/8€8k€10k▲
Trade debts44€48k€65k▲
Suppliers440/4€48k€65k▲
Taxes, remuneration and social security45€44k€72k▲
Taxes450/3€39k€69k▲
Remuneration and social security454/9€4k€3k▼
Income statement
Code20232024
Remuneration, social security and pensions62€44k€46k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k=
Other operating charges640/8€4k€5k▲
Gross operating margin9900€59k€63k▲
Operating profit (loss)9901€2k€2k▲
Financial income75/76B€3k€2k▼
Recurring financial income75€3k€2k▼
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€300€169▼
Income taxes67/77€249€235▼
Profit (loss) for the period9904€51€-66▼
Profit (loss) for the period to be appropriated9905€51€-66▼
Appropriation of the result
Profit (loss) to be appropriated9906€51€-66▼
Transfer to equity691/2€51-
To the legal reserve6920€51-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 183 days late
2024
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 67 days late
2022
31-12
Financial
Back to profitnet €4k
Net result €4k after 3 loss-making years.
16-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
2021
31-12
Financial
Weakest financial yearnet €-18k
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
22-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 83 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 23 days late
2016
25-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bever · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Puydt 61547 BeverGround area
2,198 m²
Building footprint
468 m²
Volume, LiDAR
2,521 m³
Parcel 23009B0567/00D000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JOMA-TRANS
since 20102.186.393.757
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23009B0567/00D000 | Flanders | 2,198 m² | 1 · 468 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 717 EUR awarded · 717 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 717 EUR | 717 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 12,605 companies in sector 49410 we hold annual accounts for 8,195. 5,099 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded01-04-2010
Fiscal year end31-12
Activities, NACEBEL
49410Freight transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.