JO JANSSENS
ActiveJO JANSSENS has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €739k and a net result of €149k. Equity remains stable across the filed fiscal years (±1.4% per year). Its solvency ranks better than 57% of 8657 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▲+7
Solvency85▲+10
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity tight (current ratio 1.04 against 0.31 in 2024; short-term debt: 15.3% and cash: 9.2% of total assets), and 39.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.2%
Return on assets
12.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
77 d late
2023
57 d late
2022
92 d late
2021
90 d late
2020
31 d late
2019
88 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€739k▲ 25.2%
2024 · €590k
2018: €744k
2019: €784k
2020: €863k
2021: €634k
2022: €723k
2023: €732k
2024: €590k
2018 → 2025
Total assets
€1.23M▲ 4.6%
2024 · €1.17M
2018: €1.06M
2019: €1.06M
2020: €1.11M
2021: €1.34M
2022: €1.37M
2023: €1.32M
2024: €1.17M
2018 → 2025
Net result
€149k▲ 95.7%
2024 · €76k
2018: €47k
2019: €42k
2020: €79k
2021: €102k
2022: €89k
2023: €9k
2024: €76k
2018 → 2025
Working capital
€7k
2024 · €-163k
2018: €131k
2019: €135k
2020: €241k
2021: €-23k
2022: €38k
2023: €32k
2024: €-163k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€634k-€723k▲ 14.0%€732k▲ 1.2%€590k▼ 19.3%€739k▲ 25.2%
Operating result€159k-€140k▼ 12.1%€37k▼ 73.4%€134k▲ 259%€233k▲ 74.2%
Net result€102k-€89k▼ 13.4%€9k▼ 90.2%€76k▲ 769%€149k▲ 95.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 74% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.23M
Fixed assets
€1.03M▼ 6.2%
Current assets
€195k▲ 167%
Equity and liabilities €1.23M
Equity
€739k▲ 25.2%
Debt
€489k▼ 16.2%
The debt ratio falls from 49.7% to 39.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€301k▲
2024 · €192k
Cash flow
€217k▲
2024 · €134k
Solvency
60.2%▲
2024 · 50.3%
Current ratio
1.04▲
2024 · 0.31
Quick ratio
1.04▲
2024 · 0.31
Debt / equity
0.66▼
2024 · 0.99
ROE
20.1%▲
2024 · 12.9%
ROA
12.1%▲
2024 · 6.5%
Interest coverage
22.50▲
2024 · 8.51
Debt
€489k▼
2024 · €583k
Debt ≤ 1 year
€188k▼
2024 · €236k
Debt > 1 year
€301k▼
2024 · €347k
Income taxes
€71k▲
2024 · €35k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.17M€1.23M▲
Fixed assets21/28€1.10M€1.03M▼
Tangible fixed assets22/27€1.10M€1.03M▼
Land and buildings22€859k€813k▼
Plant, machinery and equipment23€5k€5k▼
Furniture and vehicles24€2k€2k▼
Other tangible fixed assets26€235k€213k▼
Current assets29/58€73k€195k▲
Amounts receivable within one year40/41€889€13k▲
Other amounts receivable41€889€13k▲
Current investments50/53-€40k
Cash at bank and in hand54/58€18k€113k▲
Deferred charges and accrued income490/1€55k€30k▼
Equity and liabilities
Total equity and liabilities10/49€1.17M€1.23M▲
Equity10/15€590k€739k▲
Contributions10/11€6k€6k=
Outside capital11€6k€6k=
Other1109/19€6k€6k=
Reserves13€584k€733k▲
Non-distributable reserves130/1€8k€8k=
Legal reserve130€8k€8k=
Distributable reserves133€577k€725k▲
Profit (loss) carried forward14€50€50=
Amounts payable17/49€583k€489k▼
Amounts payable after more than one year17€347k€301k▼
Financial debts170/4€347k€301k▼
Amounts payable within one year42/48€236k€188k▼
Current portion of amounts payable after more than one year42€48k€46k▼
Trade debts44€881€2k▲
Suppliers440/4€881€2k▲
Taxes, remuneration and social security45€48k€120k▲
Taxes450/3€48k€120k▲
Other amounts payable47/48€139k€20k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€59k€68k▲
Other operating charges640/8€6k€4k▼
Gross operating margin9900€199k€305k▲
Operating profit (loss)9901€134k€233k▲
Financial charges65/66B€23k€13k▼
Recurring financial charges65€23k€13k▼
Profit (loss) for the period before taxes9903€111k€219k▲
Income taxes67/77€35k€71k▲
Profit (loss) for the period9904€76k€149k▲
Profit (loss) for the period to be appropriated9905€76k€149k▲
Appropriation of the result
Profit (loss) to be appropriated9906€76k€149k▲
Profit (loss) brought forward from the previous period14P€50€50=
Transfer from equity791/2€217k-
Transfer to equity691/2€76k€149k▲
To other reserves6921€76k€149k▲
Profit to be distributed694/7€217k-
Return on contributions (dividend)694€217k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Highest result since 2018net €149k ▲95.7%
Operating result €233k, net result €149k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 1.04
Current ratio from 0.31 to 1.04; short-term debt falls from €236k to €188k.
16-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 77 days late
2024
26-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 57 days late
2023
31-12
Financial
Weakest financial yearnet €9k ▼90.2%
Net result drops to €9k, the lowest in the series; recovery starts the following year.
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 92 days late
2022
29-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 90 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
27-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 88 days late
2019
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stuivenbergvaart 982800 MechelenGround area
94 m²
Building footprint
73 m²
Volume, LiDAR
544 m³
Parcel 12404F0586/00D003, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Stuivenbergvaart 98, 2800 Mechelen
since 20102.190.300.580
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12404F0586/00D003 | Flanders | 94 m² | 1 · 73 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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V.A.U.L.T.
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SUPPLY CHAIN CONSULTANTS (EUROPE)
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 31,031 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded05-07-2010
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70210Activities of head offices; management consultancy activities
71209Other technical testing and analysis
73300Public relations and communication consultancy
82990Other business support services
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.