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JHome Construct

Active
Private limited company·Algemene bouw van residentiële gebouwen· 3 yrs active
Rue Rose(REM) 30 ·4350 Remicourt, Belgium
KBO/BCE: BE 0794.739.410
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Age3 yrs
Board2
Staff (FTE)2.2
Real estate2 parcels · 1,440 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of JHome Construct is 2.8% (moderate). The 2024 annual accounts show equity of €28k and a net result of €20k. Its solvency ranks better than 23% of 3827 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

2 signals · with evidence
Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 3827 sector peers (2024).
View the sector comparison
Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 13 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 29-08-2025 29 d late 2025-00433970
31-12-2023 31-07-2024 29-08-2024 29 d late 2024-00436833

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
2.8% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€20k+857.5%
Working capital€6k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 29-08-2025 with the NBB · fiscal year 2024 · micro
€0€10k€20k€30kOperating result 2023: €4k€4kNet result 2023: €2k€2kOperating result 2024: €26k€26kNet result 2024: €20k€20k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 41, Construction of buildings · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 15.0% 39.4%
better than 23% of 3827 sector peers
Net result €20k €9k
better than 68% of 3824 sector peers
Equity €28k €29k
better than 49% of 3832 sector peers
Gross operating margin €62k €26k
better than 75% of 3822 sector peers
Staff costs €23k €16k
higher than 56% of 1125 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€38k
+125.3% 23-24
Net profit
€20k
+857.5% 23-24
Cash flow
€33k
+120.5% 23-24
Total assets
€189k
+93.0% 23-24
Equity
€28k
+454.6% 23-24
Working capital
€6k
- 23-24
Employees (FTE)
2
+120.0% 23-24
Staff costs
€23k
+65.8% 23-24
Income taxes
€5k
+1158.4% 23-24
Debt
€160k
+73.0% 23-24
Debt ≤ 1y
€152k
+100.0% 23-24
Debt > 1y
€8k
-51.1% 23-24
Current ratio
1.04
+28.8% 23-24
Quick ratio
1.04
+28.8% 23-24
Solvency
15.0%
+187.3% 23-24
Debt / equity
5.65
-68.8% 23-24
ROE
71.4%
+72.7% 23-24
ROA
10.7%
+396.1% 23-24
Interest coverage
23.28
+167.2% 23-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA€38k
Net profit€20k
Cash flow€33k
Staff costs€23k
Income taxes€5k
Dividends-
Total assets€189k
Equity€28k
Debt€160k
of which ≤ 1y€152k
of which > 1y€8k
Working capital€6k
Employees (FTE)2.2
Ratios (computed)
2024
Current ratio1.04
Quick ratio1.04
Working capital ratio3.4%
Solvency15.0%
Debt / equity5.65
Long-term debt ratio0.29
Interest coverage23.28
Gross margin-
Net margin-
ROA10.7%
ROE71.4%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€189k
Fixed assets 21/28€30k
Tangible fixed assets 22/27€30k
Current assets 29/58€159k
Amounts receivable within one year 40/41€120k
Cash & bank 54/58€37k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€189k
Equity 10/15€28k
Contributions / capital 10/11€6k
Accumulated profits (losses) 14€22k
Amounts payable 17/49€160k
Amounts payable after one year 17€8k
Amounts payable within one year 42/48€152k
Trade debts payable within one year 44€74k
Income statement
Gross operating margin 9900€62k
Operating result 9901€26k
Financial income 75€2k
Financial charges 65€2k
Result before taxes 9903€26k
Income taxes 67/77€5k
Net result for the period 9904€20k
Result to be appropriated 9905€20k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
76 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Directors

Directors & mandates

2 directors
Current directors & mandates
  • HENRION Sébastien
    Director
    State Gazette act 24376908 (15-03-2024)
    Current
    15-03-2024 → present
  • JANS Jérémy
    Director
    State Gazette act 24376908 (15-03-2024)
    Current
    15-03-2024 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Algemene bouw van residentiële gebouwen(41001)
Legal form Private limited company(610)
Incorporation13-12-2022
StatusActive
Postal code4350

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Rose(REM) 304350 Remicourt

Establishment units

1 location
SHome Construct
Rue Vert Vinâve 29, 4041 HerstalOptrekken van de ruwbouw van gebouwen
since 20222.339.490.639
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area1,440 m²
Buildings2
Building footprint154 m²

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
64039A0432/00L000 Wallonia 1,025 m² 1 · 127 m² -
62112B0821/00H002 Wallonia 415 m² 1 · 26 m² -
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

3 acts
Capital history · 1
15-03-2024
v3.2
Address history · 1
05-03-2026
Registered-office move
All acts · 3 updated 5 months ago
2026
05-03-2026 Registered office moved to Remicourt Registered-office change
  • Rue Rose 30, 4350 Remicourt
2024
15-03-2024 Capital increase of €3,000 to €6,000 Capital & shares
  • €3.000 → €6.000
Summary: v3.2
2022
15-12-2022 Incorporation of a new SRL Incorporation
Summary: oprichting

Analysis

Snowflake analysis

financial profile on 5 axes
Health76Profitability100Solvency22Growth78Stability94
74 / 100

Strong profile, led by profitability.

All 5 axes are computed from data Checked has read.

Health 76
Profitability 100
Solvency 22
Growth 78
Stability 94

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Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 5,317 of the 29,570 companies in this sector. 4,747 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201Overige gespecialiseerde bouwactiviteiten, neg43990Overige gespecialiseerde bouwwerkzaamheden43999Algemene bouw van kantoorgebouwen41002Algemene bouw van andere niet-residentiële gebouwen41003Algemene bouw van kantoorgebouwen41202Algemene bouw van andere niet-residentiële gebouwen41203Bouw van rioleringen42212Bouw van rioleringen42212
Primary activity highlighted.
Names & trade names
Legal nameFR JHome Construct
Registered office
Rue Rose(REM) 30
4350 Remicourt, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.