JLB-Medim
ActiveSummary
JLB-Medim has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €48k and a net result of €-7k. Equity remains stable across the filed fiscal years (±1.1% per year). Its solvency ranks better than 95% of 3480 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability1▼-73
Solvency100=
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
cash: 22.1% of total assets, and 0% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
100%
Return on assets
-14.1%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-08-2026, 6 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
6 d late
2024
31 d early
2023
14 d early
2022
24 d early
2021
18 d early
2020
29 d early
2019
31 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€48k▼ 12.3%
2024 · €55k
2018: €53k
2019: €57k
2020: €55k
2021: €46k
2022: €48k
2023: €52k
2024: €55k
2018 → 2025
Total assets
€48k▼ 13.1%
2024 · €55k
2018: €56k
2019: €65k
2020: €59k
2021: €49k
2022: €50k
2023: €54k
2024: €55k
2018 → 2025
Net result
€-7k
2024 · €2k
2018: €1k
2019: €5k
2020: €-2k
2021: €-9k
2022: €2k
2023: €5k
2024: €2k
2018 → 2025
Working capital
€53k▲ 8.0%
2023 · €49k
2018: €50k
2019: €54k
2020: €49k
2021: €40k
2022: €43k
2023: €49k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€46k-€48k▲ 3.3%€52k▲ 9.9%€55k▲ 4.5%€48k▼ 12.3%
Operating result€-9k-€2k€5k▲ 205%€2k▼ 49.2%€-7k
Net result€-9k-€2k€5k▲ 211%€2k▼ 49.5%€-7k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €7k after €2k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €48k
Fixed assets
€8k ▲ 292%
Current assets
€40k ▼ 24.5%
Key figures and ratios
EBITDA
€-3k▼
2024 · €4k
Cash flow
€-3k▼
2024 · €4k
Solvency
100.0%▲
2024 · 99.1%
ROE
-14.1%▼
2024 · 4.3%
ROA
-14.1%▼
2024 · 4.3%
Interest coverage
-67.18▼
2024 · 88.01
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet
Code20242025
Assets
Total assets20/58€55k€48k▼
Fixed assets21/28€2k€8k▲
Tangible fixed assets22/27€636€6k▲
Furniture and vehicles24€636€6k▲
Financial fixed assets28€1k€1k=
Current assets29/58€53k€40k▼
Amounts receivable within one year40/41€30k€30k▼
Trade receivables40€287€14▼
Other amounts receivable41€30k€30k▼
Cash at bank and in hand54/58€23k€11k▼
Deferred charges and accrued income490/1€223-
Equity and liabilities
Total equity and liabilities10/49€55k€48k▼
Equity10/15€55k€48k▼
Contributions10/11€19k€19k=
Reserves13€36k€36k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€34k€34k=
Profit (loss) carried forward14€393€-6k▼
Amounts payable17/49€477-
Amounts payable within one year42/48€477-
Trade debts44€477-
Suppliers440/4€477-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€4k▲
Other operating charges640/8€241€1k▲
Gross operating margin9900€4k€-2k▼
Operating profit (loss)9901€2k€-7k▼
Financial income75/76B-€2
Recurring financial income75-€2
Financial charges65/66B€45€45=
Recurring financial charges65€45€45=
Profit (loss) for the period before taxes9903€2k€-7k▼
Profit (loss) for the period9904€2k€-7k▼
Profit (loss) for the period to be appropriated9905€2k€-7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€393€-6k▼
Profit (loss) brought forward from the previous period14P€-2k€393▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 6 days late
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity quadruplescurrent ratio 111.83
Current ratio from 30.88 to 111.83; short-term debt falls from €2k to €477.
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €5k ▲211%
Net result €5k, the highest in the series.
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-9k
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
03-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route des Forts(WP) 275100 NamurGround area
5,648 m²
Building footprint
1,848 m²
Volume, LiDAR
712 m³
2 parcels, Wallonia · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Chaussée de Nivelles 121, 7181 Seneffe
since 20102.190.999.178
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52003B0388/00M005 | Wallonia | 5,355 m² | 1 · 1,730 m² | - |
| 92135B0551/00B000 | Wallonia | 293 m² | 1 · 118 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 1004.905.845
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ENERGIA
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Of 4,567 companies in sector 74999 we hold annual accounts for 1,938. 1,518 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded23-04-2010
Fiscal year end31-12
Activities, NACEBEL 2025
74999Other professional, scientific and technical activities
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.