JMB CAR
ActiveSummary
The computed 12-month bankruptcy probability of JMB CAR is 2.2% (moderate). The 2025 annual accounts show equity of €13k and a net result of €26k. Its solvency ranks better than 25% of 18280 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
49
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability64
Solvency30
Growth-
Track record67
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.96; short-term debt: 95.2% and cash: 35.7% of total assets), and 95.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
4.8%
Return on assets
9.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
on the day
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Turnover
€2.02M
EBIT margin
1.8%
Net result
€26k
Working capital
€-11k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €269k
Fixed assets
€23k
Current assets
€245k
Equity and liabilities €269k
Equity
€13k
Debt
€256k
Debt finances 95.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€47k
Cash flow
€37k
Current ratio
0.96
Quick ratio
0.43
Debt to equity
19.88
ROE
201.1%
ROA
9.6%
Interest coverage
39.25
Debt ≤ 1 year
€256k
Income taxes
€9k
Filed annual accounts As filed with the NBB · 2025 · 43 lines
Balance sheet
Code2025
Assets
Total assets20/58€269k
Fixed assets21/28€23k
Tangible fixed assets22/27€23k
Land and buildings22€3k
Plant, machinery and equipment23€2k
Furniture and vehicles24€18k
Current assets29/58€245k
Stocks and contracts in progress3€136k
Stocks30/36€136k
Amounts receivable within one year40/41€10k
Trade receivables40€3k
Other amounts receivable41€6k
Cash at bank and in hand54/58€96k
Deferred charges and accrued income490/1€4k
Equity and liabilities
Total equity and liabilities10/49€269k
Equity10/15€13k
Contributions10/11€2k
Profit (loss) carried forward14€11k
Amounts payable17/49€256k
Amounts payable within one year42/48€256k
Trade debts44€18k
Suppliers440/4€18k
Advances received on contracts in progress46€11k
Taxes, remuneration and social security45€9k
Taxes450/3€9k
Other amounts payable47/48€217k
Income statement
Code2025
Turnover70€2.02M
Goods, raw materials, services and sundry goods60/61€1.96M
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k
Other operating charges640/8€4k
Gross operating margin9900€51k
Operating profit (loss)9901€36k
Financial income75/76B€251
Recurring financial income75€251
Financial charges65/66B€1k
Recurring financial charges65€1k
Profit (loss) for the period before taxes9903€35k
Income taxes67/77€9k
Profit (loss) for the period9904€26k
Profit (loss) for the period to be appropriated9905€26k
Appropriation of the result
Profit (loss) to be appropriated9906€26k
Profit to be distributed694/7€15k
Return on contributions (dividend)694€15k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Paliseul · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Charrettes 346850 PaliseulGround area
2,063 m²
Building footprint
159 m²
Parcel 84050A0637/00N003, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue des Charrettes 34, 6850 Paliseul
since 20242.365.443.978
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 84050A0637/00N003 | Wallonia | 2,062 m² | 1 · 159 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
A.T. SERVICES CARS
BE 0876.503.480
Mons · Eq €12,857
THERMOCONFORTSOLUTION
BE 1016.267.812
Overijse · Eq €12,833
KEB CARS
BE 0719.669.229
Zaventem · Eq €12,897
AUTOWASH
BE 0834.206.037
Sint-Jans-Molenbeek · Eq €12,949
BM AUTOMOTIVE
BE 0767.689.969
Hasselt · Eq €12,962
Of 10,671 companies in sector 47811 we hold annual accounts for 5,222. 2,300 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-08-2024
Fiscal year end31-12
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
46711Wholesale of cars and light vans (up to 3.5 tonnes)
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.