Active BE 0783.937.568Private limited company

JM Consulting

O.L. Vrouwestraat(Kessel) 5 ·2560 Nijlen, Belgium· 4 yrs active

Sector: Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies (70200)

Conclusion Checked

The computed 12-month bankruptcy probability of JM Consulting is 0.5% (very low). The 2025 annual accounts show equity of €51k and a net result of €-8k. Its solvency ranks better than 35% of 4758 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Key figures

Equity	€51k
Net result	€-8k
Better than sector	35%
Active	4 yrs

Financial profile 4 of 5 axes measured · computed by Checked

52 / 100

Mixed profile: strong on stability, weaker on profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 63

Profitability 0

Solvency 66

Growth -

Stability 79

Bankruptcy probability (12 mo) Checked model v1 · free

0.5% Very low

0%0,5%1,5%4%10%≥25%

Lower-failure-rate sector −Young company +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

More than 3 years active

Founded in 2022, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2025 · computed

63 / 100 Healthy

050100

Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview1 NBB filings

Annual accounts filed on 18-07-2026 with the NBB · fiscal year 2025 · micro

Sector comparison

Fiscal year 2025 · NACE 70, Head offices & management consulting · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	33.2%	55.4%	better than 35% of 4758 sector peers
Net result	€-8k	€38k	better than 8% of 4758 sector peers
Equity	€51k	€64k	better than 44% of 4759 sector peers
Gross operating margin	€34k	€61k	better than 32% of 4751 sector peers
Total assets	€155k	€146k	better than 52% of 4759 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	micro
Revenue	-
EBITDA	€19k
Net profit	€-8k
Cash flow	€14k
Staff costs	-
Income taxes	€3k
Dividends	-
Total assets	€155k
Equity	€51k
Debt	€104k
of which ≤ 1y	€59k
of which > 1y	€45k
Working capital	€38k
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	1.64
Quick ratio	1.64
Working capital ratio	24.3%
Solvency	33.2%
Debt / equity	2.02
Long-term debt ratio	0.87
Interest coverage	4.49
Gross margin	-
Net margin	-
ROA	-5.2%
ROE	-15.8%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €58k · 37.6% Current assets €97k · 62.4%

Equity & liabilities

Equity €51k · 33.2% Debt €104k · 66.9%

Full annual accounts (23 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€155k
Fixed assets	21/28	€58k
Tangible fixed assets	22/27	€58k
Financial fixed assets	28	€0
Current assets	29/58	€97k
Amounts receivable within one year	40/41	€73k
Cash & bank	54/58	€19k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€155k
Equity	10/15	€51k
Contributions / capital	10/11	€500
Reserves	13	€51k
Amounts payable	17/49	€104k
Amounts payable after one year	17	€45k
Amounts payable within one year	42/48	€59k
Trade debts payable within one year	44	€0
Income statement
Gross operating margin	9900	€34k
Operating result	9901	€-4k
Financial income	75	€3k
Financial charges	65	€4k
Result before taxes	9903	€-5k
Income taxes	67/77	€3k
Net result for the period	9904	€-8k
Result to be appropriated	9905	€-8k

Ratios computed by Checked.

Directors & mandates 2 directors

Current directors & mandates

Meeus Jurgen
Niet statutaire bestuurders
State Gazette act 25325140 (10-04-2025)

Current
10-04-2025 → present
3 events
- 10-04-2025 Resigned· Zaakvoerders
- 10-04-2025 Appointed· Niet statutaire bestuurders
- 01-04-2023 Appointed· Manager
Wellens Maria-Helena
Niet statutaire bestuurders
State Gazette act 25325140 (10-04-2025)

Current
10-04-2025 → present
3 events
- 10-04-2025 Resigned· Zaakvoerders
- 10-04-2025 Appointed· Niet statutaire bestuurders
- 01-04-2023 Appointed· Manager

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Legal Structure

NACE primary	Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies(70200)
Legal form	Private limited company(610)
Incorporation	29-03-2022
Status	Active
Postal code	2560

Establishment units 1 location

JM Consultancy

O.L. Vrouwestraat(Kessel) 5, 2560 NijlenOverige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen

since 20222.329.842.604

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
12018A0247/00C002	Flanders	975 m²	1 · 144 m²	6.0 m · 1 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

18-07-2026

NBB filing Annual accounts filed

fiscal year 2025 · micro

2025

10-04-2025

State Gazette act Director changes

Alvin Wittens

2023

28-04-2023

State Gazette act Director changes

Belgian State Gazette reading coverage 0 of 4 acts read

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 2 acts

All acts · 2 updated 1 year ago

2025

10-04-2025 2 directors appointed, 2 resigning Director changes·Alvin Wittens

Meeus Jurgen, Niet statutaire bestuurders
Wellens Maria-Helena, Niet statutaire bestuurders
Meeus Jurgen, Zaakvoerders
Wellens Maria-Helena, Zaakvoerders

Notary: Alvin Wittens · Wijnegem

Original publication ↗

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2023

28-04-2023 2 directors appointed Director changes

Maria-Helena Wellens, Zaakvoerder
Jurgen Meeus, Zaakvoerder

Original publication ↗

Technical details

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Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220

Primary activity highlighted.

Names & trade names

Legal nameNL	JM Consulting
AbbreviationNL	JM Consulting

Registered office

O.L. Vrouwestraat(Kessel) 5

2560 Nijlen, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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