JFX TOITURES
ActiveJFX TOITURES has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €22k and a net result of €172. Equity is growing by ~18.6% per year across the filed fiscal years. Its solvency ranks better than 47% of 3549 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2024
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability47▼-51
Solvency63▲+12
Growth52▼-1
Track record100
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.73 against 0.73 in 2023; short-term debt: 47.5% and cash: 34.3% of total assets), and 62.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
37.9%
Return on assets
0.3%
Age of the figures
21 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-06-2025, 45 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
45 d early
2023
54 d early
2022
7 d early
2021
32 d early
2020
44 d early
2019
45 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
€191k▼ 25.6%
2023 · €257k
2018: €417k
2019: €544k
2020: €298k
2021: €327k
2022: €293k
2023: €257k
2018 → 2024
EBIT margin
3.8%▼ 7.8pp
2023 · 11.6%
2018: 0.1%
2019: 0.3%
2020: 4.0%
2021: -8.4%
2022: 4.7%
2023: 11.6%
2018 → 2024
Net result
€172▼ 99.3%
2023 · €25k
2018: €-199
2019: €1k
2020: €11k
2021: €-32k
2022: €12k
2023: €25k
2018 → 2024
Working capital
€-8k▲ 2.5%
2023 · €-8k
2018: €-14k
2019: €-12k
2020: €11k
2021: €-20k
2022: €-9k
2023: €-8k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€298k-€327k▲ 9.9%€293k▼ 10.4%€257k▼ 12.2%€191k▼ 25.6%
Equity€17k-€-15k€-2k▲ 83.3%€22k€22k▲ 0.8%
Operating result€12k-€-28k€14k€30k▲ 117%€7k▼ 75.5%
Net result€11k-€-32k€12k€25k▲ 104%€172▼ 99.3%
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 75% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €59k
Fixed assets
€39k▼ 38.2%
Current assets
€20k▼ 5.1%
Equity and liabilities €59k
Equity
€22k▲ 0.8%
Debt
€37k▼ 40.7%
The debt ratio falls from 73.6% to 62.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€20k▼
2023 · €47k
Cash flow
€13k▼
2023 · €42k
Solvency
37.9%▲
2023 · 26.4%
Current ratio
0.73▼
2023 · 0.73
Quick ratio
0.73▼
2023 · 0.73
Debt / equity
1.64▼
2023 · 2.78
ROE
0.8%▼
2023 · 110.9%
ROA
0.3%▼
2023 · 29.3%
Interest coverage
2.47▼
2023 · 19.76
Debt
€37k▼
2023 · €62k
Debt ≤ 1 year
€28k▼
2023 · €29k
Debt > 1 year
€2k▼
2023 · €26k
Income taxes
€-870▼
2023 · €3k
Staff costs
€13k▼
2023 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€84k€59k▼
Fixed assets21/28€63k€39k▼
Tangible fixed assets22/27€62k€38k▼
Land and buildings22€7k€6k▼
Furniture and vehicles24€56k€32k▼
Financial fixed assets28€393€393=
Current assets29/58€21k€20k▼
Amounts receivable within one year40/41€3k€118▼
Trade receivables40€382€118▼
Other amounts receivable41€3k-
Cash at bank and in hand54/58€18k€20k▲
Equity and liabilities
Total equity and liabilities10/49€84k€59k▼
Equity10/15€22k€22k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€16k€16k▲
Amounts payable17/49€62k€37k▼
Amounts payable after more than one year17€26k€2k▼
Financial debts170/4€26k€2k▼
Amounts payable within one year42/48€29k€28k▼
Current portion of amounts payable after more than one year42€17k€17k▼
Trade debts44€6k€9k▲
Suppliers440/4€6k€9k▲
Taxes, remuneration and social security45€7k€3k▼
Taxes450/3€3k€3k▼
Remuneration and social security454/9€4k-
Accrued charges and deferred income492/3€6k€7k▲
Income statement
Code20232024
Turnover70€257k€191k▼
Non-recurring operating income76A€20k€23k▲
Goods, raw materials, services and sundry goods60/61€225k€199k▼
Remuneration, social security and pensions62€17k€13k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€12k▼
Other operating charges640/8€3k€2k▼
Gross operating margin9900€67k€35k▼
Operating profit (loss)9901€30k€7k▼
Financial income75/76B€0-
Recurring financial income75€0-
Non-recurring financial income76B€0-
Financial charges65/66B€2k€8k▲
Recurring financial charges65€2k€8k▲
Profit (loss) for the period before taxes9903€28k€-698▼
Income taxes67/77€3k€-870▼
Profit (loss) for the period9904€25k€172▼
Profit (loss) for the period to be appropriated9905€25k€172▼
Appropriation of the result
Profit (loss) to be appropriated9906€16k€16k▲
Profit (loss) brought forward from the previous period14P€-9k€16k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
07-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €25k ▲104%
Operating result €30k, net result €25k, both a record.
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-32k ▼401%
Net result drops to €-32k, the lowest in the series; recovery starts the following year.
17-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity doublescurrent ratio 1.61
Current ratio from 0.69 to 1.61; short-term debt falls from €40k to €18k.
16-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
05-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chastre · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Prosper Bouffioux 201450 ChastreGround area
661 m²
Building footprint
172 m²
Volume, LiDAR
713 m³
Parcel 25032C0098/00S002, Wallonia · tallest building 5.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
JFX Toitures sprl
since 20182.275.376.312
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25032C0098/00S002 | Wallonia | 661 m² | 1 · 172 m² | 5.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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DACHDECKEREI SCHWALL
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Of 8,563 companies in sector 43410 we hold annual accounts for 4,355. 3,118 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-04-2018
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
41003General construction of other non-residential buildings
68121Development of residential building projects
43120Site preparation
43230Insulation installation
43291Specialised construction activities
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:jfxtoiture@gmail.com
Phone:0477/95 17 32