JL BIO SERVICES
ActiveJL BIO SERVICES has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €170k and a net result of €23k. Equity is growing by ~60.4% per year across the filed fiscal years. Its solvency ranks better than 28% of 1722 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability57▼-16
Solvency50▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity short (current ratio 0.9 against 0.73 in 2024; short-term debt: 13% and cash: 6.9% of total assets), and 75.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.7%
Return on assets
3.3%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 6 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-08-2026, 14 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 7 filingsDeviation from the deadline
2025
14 d late
2024
51 d early
2023
34 d early
2022
40 d early
2021
124 d early
2020
40 d early
2019
14 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€23k▼ 24.1%
2024 · €30k
2019: €-11k
2020: €-75k
2021: €50k
2022: €82k
2023: €66k
2024: €30k
2019 → 2025
Working capital
€-9k▲ 69.3%
2024 · €-28k
2019: €-144k
2020: €-228k
2021: €-175k
2022: €-164k
2023: €-89k
2024: €-28k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-30k-€52k€118k▲ 127%€148k▲ 25.3%€170k▲ 15.3%
Operating result€62k-€100k▲ 62.4%€118k▲ 17.7%€63k▼ 46.3%€59k▼ 6.6%
Net result€50k-€82k▲ 64.1%€66k▼ 19.1%€30k▼ 54.8%€23k▼ 24.1%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 7% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €689k
Fixed assets
€608k▼ 2.2%
Current assets
€81k▲ 9.7%
Equity and liabilities €689k
Equity
€170k▲ 15.3%
Debt
€519k▼ 5.4%
The debt ratio falls from 78.8% to 75.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€117k▼
2024 · €124k
Cash flow
€80k▼
2024 · €91k
Solvency
24.7%▲
2024 · 21.2%
Current ratio
0.90▲
2024 · 0.73
Quick ratio
0.90▲
2024 · 0.73
Debt / equity
3.04▼
2024 · 3.71
ROE
13.3%▼
2024 · 20.2%
ROA
3.3%▼
2024 · 4.3%
Interest coverage
4.08▼
2024 · 5.89
Debt
€519k▼
2024 · €548k
Debt ≤ 1 year
€90k▼
2024 · €102k
Debt > 1 year
€429k▼
2024 · €446k
Income taxes
€8k▼
2024 · €12k
Staff costs
€37k▲
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€696k€689k▼
Fixed assets21/28€622k€608k▼
Tangible fixed assets22/27€622k€608k▼
Land and buildings22€573k€545k▼
Furniture and vehicles24€49k€63k▲
Financial fixed assets28€50€50=
Current assets29/58€74k€81k▲
Amounts receivable within one year40/41€48k€33k▼
Trade receivables40€41k€27k▼
Other amounts receivable41€8k€6k▼
Cash at bank and in hand54/58€26k€48k▲
Equity and liabilities
Total equity and liabilities10/49€696k€689k▼
Equity10/15€148k€170k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€142k€164k▲
Amounts payable17/49€548k€519k▼
Amounts payable after more than one year17€446k€429k▼
Financial debts170/4€446k€429k▼
Amounts payable within one year42/48€102k€90k▼
Current portion of amounts payable after more than one year42€29k€37k▲
Trade debts44€31k€12k▼
Suppliers440/4€31k€12k▼
Taxes, remuneration and social security45€42k€41k▼
Taxes450/3€12k€33k▲
Remuneration and social security454/9€29k€8k▼
Income statement
Code20242025
Non-recurring operating income76A€2k-
Remuneration, social security and pensions62€23k€37k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€61k€58k▼
Other operating charges640/8€3k€4k▲
Gross operating margin9900€150k€158k▲
Operating profit (loss)9901€63k€59k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€21k€29k▲
Recurring financial charges65€21k€29k▲
Profit (loss) for the period before taxes9903€42k€30k▼
Income taxes67/77€12k€8k▼
Profit (loss) for the period9904€30k€23k▼
Profit (loss) for the period to be appropriated9905€30k€23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€142k€164k▲
Profit (loss) brought forward from the previous period14P€112k€142k▲
Social balance
Average headcount (FTE)90870.81.0▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 14 days late
2025
31-12
Financial
Equity above €150kEq €170k ▲15.3%
5 profitable years in a row build equity to €170k.
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Equity above €100kEq €118k ▲127%
3 profitable years in a row build equity to €118k.
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Highest result since 2019net €82k ▲64.1%
Net result €82k, the highest in the series.
29-03
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Back to profitnet €50k
Net result €50k after 2 loss-making years.
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Weakest financial yearnet €-75k
Net result drops to €-75k, the lowest in the series; recovery starts the following year.
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ittre · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Vieux-Pavé-d'Asquempont 581460 IttreGround area
5.1 ha
Building footprint
689 m²
Volume, LiDAR
3,514 m³
Parcel 25044A0456/00G000, Wallonia · tallest building 6.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JL BIO SERVICES
since 20182.287.230.702
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25044A0456/00G000 | Wallonia | 5.1 ha | 1 · 689 m² | 6.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteIttre2.287.230.702
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Of 20,599 companies in sector 01500 we hold annual accounts for 1,149. 925 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-06-2018
Fiscal year end31-12
Activities, NACEBEL
01130Growing of vegetables, melons, roots and tubers
01500Mixed farming
01301Crop and animal production, hunting and related service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.