JMJ INVEST
ActiveSummary
The computed 12-month bankruptcy probability of JMJ INVEST is 4.2% (elevated). The 2023 annual accounts show equity of €26k and a net result of €14k. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Bankruptcy probability: Elevated
Axes, FY 2023
Profitability73
Solvency31
Growth-
Track record79
Bankruptcy probability, 12 months
4.2%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
5.9%
Return on assets
3.2%
Age of the figures
33 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 04-10-2024, 65 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2023
65 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2023, micro schema
Equity
€26k
Total assets
€451k
Net result
€14k
Working capital
€-88k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €451k
Fixed assets
€372k
Current assets
€79k
Equity and liabilities €451k
Equity
€26k
Debt
€425k
Debt finances 94.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€98k
Cash flow
€79k
Current ratio
0.47
Debt to equity
16.05
ROE
54.7%
ROA
3.2%
Interest coverage
6.44
Debt ≤ 1 year
€168k
Debt > 1 year
€257k
Income taxes
€4k
Filed annual accounts As filed with the NBB · 2023 · 33 lines
Balance sheet
Code2023
Assets
Total assets20/58€451k
Fixed assets21/28€372k
Tangible fixed assets22/27€372k
Land and buildings22€372k
Current assets29/58€79k
Amounts receivable within one year40/41€1k
Other amounts receivable41€1k
Cash at bank and in hand54/58€78k
Equity and liabilities
Total equity and liabilities10/49€451k
Equity10/15€26k
Contributions10/11€12k
Profit (loss) carried forward14€14k
Amounts payable17/49€425k
Amounts payable after more than one year17€257k
Financial debts170/4€257k
Amounts payable within one year42/48€168k
Current portion of amounts payable after more than one year42€27k
Trade debts44€1k
Suppliers440/4€1k
Taxes, remuneration and social security45€4k
Taxes450/3€4k
Other amounts payable47/48€136k
Income statement
Code2023
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€65k
Other operating charges640/8€314
Gross operating margin9900€99k
Operating profit (loss)9901€33k
Financial charges65/66B€15k
Recurring financial charges65€15k
Profit (loss) for the period before taxes9903€18k
Income taxes67/77€4k
Profit (loss) for the period9904€14k
Profit (loss) for the period to be appropriated9905€14k
Appropriation of the result
Profit (loss) to be appropriated9906€14k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
04-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 65 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maaseik · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ziepstraat 53680 MaaseikGround area
1,482 m²
Building footprint
378 m²
Volume, LiDAR
1,789 m³
Parcel 72024C0044/00B002, Flanders · tallest building 10.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
JMJ INVEST
since 20222.335.827.603
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72024C0044/00B002 | Flanders | 1,482 m² | 1 · 378 m² | 10.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-09-2022
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.