Active BE 0461.911.624Private limited company

JOBA

Binnensingel 72 ·3920 Lommel, Belgium· 28 yrs active

Sector: Administratieve en ondersteunende activiteiten ten behoeve van kantoren (82100)

Conclusion Checked

The computed 12-month bankruptcy probability of JOBA is 0.3% (very low). The 2025 annual accounts show equity of €2.20M and a net result of €323k. The company has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Key figures

Equity	€2.20M
Net result	€323k
Staff (FTE)	0.8
Active	28 yrs

Financial profile 4 of 5 axes measured · computed by Checked

88 / 100

Strong profile, led by solvency.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 93

Profitability 73

Solvency 100

Growth -

Stability 85

Bankruptcy probability (12 mo) Checked model v1 · free

0.3% Very low

0%0,5%1,5%4%10%≥25%

Lower-failure-rate sector −Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Long-established

Founded in 1997, 28 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2025 · computed

93 / 100 Excellent

050100

Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview27 NBB filings

Annual accounts filed on 23-03-2026 with the NBB · fiscal year 2025 · verkort

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	verkort
Revenue	-
EBITDA	€242k
Net profit	€323k
Cash flow	€365k
Staff costs	€78k
Income taxes	€86k
Dividends	€317k
Total assets	€2.57M
Equity	€2.20M
Debt	€366k
of which ≤ 1y	€53k
of which > 1y	€295k
Working capital	€702k
Employees (FTE)	0.8

Ratios (computed)

	2025
Current ratio	14.14
Quick ratio	14.14
Working capital ratio	27.3%
Solvency	85.8%
Debt / equity	0.17
Long-term debt ratio	0.13
Interest coverage	30.01
Gross margin	-
Net margin	-
ROA	12.6%
ROE	14.7%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €1.81M · 70.6% Current assets €756k · 29.4%

Equity & liabilities

Equity €2.20M · 85.8% Debt €366k · 14.3%

Full annual accounts (24 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€2.57M
Fixed assets	21/28	€1.81M
Tangible fixed assets	22/27	€417k
Financial fixed assets	28	€1.40M
Current assets	29/58	€756k
Amounts receivable within one year	40/41	€8k
Cash & bank	54/58	€740k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€2.57M
Equity	10/15	€2.20M
Contributions / capital	10/11	€9k
Reserves	13	€2.19M
Accumulated profits (losses)	14	€2k
Amounts payable	17/49	€366k
Amounts payable after one year	17	€295k
Amounts payable within one year	42/48	€53k
Trade debts payable within one year	44	€140
Income statement
Gross operating margin	9900	€325k
Operating result	9901	€200k
Financial income	75	€217k
Financial charges	65	€8k
Result before taxes	9903	€409k
Income taxes	67/77	€86k
Net result for the period	9904	€323k
Result to be appropriated	9905	€323k

Ratios computed by Checked.

Legal Structure

NACE primary	Administratieve en ondersteunende activiteiten ten behoeve van kantoren(82100)
Legal form	Private limited company(610)
Incorporation	26-11-1997
Status	Active
Postal code	3920

Establishment units 1 location

Joba

Binnensingel 72, 3920 LommelBoekhouders

since 19972.193.112.293

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
72020C0787/00R008	Flanders	3,314 m²	1 · 1,286 m²	15.2 m · 1 fl.

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 10 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

23-03-2026