JMT Projects
ActiveSummary
JMT Projects has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2k and a net result of €9k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 17% of 543 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+41
Solvency29▲+21
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 16
Relative position
BE, all sectors
reference
Sector 16
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 543 sector peers (2025).
NBB · sector comparisonPosition among 543 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
27 d early
2023
36 d early
2022
20 d early
2021
20 d early
2020
173 d early
2019
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2k
2024 · €-6k
2018: €-22k
2019: €-79k
2020: €87k
2021: €19k
2022: €15k
2023: €-5k
2024: €-6k
2018 → 2025
Total assets
€58k▲ 57.5%
2024 · €37k
2018: €424k
2019: €486k
2020: €309k
2021: €425k
2022: €98k
2023: €86k
2024: €37k
2018 → 2025
Net result
€9k
2024 · €-1k
2018: €-4k
2019: €-57k
2020: €166k
2021: €-68k
2022: €-4k
2023: €-20k
2024: €-1k
2018 → 2025
Working capital
€-7k▲ 69.5%
2024 · €-22k
2018: €-95k
2019: €39k
2020: €56k
2021: €95k
2022: €3k
2023: €-20k
2024: €-22k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€19k-€15k▼ 23.0%€-5k€-6k▼ 19.1%€2k
Operating result€-62k-€10k€-17k€4k€14k▲ 257%
Net result€-68k-€-4k▲ 93.5%€-20k▼ 358%€-1k▲ 94.9%€9k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 257% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €58k
Fixed assets
€9k ▼ 41.5%
Current assets
€49k ▲ 130%
Equity and liabilities €58k
Equity
€2k
Debt
€55k
Debt finances 95.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€20k▲
2024 · €9k
Cash flow
€15k▲
2024 · €4k
Current ratio
0.88▲
2024 · 0.49
Quick ratio
0.48▼
2024 · 0.49
Debt to equity
23.24▲
2024 · -6.72
ROE
369.2%
ROA
15.2%▲
2024 · -2.8%
Interest coverage
4.20▲
2024 · 1.97
Debt ≤ 1 year
€55k▲
2024 · €43k
Income taxes
€244▼
2024 · €250
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€37k€58k▲
Fixed assets21/28€15k€9k▼
Tangible fixed assets22/27€15k€9k▼
Plant, machinery and equipment23€6k€5k▼
Furniture and vehicles24€9k€4k▼
Current assets29/58€21k€49k▲
Stocks and contracts in progress3-€22k
Stocks30/36-€22k
Amounts receivable within one year40/41€16k€19k▲
Trade receivables40€12k€13k▲
Other amounts receivable41€4k€6k▲
Cash at bank and in hand54/58€1k€4k▲
Deferred charges and accrued income490/1€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€37k€58k▲
Equity10/15€-6k€2k▲
Contributions10/11€19k€19k=
Reserves13€68k€68k=
Distributable reserves133€68k€68k=
Profit (loss) carried forward14€-93k€-85k▲
Amounts payable17/49€43k€55k▲
Amounts payable within one year42/48€43k€55k▲
Financial debts43€7k€27k▲
Credit institutions430/8€7k€27k▲
Trade debts44€12k€17k▲
Suppliers440/4€12k€17k▲
Taxes, remuneration and social security45€7k€920▼
Taxes450/3€7k€920▼
Other amounts payable47/48€17k€10k▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€6k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€3k€-3k▼
Other operating charges640/8€1k€4k▲
Gross operating margin9900€14k€21k▲
Operating profit (loss)9901€4k€14k▲
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€5k€5k▲
Recurring financial charges65€5k€5k▲
Profit (loss) for the period before taxes9903€-776€9k▲
Income taxes67/77€250€244▼
Profit (loss) for the period9904€-1k€9k▲
Profit (loss) for the period to be appropriated9905€-1k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-93k€-85k▲
Profit (loss) brought forward from the previous period14P€-92k€-93k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €9k
Net result €9k after 4 loss-making years.
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-68k ▼141%
Net result drops to €-68k, the lowest in the series; recovery starts the following year.
08-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €166k
Net result €166k after 2 loss-making years.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity doublescurrent ratio 1.21
Current ratio from 0.58 to 1.21; short-term debt falls from €228k to €189k.
21-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
15-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lommel · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vredestraat 2/A3920 LommelGround area
552 m²
Building footprint
101 m²
Parcel 72020C0088/00H000, Flanders. Linked by address, not a title deed.
1 establishment unit
JMT Projects
since 20062.153.652.891
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72020C0088/00H000 | Flanders | 552 m² | 1 · 101 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0799.606.830
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Germo
BE 1008.147.823
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GV CONSTRUCT
BE 0771.544.433
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VLEXA
BE 0803.710.227
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Of 1,599 companies in sector 16230 we hold annual accounts for 783. 127 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-04-2006
Fiscal year end31-12
Activities, NACEBEL 2025
16230Manufacture of other builders' carpentry and joinery
43320Joinery installation
68310Real estate agency activities
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.