JN INVEST
ActiveSummary
JN INVEST has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €301k and a net result of €161k. Equity is growing by ~102.2% per year across the filed fiscal years. Its solvency ranks better than 81% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 6.08 against 4.26 in 2024; short-term debt: 16.2% and cash: 58.2% of total assets), and 16.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.8%
Return on assets
44.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-02-2026, 161 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
161 d early
2024
69 d early
2023
44 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€301k▲ 115%
2024 · €140k
2023: €15k
2024: €140k
2023 → 2025
Total assets
€359k▲ 97.3%
2024 · €182k
2023: €28k
2024: €182k
2023 → 2025
Net result
€161k▲ 29.5%
2024 · €125k
2023: €12k
2024: €125k
2023 → 2025
Working capital
€295k▲ 114%
2024 · €138k
2023: €14k
2024: €138k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€15k-€140k▲ 815%€301k▲ 115%
Operating result€16k-€160k▲ 927%€208k▲ 29.9%
Net result€12k-€125k▲ 915%€161k▲ 29.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 30% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €359k
Fixed assets
€7k ▲ 188%
Current assets
€353k ▲ 96.1%
Equity and liabilities €359k
Equity
€301k ▲ 115%
Debt
€58k ▲ 37.3%
Debt's share of the balance-sheet total falls from 23.2% to 16.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€209k▲
2024 · €161k
Cash flow
€162k▲
2024 · €125k
Current ratio
6.08▲
2024 · 4.26
Debt to equity
0.19▼
2024 · 0.30
ROE
53.6%▼
2024 · 89.1%
ROA
44.9%▼
2024 · 68.4%
Interest coverage
1659.95▼
2024 · 3034.86
Debt ≤ 1 year
€58k▲
2024 · €42k
Income taxes
€48k▲
2024 · €36k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 34 lines
Balance sheet
Code20242025
Assets
Total assets20/58€182k€359k▲
Fixed assets21/28€2k€7k▲
Tangible fixed assets22/27€2k€7k▲
Furniture and vehicles24€2k€7k▲
Current assets29/58€180k€353k▲
Amounts receivable within one year40/41€68k€142k▲
Trade receivables40€68k€142k▲
Cash at bank and in hand54/58€111k€209k▲
Deferred charges and accrued income490/1€386€2k▲
Equity and liabilities
Total equity and liabilities10/49€182k€359k▲
Equity10/15€140k€301k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€137k€298k▲
Amounts payable17/49€42k€58k▲
Amounts payable within one year42/48€42k€58k▲
Trade debts44€2k€6k▲
Suppliers440/4€2k€6k▲
Taxes, remuneration and social security45€40k€52k▲
Taxes450/3€40k€52k▲
Other amounts payable47/48€355€791▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€421€921▲
Other operating charges640/8€387€547▲
Gross operating margin9900€161k€210k▲
Operating profit (loss)9901€160k€208k▲
Financial income75/76B€118€1k▲
Recurring financial income75€118€1k▲
Financial charges65/66B€53€126▲
Recurring financial charges65€53€126▲
Profit (loss) for the period before taxes9903€160k€209k▲
Income taxes67/77€36k€48k▲
Profit (loss) for the period9904€125k€161k▲
Profit (loss) for the period to be appropriated9905€125k€161k▲
Appropriation of the result
Profit (loss) to be appropriated9906€137k€298k▲
Profit (loss) brought forward from the previous period14P€12k€137k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €161k ▲29.5%
Operating result €208k, net result €161k, both a record.
31-12
Financial
Equity above €200kEq €301k ▲115%
3 profitable years in a row build equity to €301k.
23-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €140k ▲815%
2 profitable years in a row build equity to €140k.
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wemmel · 2 establishment units since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lt. Graffplein 151780 WemmelGround area
1,753 m²
Building footprint
474 m²
Volume, LiDAR
5,452 m³
3 parcels, Brussels, Flanders · tallest building 16.3 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
JN INVEST
since 20232.346.339.631
Serrestraat 4, 1082 Sint-Agatha-Berchem
since 20262.389.594.505
3 parcels
Flanders
1
(33.3%)
Brussels
2
(66.7%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21463C0394/00E003 | Brussels | 1,296 m² | 1 · 217 m² | 16.3 m · 4 fl. |
| 21342B0011/00F000 | Brussels | 310 m² | 1 · 113 m² | 12.4 m · 3 fl. |
| 22662B0387/00R004 | Flanders | 147 m² | 1 · 144 m² | 14.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
INCIPIO
BE 0830.935.157
Heusden-Zolder · Eq €301,395
AKLAFIN
BE 0552.628.301
Keerbergen · Eq €301,368
EV FOOD
BE 0693.976.701
Veurne · Eq €301,314
Reditus
BE 0789.511.011
Gent · Eq €301,458
SIMAFIN
BE 0664.525.125
Mortsel · Eq €301,307
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 38,143 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-06-2023
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.