JHSB CONSULTING
ActiveJHSB CONSULTING has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €302k and a net result of €51k. Equity is growing by ~8.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 16935 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
93
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▼-16
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 3.93 against 3.38 in 2024), and 3.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.9%
Return on assets
16.4%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
28 d late
2023
13 d late
2022
28 d late
2021
31 d late
2020
27 d late
2019
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€302k▲ 7.5%
2024 · €281k
2018: €105k
2019: €161k
2020: €208k
2021: €259k
2022: €273k
2023: €274k
2024: €281k
2018 → 2025
Total assets
€311k▲ 7.1%
2024 · €291k
2018: €263k
2019: €287k
2020: €309k
2021: €274k
2022: €296k
2023: €301k
2024: €291k
2018 → 2025
Net result
€51k▼ 10.4%
2024 · €57k
2018: €57k
2019: €57k
2020: €54k
2021: €51k
2022: €53k
2023: €58k
2024: €57k
2018 → 2025
Working capital
€28k▲ 19.5%
2024 · €24k
2018: €36k
2019: €84k
2020: €124k
2021: €121k
2022: €141k
2023: €147k
2024: €24k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€259k-€273k▲ 5.4%€274k▲ 0.4%€281k▲ 2.5%€302k▲ 7.5%
Operating result€68k-€69k▲ 1.2%€82k▲ 19.1%€77k▼ 6.0%€71k▼ 7.7%
Net result€51k-€53k▲ 4.9%€58k▲ 9.2%€57k▼ 2.1%€51k▼ 10.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 8% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €311k
Fixed assets
€274k▲ 6.4%
Current assets
€38k▲ 12.9%
Equity and liabilities €311k
Equity
€302k▲ 7.5%
Debt
€10k▼ 2.9%
The debt ratio falls from 3.4% to 3.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€80k▼
2024 · €85k
Cash flow
€60k▼
2024 · €64k
Solvency
96.9%▲
2024 · 96.6%
Current ratio
3.93▲
2024 · 3.38
Quick ratio
3.93▲
2024 · 3.38
Debt / equity
0.03▼
2024 · 0.04
ROE
16.9%▼
2024 · 20.3%
ROA
16.4%▼
2024 · 19.6%
Interest coverage
634.65▼
2024 · 1883.19
Debt
€10k▼
2024 · €10k
Debt ≤ 1 year
€10k▼
2024 · €10k
Income taxes
€21k▼
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€291k€311k▲
Fixed assets21/28€257k€274k▲
Tangible fixed assets22/27€124k€123k▼
Land and buildings22€117k€111k▼
Plant, machinery and equipment23€920€7k▲
Furniture and vehicles24€5k€4k▼
Other tangible fixed assets26€1k€1k▼
Financial fixed assets28€133k€150k▲
Current assets29/58€33k€38k▲
Amounts receivable within one year40/41€24k€36k▲
Trade receivables40€14k€15k▲
Other amounts receivable41€10k€21k▲
Cash at bank and in hand54/58€9k€2k▼
Deferred charges and accrued income490/1€642€307▼
Equity and liabilities
Total equity and liabilities10/49€291k€311k▲
Equity10/15€281k€302k▲
Contributions10/11€6k€6k=
Outside capital11€6k-
Other1109/19€6k-
Reserves13€275k€296k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€273k€294k▲
Amounts payable17/49€10k€10k▼
Amounts payable within one year42/48€10k€10k▼
Trade debts44€1k€724▼
Suppliers440/4€1k€724▼
Taxes, remuneration and social security45€9k€9k▲
Taxes450/3€9k€9k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€9k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€86k€81k▼
Operating profit (loss)9901€77k€71k▼
Financial income75/76B€4k€1k▼
Recurring financial income75€4k€1k▼
Financial charges65/66B€45€126▲
Recurring financial charges65€45€126▲
Profit (loss) for the period before taxes9903€81k€72k▼
Income taxes67/77€24k€21k▼
Profit (loss) for the period9904€57k€51k▼
Profit (loss) for the period to be appropriated9905€57k€51k▼
Appropriation of the result
Profit (loss) to be appropriated9906€57k€51k▼
Transfer from equity791/2€50k€30k▼
Transfer to equity691/2€57k€51k▼
To other reserves6921€57k€51k▼
Profit to be distributed694/7€50k€30k▼
Return on contributions (dividend)694€50k€30k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
13-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 13 days late
2023
31-12
Financial
Highest result since 2018net €58k ▲9.2%
Operating result €82k, net result €58k, both a record.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €51k ▼5.5%
Net result drops to €51k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 9.01
Current ratio from 3.97 to 9.01; short-term debt falls from €42k to €15k.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Equity above €200kEq €208k ▲29.1%
3 profitable years in a row build equity to €208k.
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €150kEq €161k ▲54.4%
2 profitable years in a row build equity to €161k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tervuren · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hertstraat 483080 TervurenGround area
1,115 m²
Building footprint
100 m²
Parcel 24114B0031/00L000, Flanders. Linked by address, not a title deed.
1 establishment unit
JHSB CONSULTING
since 20092.177.118.379
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24114B0031/00L000 | Flanders | 1,115 m² | 1 · 100 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
2549005HKPXC537V6413
Similar companies · same sector, comparable size
KERLING
BE 0553.731.527
Balen · Eq €302k
ITEA Consulting
BE 0811.916.328
Gembloux · Eq €302k
ELECTRONIC TECHNOLOGY CONSULTANTS
BE 0811.721.140
Tervuren · Eq €302k
C44
BE 0544.556.515
Lierde · Eq €302k
MATI BUSINESS SERVICES
BE 0799.863.186
Zemst · Eq €302k
Of 29,889 companies in sector 62200 we hold annual accounts for 18,318. 13,674 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-02-2009
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.