JMT Trafik
ActiveJMT Trafik has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €735k and a net result of €78k. Equity is growing by ~27.2% per year across the filed fiscal years. Its solvency ranks better than 34% of 1831 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
83
/ 100
Excellent▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability53▼-47
Solvency58▲+2
Growth78=
Stability100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 1.66 against 1.73 in 2024), but 71.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.2%
Return on assets
3%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
2 d early
2023
42 d early
2022
55 d early
2021
52 d early
2020
48 d early
2019
45 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€735k▲ 11.8%
2024 · €658k
2019: €108k
2020: €142k
2021: €282k
2022: €417k
2023: €502k
2024: €658k
2019 → 2025
Total assets
€2.60M▲ 4.1%
2024 · €2.50M
2019: €420k
2020: €903k
2021: €1.32M
2022: €1.86M
2023: €2.05M
2024: €2.50M
2019 → 2025
Net result
€78k▼ 50.2%
2024 · €156k
2019: €68k
2020: €35k
2021: €140k
2022: €135k
2023: €85k
2024: €156k
2019 → 2025
Working capital
€495k▼ 7.9%
2024 · €538k
2019: €105k
2020: €174k
2021: €276k
2022: €245k
2023: €404k
2024: €538k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€282k-€417k▲ 47.9%€502k▲ 20.4%€658k▲ 31.0%€735k▲ 11.8%
Operating result€163k-€155k▼ 5.0%€129k▼ 16.9%€237k▲ 84.1%€143k▼ 39.8%
Net result€140k-€135k▼ 3.3%€85k▼ 37.0%€156k▲ 83.0%€78k▼ 50.2%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 40% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.60M
Fixed assets
€1.35M▲ 10.3%
Current assets
€1.25M▼ 1.9%
Equity and liabilities €2.60M
Equity
€735k▲ 11.8%
Debt
€1.87M▲ 1.3%
The debt ratio falls from 73.7% to 71.8%: equity grows faster than debt.
Key figures and ratios
EBITDA
€557k▼
2024 · €698k
Cash flow
€492k▼
2024 · €616k
Solvency
28.2%▲
2024 · 26.3%
Current ratio
1.66▼
2024 · 1.73
Quick ratio
1.66▼
2024 · 1.73
Debt / equity
2.54▼
2024 · 2.80
ROE
10.6%▼
2024 · 23.7%
ROA
3.0%▼
2024 · 6.2%
Interest coverage
11.53▼
2024 · 16.20
Debt
€1.87M▲
2024 · €1.84M
Debt ≤ 1 year
€754k▲
2024 · €735k
Debt > 1 year
€1.09M▲
2024 · €1.05M
Income taxes
€21k▼
2024 · €38k
Staff costs
€938k▲
2024 · €753k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.50M€2.60M▲
Fixed assets21/28€1.23M€1.35M▲
Tangible fixed assets22/27€1.23M€1.35M▲
Land and buildings22€47k€26k▼
Plant, machinery and equipment23€34k€33k▼
Furniture and vehicles24€1.15M€1.30M▲
Current assets29/58€1.27M€1.25M▼
Amounts receivable after more than one year29€250k€250k=
Trade receivables290€250k€250k=
Amounts receivable within one year40/41€507k€548k▲
Trade receivables40€458k€456k▼
Other amounts receivable41€49k€92k▲
Cash at bank and in hand54/58€517k€445k▼
Deferred charges and accrued income490/1-€6k
Equity and liabilities
Total equity and liabilities10/49€2.50M€2.60M▲
Equity10/15€658k€735k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€650k€727k▲
Amounts payable17/49€1.84M€1.87M▲
Amounts payable after more than one year17€1.05M€1.09M▲
Financial debts170/4€1.05M€1.09M▲
Amounts payable within one year42/48€735k€754k▲
Current portion of amounts payable after more than one year42€480k€513k▲
Trade debts44€195k€193k▼
Suppliers440/4€195k€193k▼
Taxes, remuneration and social security45€60k€47k▼
Taxes450/3€20k€775▼
Remuneration and social security454/9€40k€47k▲
Accrued charges and deferred income492/3€60k€22k▼
Income statement
Code20242025
Non-recurring operating income76A-€16k
Remuneration, social security and pensions62€753k€938k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€461k€415k▼
Other operating charges640/8€397€1k▲
Gross operating margin9900€1.45M€1.50M▲
Operating profit (loss)9901€237k€143k▼
Financial income75/76B€106€4k▲
Recurring financial income75€106€4k▲
Financial charges65/66B€43k€48k▲
Recurring financial charges65€43k€48k▲
Profit (loss) for the period before taxes9903€194k€98k▼
Income taxes67/77€38k€21k▼
Profit (loss) for the period9904€156k€78k▼
Profit (loss) for the period to be appropriated9905€156k€78k▼
Appropriation of the result
Profit (loss) to be appropriated9906€650k€727k▲
Profit (loss) brought forward from the previous period14P€494k€650k▲
Social balance
Average headcount (FTE)908711.315.8▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
29-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Highest result since 2019net €156k ▲83%
Operating result €237k, net result €156k, both a record.
2023
20-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
30-06
Financial
Equity above €500kEq €502k ▲20.4%
5 profitable years in a row build equity to €502k.
2022
07-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
10-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
30-06
Financial
Equity above €200kEq €282k ▲98%
3 profitable years in a row build equity to €282k.
2020
14-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
30-06
Financial
Weakest financial yearnet €35k ▼49.3%
Net result drops to €35k, the lowest in the series; recovery starts the following year.
2019
17-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
19-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
07-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
15-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
11-04-2024
Resigned as Director
Location & real-estate footprint
Registered office, Westerlo · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Olenseweg 432260 WesterloGround area
3,678 m²
Building footprint
159 m²
Volume, LiDAR
1,010 m³
Parcel 13052A0009/00S000, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JMT Trafik
since 20152.239.373.672
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13052A0009/00S000 | Flanders | 3,678 m² | 1 · 159 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 6 entries · 151,551 EUR awarded · 11,554 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 145,007 EUR | 5,010 EUR |
| 2024 | 1 | 50 EUR | 50 EUR |
| 2023 | 2 | 6,336 EUR | 6,336 EUR |
| 2022 | 1 | 158 EUR | 158 EUR |
Schemes
Ecologiepremie+
Subsidies ecologisch en veilig transport (stopgezet)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteWesterlo2.239.373.672
Similar companies · same sector, comparable size
S.D.S. TRANSPORT
BE 0451.455.618
Staden · Eq €735k
DEWAELE ANDRE
BE 0457.442.102
Deerlijk · Eq €736k
TRANSPORTS MATTON
BE 0455.623.351
Heist-op-den-Berg · Eq €736k
Francesse
BE 0632.643.106
Gesves · Eq €737k
VANOTRANS
BE 0462.216.381
Kruisem · Eq €732k
Of 12,446 companies in sector 49410 we hold annual accounts for 8,085. 4,602 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-01-2015
Fiscal year end30-06
Activities, NACEBEL
49410Freight transport by road
52100Warehousing and storage
77110Renting and leasing of cars and light motor vehicles
77120Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.