JEROEN VERSLYPE
ActiveSummary
JEROEN VERSLYPE has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €967k and a net result of €24k. Equity is growing by ~23% per year across the filed fiscal years. Its solvency ranks better than 40% of 15367 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability70▼-26
Solvency75▲+1
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
Liquidity ample (current ratio 2.74 against 5.4 in 2023; short-term debt: 18.7% and cash: 3.6% of total assets), but 50.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
49.8%
Return on assets
1.2%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-09-2025, 59 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
59 d late
2023
148 d late
2022
20 d late
2021
4 d late
2020
1 d late
2019
5 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€967k▼ 8.8%
2023 · €1.06M
2019: €343k
2020: €419k
2021: €513k
2022: €599k
2023: €1.06M
2019 → 2024
Total assets
€1.94M▼ 9.6%
2023 · €2.15M
2019: €1.07M
2020: €1.16M
2021: €1.22M
2022: €1.57M
2023: €2.15M
2019 → 2024
Net result
€24k▼ 94.8%
2023 · €460k
2019: €106k
2020: €118k
2021: €141k
2022: €87k
2023: €460k
2019 → 2024
Working capital
€633k▼ 11.5%
2023 · €715k
2019: €227k
2020: €261k
2021: €306k
2022: €233k
2023: €715k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€419k-€513k▲ 22.4%€599k▲ 16.8%€1.06M▲ 76.8%€967k▼ 8.8%
Operating result€194k-€207k▲ 6.8%€128k▼ 37.9%€660k▲ 414%€43k▼ 93.5%
Net result€118k-€141k▲ 19.5%€87k▼ 38.2%€460k▲ 429%€24k▼ 94.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 93% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.94M
Fixed assets
€946k ▼ 25.6%
Current assets
€997k ▲ 13.6%
Equity and liabilities €1.94M
Equity
€967k ▼ 8.8%
Provisions
€25k ▼ 4.2%
Debt
€951k ▼ 10.6%
Debt's share of the balance-sheet total falls from 49.5% to 48.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€108k▼
2023 · €757k
Cash flow
€89k▼
2023 · €558k
Current ratio
2.74▼
2023 · 5.40
Debt to equity
0.98▼
2023 · 1.00
ROE
2.5%▼
2023 · 43.5%
ROA
1.2%▼
2023 · 21.4%
Interest coverage
5.96▼
2023 · 24.90
Debt ≤ 1 year
€364k▲
2023 · €162k
Debt > 1 year
€587k▼
2023 · €901k
Income taxes
€31k▼
2023 · €144k
Staff costs
€0▼
2023 · €137k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 65 lines
Balance sheet
Code20232024
Assets
Total assets20/58€2.15M€1.94M▼
Fixed assets21/28€1.27M€946k▼
Intangible fixed assets21€0-
Tangible fixed assets22/27€1.27M€946k▼
Land and buildings22€1.18M€861k▼
Furniture and vehicles24€90k€82k▼
Other tangible fixed assets26-€2k
Current assets29/58€878k€997k▲
Amounts receivable after more than one year29€0€283k▲
Trade receivables290€0€283k▲
Amounts receivable within one year40/41€709k€510k▼
Trade receivables40€53k€27k▼
Other amounts receivable41€656k€483k▼
Current investments50/53€151k€125k▼
Cash at bank and in hand54/58€18k€70k▲
Deferred charges and accrued income490/1€0€9k▲
Equity and liabilities
Total equity and liabilities10/49€2.15M€1.94M▼
Equity10/15€1.06M€967k▼
Contributions10/11€12k€12k=
Reserves13€1.05M€954k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€79k€76k▼
Distributable reserves133€965k€876k▼
Profit (loss) carried forward14€928€141▼
Provisions and deferred taxes16€26k€25k▼
Deferred taxes168€26k€25k▼
Amounts payable17/49€1.06M€951k▼
Amounts payable after more than one year17€901k€587k▼
Financial debts170/4€901k€587k▼
Amounts payable within one year42/48€162k€364k▲
Current portion of amounts payable after more than one year42€76k€60k▼
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€14k€9k▼
Suppliers440/4€14k€9k▼
Taxes, remuneration and social security45€72k€177k▲
Taxes450/3€72k€177k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€0€117k▲
Income statement
Code20232024
Remuneration, social security and pensions62€137k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€97k€65k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€12k€0▼
Other operating charges640/8€9k€12k▲
Gross operating margin9900€916k€120k▼
Operating profit (loss)9901€660k€43k▼
Financial income75/76B€655€27k▲
Recurring financial income75€655€27k▲
Financial charges65/66B€30k€18k▼
Recurring financial charges65€30k€18k▼
Profit (loss) for the period before taxes9903€630k€52k▼
Transfer from deferred taxes780€1k€3k▲
Transfer to deferred taxes680€27k€0▼
Income taxes67/77€144k€31k▼
Profit (loss) for the period9904€460k€24k▼
Transfer from tax-exempt reserves789€3k€1k▼
Transfer to tax-exempt reserves689€82k€0▼
Profit (loss) for the period to be appropriated9905€382k€25k▼
Appropriation of the result
Profit (loss) to be appropriated9906€382k€26k▼
Profit (loss) brought forward from the previous period14P€21€928▲
Transfer from equity791/2-€115k
Transfer to equity691/2€381k€26k▼
To other reserves6921€381k€26k▼
Profit to be distributed694/7€0€115k▲
Return on contributions (dividend)694€0€115k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 59 days late
2024
31-12
Financial
Weakest financial yearnet €24k ▼94.8%
Net result drops to €24k, the lowest in the series.
26-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 148 days late
2023
31-12
Financial
Highest result since 2019net €460k ▲429%
Operating result €660k, net result €460k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 5.40
Current ratio from 2.03 to 5.40; short-term debt falls from €226k to €162k.
31-12
Financial
Equity above €1MEq €1.06M ▲76.8%
5 profitable years in a row build equity to €1.06M.
20-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 20 days late
2022
04-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 4 days late
2021
30-06
Financial
Equity above €500kEq €513k ▲22.4%
3 profitable years in a row build equity to €513k.
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 1 day late
2020
05-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 5 days late
2019
19-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 322 days late
Show earlier events
2018
28-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
15-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 227 days late
2016
11-02
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nieuwpoortsesteenweg 9238400 OostendeGround area
290 m²
Building footprint
257 m²
Volume, LiDAR
1,541 m³
Parcel 35391A0145/00F008, Flanders · tallest building 11.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
BEDRIJFSREVISOR JEROEN VERSLYPE
since 20142.232.812.019
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35391A0145/00F008 | Flanders | 290 m² | 1 · 256 m² | 11.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 2,775 EUR awarded · 2,775 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 1,781 EUR | 1,781 EUR |
| 2022 | 1 | 994 EUR | 994 EUR |
Schemes
Vlaams opleidingsverlof (VOV)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 944 companies in sector 69203 we hold annual accounts for 659. 449 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-06-2014
Fiscal year end31-12
Activities, NACEBEL 2025
69203Activities of company auditors
69209Other tax advisory services
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:bedrijfsrevisor@verslype.be
Phone:059302024
Fax:059310805