JM PRODUCTION
ActiveThe computed 12-month bankruptcy probability of JM PRODUCTION is 5.4% (elevated). The annual accounts of JM PRODUCTION for fiscal year 2024 show a net loss of 115% of total assets. The 2024 annual accounts show equity of €4k and a net result of €-36k. Its solvency ranks better than 32% of 26052 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
36
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability0
Solvency37
Growth-
Track record67
Bankruptcy probability, 12 months
5.4%
Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 1.76; short-term debt: 54.3% and cash: 57.4% of total assets), but 88.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
11.6%
Return on assets
-114.7%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-08-2025, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
12 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€4k
Total assets
€32k
Net result
€-36k
Working capital
€13k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €32k
Fixed assets
€1k
Current assets
€30k
Equity and liabilities €32k
Equity
€4k
Debt
€28k
Debt finances 88.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€-32k
Cash flow
€-33k
Solvency
11.6%
Current ratio
1.76
Quick ratio
1.51
Debt / equity
7.63
ROE
-989.5%
ROA
-114.7%
Interest coverage
-25.30
Debt
€28k
Debt ≤ 1 year
€17k
Debt > 1 year
€11k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€32k
Fixed assets21/28€1k
Tangible fixed assets22/27€1k
Furniture and vehicles24€1k
Current assets29/58€30k
Stocks and contracts in progress3€4k
Stocks30/36€4k
Amounts receivable within one year40/41€8k
Trade receivables40€8k
Cash at bank and in hand54/58€18k
Deferred charges and accrued income490/1€179
Equity and liabilities
Total equity and liabilities10/49€32k
Equity10/15€4k
Contributions10/11€40k
Profit (loss) carried forward14€-36k
Amounts payable17/49€28k
Amounts payable after more than one year17€11k
Financial debts170/4€11k
Amounts payable within one year42/48€17k
Financial debts43€1k
Credit institutions430/8€1k
Trade debts44€11k
Suppliers440/4€11k
Taxes, remuneration and social security45€1k
Taxes450/3€75
Remuneration and social security454/9€1k
Other amounts payable47/48€3k
Income statement
Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k
Gross operating margin9900€-32k
Operating profit (loss)9901€-35k
Financial income75/76B€2
Recurring financial income75€2
Financial charges65/66B€1k
Recurring financial charges65€1k
Profit (loss) for the period before taxes9903€-36k
Profit (loss) for the period9904€-36k
Profit (loss) for the period to be appropriated9905€-36k
Appropriation of the result
Profit (loss) to be appropriated9906€-36k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-le-Château · 2 establishment units since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Tubize 271440 Braine-le-ChâteauGround area
1,850 m²
Building footprint
242 m²
Volume, LiDAR
3,575 m³
2 parcels, Wallonia · tallest building 20.9 m, ±6 floors. Linked by address, not a title deed.
2 establishment units
JM PRODUCTION
since 20242.362.420.350
JM PRODUCTION
since 20242.362.808.152
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25015D0039/00S003 | Wallonia | 1,161 m² | 1 · 77 m² | 12.3 m · 3 fl. |
| 25105B0401/00C003 | Wallonia | 689 m² | 1 · 165 m² | 20.9 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,225 companies in sector 47400 we hold annual accounts for 1,806. 550 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-08-2024
Fiscal year end31-12
Activities, NACEBEL
47400Retail sale of information and communication equipment
47410Retail trade
43211General electrical installation work
47120Other non-specialised retail sale
47910Retail trade
95100Repair and maintenance of computers and communication equipment
95110Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.