JMJ SHOPS
ActiveJMJ SHOPS has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €80 and a net result of €17k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 23% of 26053 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+31
Solvency25▲+25
Growth32=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
0.2%
Return on assets
32.5%
Age of the figures
20 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 26053 sector peers (2024).
NBB · sector comparisonPosition among 26053 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-07-2025, 0 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
on the day
2023
30 d late
2022
3 d early
2021
31 d late
2020
61 d late
2019
101 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€80
2023 · €-17k
2019: €6k
2020: €-9k
2021: €-29k
2022: €-32k
2023: €-17k
2019 → 2024
Total assets
€51k▲ 12.1%
2023 · €46k
2019: €66k
2020: €42k
2021: €30k
2022: €37k
2023: €46k
2019 → 2024
Net result
€17k▲ 15.4%
2023 · €14k
2019: €19k
2020: €-15k
2021: €-20k
2022: €-2k
2023: €14k
2019 → 2024
Working capital
€6k
2023 · €-20k
2019: €-4k
2020: €-17k
2021: €-33k
2022: €-34k
2023: €-20k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-9k-€-29k▼ 229%€-32k▼ 8.2%€-17k▲ 45.9%€80
Operating result€-12k-€-19k▼ 48.8%€-1k▲ 93.6%€25k€19k▼ 22.6%
Net result€-15k-€-20k▼ 31.3%€-2k▲ 88.0%€14k€17k▲ 15.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 23% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €51k
Fixed assets
€3k=
Current assets
€49k▲ 12.9%
Equity and liabilities €51k
Equity
€80
Debt
€51k
Debt finances 99.8% of the balance-sheet total.
Key figures and ratios
Solvency
0.2%▲
2023 · -37.3%
Current ratio
1.14▲
2023 · 0.69
Quick ratio
0.85▲
2023 · 0.30
ROA
32.5%▲
2023 · 31.6%
Debt
€51k▼
2023 · €63k
Debt ≤ 1 year
€43k▼
2023 · €63k
Income taxes
€2
Staff costs
€41k▲
2023 · €40k
Equity ratios withheld: equity of €80 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€46k€51k▲
Fixed assets21/28€3k€3k=
Tangible fixed assets22/27-€0
Plant, machinery and equipment23-€0
Furniture and vehicles24-€0
Financial fixed assets28€3k€3k=
Current assets29/58€43k€49k▲
Stocks and contracts in progress3€25k€12k▼
Stocks30/36€25k€12k▼
Amounts receivable within one year40/41€8k€16k▲
Trade receivables40€3k€694▼
Other amounts receivable41€5k€16k▲
Cash at bank and in hand54/58€10k€20k▲
Deferred charges and accrued income490/1€168€183▲
Equity and liabilities
Total equity and liabilities10/49€46k€51k▲
Equity10/15€-17k€80▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€-23k€-6k▲
Amounts payable17/49€63k€51k▼
Amounts payable within one year42/48€63k€43k▼
Trade debts44€33k€8k▼
Suppliers440/4€33k€8k▼
Taxes, remuneration and social security45€10k€14k▲
Taxes450/3€4k€4k▼
Remuneration and social security454/9€6k€10k▲
Other amounts payable47/48€20k€21k▲
Accrued charges and deferred income492/3€84€8k▲
Income statement
Code20232024
Remuneration, social security and pensions62€40k€41k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€278-
Other operating charges640/8€869€1k▲
Gross operating margin9900€66k€61k▼
Operating profit (loss)9901€25k€19k▼
Financial income75/76B€634€7▼
Recurring financial income75€634€7▼
Financial charges65/66B€11k€3k▼
Recurring financial charges65€11k€3k▼
Profit (loss) for the period before taxes9903€14k€17k▲
Income taxes67/77-€2
Profit (loss) for the period9904€14k€17k▲
Profit (loss) for the period to be appropriated9905€14k€17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-23k€-6k▲
Profit (loss) brought forward from the previous period14P€-38k€-23k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Back to profitnet €14k
Net result €14k after 3 loss-making years.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €-20k
Net result drops to €-20k, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
09-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 101 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Asse · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nieuwstraat 15 A01730 AsseGround area
809 m²
Building footprint
617 m²
Volume, LiDAR
6,992 m³
Parcel 23322L0268/00C000, Flanders · tallest building 18.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
JMJ SHOPS
since 20162.258.430.214
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23322L0268/00C000 | Flanders | 809 m² | 1 · 617 m² | 18.5 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
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R. to. R.
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Overijse · Eq €237
Of 4,248 companies in sector 47789 we hold annual accounts for 1,021. 13 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-11-2016
Fiscal year end31-12
Activities, NACEBEL
47260Retail trade
47789Other retail sale of new goods
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.