JIM BOUW
ActiveJIM BOUW has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €222k and a net result of €21k. Equity is growing by ~3.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 7332 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▼-5
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 60.74 against 8.37 in 2024; short-term debt: 1.2% and cash: 40.7% of total assets), and 1.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.8%
Return on assets
9.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 d early
2024
55 d early
2023
57 d early
2022
54 d early
2021
44 d early
2020
53 d early
2019
42 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€222k▲ 10.4%
2024 · €201k
2018: €165k
2019: €167k
2020: €155k
2021: €159k
2022: €165k
2023: €173k
2024: €201k
2018 → 2025
Total assets
€225k▲ 1.3%
2024 · €222k
2018: €193k
2019: €204k
2020: €191k
2021: €202k
2022: €204k
2023: €217k
2024: €222k
2018 → 2025
Net result
€21k▼ 25.6%
2024 · €28k
2018: €23k
2019: €17k
2020: €10k
2021: €29k
2022: €26k
2023: €32k
2024: €28k
2018 → 2025
Working capital
€164k▲ 6.7%
2024 · €153k
2018: €89k
2019: €100k
2020: €112k
2021: €108k
2022: €112k
2023: €103k
2024: €153k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€159k-€165k▲ 3.8%€173k▲ 5.1%€201k▲ 16.2%€222k▲ 10.4%
Operating result€38k-€35k▼ 7.9%€36k▲ 2.2%€41k▲ 14.1%€19k▼ 54.1%
Net result€29k-€26k▼ 8.9%€32k▲ 20.8%€28k▼ 11.3%€21k▼ 25.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 54% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €225k
Fixed assets
€59k▲ 22.1%
Current assets
€166k▼ 4.5%
Equity and liabilities €225k
Equity
€222k▲ 10.4%
Debt
€3k▼ 86.8%
The debt ratio falls from 9.4% to 1.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€50k▼
2024 · €65k
Cash flow
€52k▼
2024 · €53k
Solvency
98.8%▲
2024 · 90.6%
Current ratio
60.74▲
2024 · 8.37
Quick ratio
60.41▲
2024 · 8.30
Debt / equity
0.01▼
2024 · 0.10
ROE
9.4%▼
2024 · 13.9%
ROA
9.3%▼
2024 · 12.6%
Interest coverage
45.57▼
2024 · 320.58
Debt
€3k▼
2024 · €21k
Debt ≤ 1 year
€3k▼
2024 · €21k
Income taxes
€7k▼
2024 · €13k
Staff costs
€170▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€222k€225k▲
Fixed assets21/28€48k€59k▲
Tangible fixed assets22/27€48k€59k▲
Land and buildings22€1k€629▼
Plant, machinery and equipment23€18k€6k▼
Furniture and vehicles24€28k€52k▲
Current assets29/58€174k€166k▼
Stocks and contracts in progress3€1k€918▼
Stocks30/36€1k€918▼
Amounts receivable within one year40/41€60k€24k▼
Trade receivables40€60k€19k▼
Other amounts receivable41€641€5k▲
Current investments50/53-€50k
Cash at bank and in hand54/58€112k€92k▼
Equity and liabilities
Total equity and liabilities10/49€222k€225k▲
Equity10/15€201k€222k▲
Contributions10/11€14k€14k=
Reserves13€141k€162k▲
Distributable reserves133€141k€162k▲
Profit (loss) carried forward14€46k€46k=
Amounts payable17/49€21k€3k▼
Amounts payable within one year42/48€21k€3k▼
Trade debts44€2k€749▼
Suppliers440/4€2k€749▼
Taxes, remuneration and social security45€18k-
Taxes450/3€18k-
Other amounts payable47/48€2k€2k▲
Income statement
Code20242025
Remuneration, social security and pensions62€3k€170▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€31k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€70k€51k▼
Operating profit (loss)9901€41k€19k▼
Financial income75/76B€445€10k▲
Recurring financial income75€445€10k▲
Financial charges65/66B€204€1k▲
Recurring financial charges65€204€1k▲
Profit (loss) for the period before taxes9903€41k€28k▼
Income taxes67/77€13k€7k▼
Profit (loss) for the period9904€28k€21k▼
Profit (loss) for the period to be appropriated9905€28k€21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€74k€67k▼
Profit (loss) brought forward from the previous period14P€46k€46k=
Transfer to equity691/2€28k€21k▼
To other reserves6921€28k€21k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity times 7current ratio 60.74
Current ratio from 8.37 to 60.74; short-term debt falls from €21k to €3k.
06-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 8.37
Current ratio from 3.38 to 8.37; short-term debt falls from €43k to €21k.
31-12
Financial
Equity above €200kEq €201k ▲16.2%
7 profitable years in a row build equity to €201k.
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €32k ▲20.8%
Net result €32k, the highest in the series.
07-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
17-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
08-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €10k ▼42.1%
Net result drops to €10k, the lowest in the series; recovery starts the following year.
19-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
11-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
09-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vorselaar · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Klissenhoek 92290 VorselaarGround area
1,045 m²
Building footprint
204 m²
Volume, LiDAR
1,103 m³
Parcel 13044D0428/00D000, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Jim Bouw
since 20112.201.403.419
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13044D0428/00D000 | Flanders | 1,045 m² | 1 · 204 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 4,569 EUR awarded · 4,569 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 4,569 EUR | 4,569 EUR |
Schemes
Individueel Maatwerk
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Of 29,808 companies in sector 41001 we hold annual accounts for 16,033. 11,820 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-07-2011
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.