JG IMMO
ActiveJG IMMO has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €66k and a net result of €8k. Equity is growing by ~35.5% per year across the filed fiscal years. Its solvency ranks better than 90% of 14056 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▼-17
Solvency100=
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 8.14 against 4.16 in 2024; short-term debt: 12.2% and cash: 1.8% of total assets), and 12.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.8%
Return on assets
11.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-08-2026, 14 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
14 d late
2024
28 d late
2023
on the day
2022
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€66k▲ 14.8%
2024 · €57k
2022: €19k
2023: €33k
2024: €57k
2022 → 2025
Total assets
€75k▼ 0.2%
2024 · €75k
2022: €34k
2023: €44k
2024: €75k
2022 → 2025
Net result
€8k▼ 66.6%
2024 · €25k
2022: €19k
2023: €14k
2024: €25k
2022 → 2025
Working capital
€65k▲ 16.1%
2024 · €56k
2022: €19k
2023: €31k
2024: €56k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€19k-€33k▲ 67.7%€57k▲ 75.0%€66k▲ 14.8%
Operating result€24k-€20k▼ 17.8%€34k▲ 71.3%€13k▼ 61.3%
Net result€19k-€14k▼ 25.5%€25k▲ 81.2%€8k▼ 66.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 61% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €75k
Fixed assets
€740▼ 40.5%
Current assets
€74k▲ 0.5%
Equity and liabilities €75k
Equity
€66k▲ 14.8%
Debt
€9k▼ 48.6%
The debt ratio falls from 23.6% to 12.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€13k▼
2024 · €34k
Cash flow
€9k▼
2024 · €26k
Solvency
87.8%▲
2024 · 76.4%
Current ratio
8.14▲
2024 · 4.16
Quick ratio
8.14▲
2024 · 4.16
Debt / equity
0.14▼
2024 · 0.31
ROE
12.9%▼
2024 · 44.3%
ROA
11.3%▼
2024 · 33.9%
Interest coverage
9.63▼
2024 · 20.80
Debt
€9k▼
2024 · €18k
Debt ≤ 1 year
€9k▼
2024 · €18k
Income taxes
€3k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€75k€75k▼
Fixed assets21/28€1k€740▼
Tangible fixed assets22/27€1k€740▼
Plant, machinery and equipment23€1k€691▼
Furniture and vehicles24€237€50▼
Current assets29/58€73k€74k▲
Amounts receivable within one year40/41€59k€73k▲
Trade receivables40€23k€26k▲
Other amounts receivable41€36k€46k▲
Cash at bank and in hand54/58€14k€1k▼
Deferred charges and accrued income490/1€345-
Equity and liabilities
Total equity and liabilities10/49€75k€75k▼
Equity10/15€57k€66k▲
Contributions10/11€2k€2k=
Reserves13€55k€63k▲
Distributable reserves133€55k€63k▲
Profit (loss) carried forward14€559€1k▲
Amounts payable17/49€18k€9k▼
Amounts payable within one year42/48€18k€9k▼
Trade debts44€653€979▲
Suppliers440/4€653€979▲
Taxes, remuneration and social security45€16k€8k▼
Taxes450/3€16k€8k▼
Other amounts payable47/48€859-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€504€504=
Other operating charges640/8€515€1k▲
Gross operating margin9900€35k€15k▼
Operating profit (loss)9901€34k€13k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€32k€12k▼
Income taxes67/77€7k€3k▼
Profit (loss) for the period9904€25k€8k▼
Profit (loss) for the period to be appropriated9905€25k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€25k€9k▼
Profit (loss) brought forward from the previous period14P€112€559▲
Transfer to equity691/2€24k€8k▼
To other reserves6921€24k€8k▼
Profit to be distributed694/7€859-
Return on contributions (dividend)694€859-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 14 days late
2025
31-12
Financial
Weakest financial yearnet €8k ▼66.6%
Net result drops to €8k, the lowest in the series.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Highest result since 2022net €25k ▲81.2%
Operating result €34k, net result €25k, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortenberg · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kruisstraat 1683070 KortenbergGround area
786 m²
Building footprint
221 m²
Volume, LiDAR
1,082 m³
Parcel 24055B0419/00E000, Flanders · tallest building 11.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JG IMMO
since 20222.338.588.737
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24055B0419/00E000 | Flanders | 786 m² | 1 · 221 m² | 11.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Rijken-M-Invest
BE 0797.929.027
Bocholt · Eq €66k
INSURIMO
BE 0437.970.539
Buggenhout · Eq €65k
OGE
BE 0831.509.635
Elsene · Eq €65k
SIMPLISSIMMO REAL ESTATE
BE 0677.629.528
Linkebeek · Eq €65k
ODN MANAGEMENT
BE 0745.933.463
Knokke-Heist · Eq €65k
Of 11,749 companies in sector 68310 we hold annual accounts for 6,907. 5,046 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-12-2022
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
66220Insurance agents and brokers
68321Property management for co-owned buildings (syndics)
68322Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.