JEROEN NUYTS
ActiveSummary
JEROEN NUYTS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show negative equity (€-40k) and a net result of €-22k. Equity is shrinking by ~126.6% per year across the filed fiscal years. Its solvency ranks better than 5% of 1422 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 1422 sector peers (2024).
NBB · sector comparisonPosition among 1422 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
31 d late
2022
27 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Equity
€-40k▼ 119%
2023 · €-18k
2022: €6k
2023: €-18k
2022 → 2024
Net result
€-22k▲ 10.9%
2023 · €-24k
2022: €134
2023: €-24k
2022 → 2024
Total assets
€332k▲ 23.8%
2023 · €268k
2022: €338k
2023: €268k
2022 → 2024
Solvency
-11.9%▼ 5.2pp
2023 · -6.7%
2022: 1.8%
2023: -6.7%
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€6k-€-18k€-40k▼ 119%
Operating result€10k-€-14k€-18k▼ 25.3%
Net result€134-€-24k€-22k▲ 10.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €18k in 2024 against €14k in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €332k
Fixed assets
€176k ▼ 18.2%
Current assets
€156k ▲ 194%
Key figures and ratios
ROA
-6.5%▲
2023 · -9.0%
Debt
€372k▲
2023 · €287k
Debt ≤ 1 year
€228k▲
2023 · €106k
Debt > 1 year
€144k▼
2023 · €180k
Income taxes
€594▼
2023 · €2k
Staff costs
€177k▲
2023 · €174k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 41 lines
Balance sheet
Code20232024
Assets
Total assets20/58€268k€332k▲
Fixed assets21/28€215k€176k▼
Intangible fixed assets21€211k€173k▼
Tangible fixed assets22/27€4k€3k▼
Land and buildings22€2k€2k▼
Plant, machinery and equipment23€500-
Other tangible fixed assets26€1k€991▼
Current assets29/58€53k€156k▲
Amounts receivable within one year40/41€23k€141k▲
Trade receivables40€23k€141k▲
Cash at bank and in hand54/58€30k€6k▼
Deferred charges and accrued income490/1€302€9k▲
Equity and liabilities
Total equity and liabilities10/49€268k€332k▲
Equity10/15€-18k€-40k▼
Contributions10/11€6k€6k=
Profit (loss) carried forward14€-24k€-46k▼
Amounts payable17/49€287k€372k▲
Amounts payable after more than one year17€180k€144k▼
Financial debts170/4€180k€144k▼
Amounts payable within one year42/48€106k€228k▲
Current portion of amounts payable after more than one year42€36k€37k▲
Trade debts44€16k€153k▲
Suppliers440/4€16k€153k▲
Taxes, remuneration and social security45€27k€26k▼
Taxes450/3€6k€2k▼
Remuneration and social security454/9€22k€24k▲
Other amounts payable47/48€27k€13k▼
Income statement
Code20232024
Remuneration, social security and pensions62€174k€177k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€39k€39k▼
Other operating charges640/8-€227
Gross operating margin9900€199k€198k▼
Operating profit (loss)9901€-14k€-18k▼
Financial charges65/66B€8k€3k▼
Recurring financial charges65€8k€3k▼
Profit (loss) for the period before taxes9903€-23k€-21k▲
Income taxes67/77€2k€594▼
Profit (loss) for the period9904€-24k€-22k▲
Profit (loss) for the period to be appropriated9905€-24k€-22k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-24k€-46k▼
Profit (loss) brought forward from the previous period14P€134€-24k▼
Social balance
Average headcount (FTE)90872.42.4=
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 31 days late
2023
31-12
Financial
Weakest financial yearnet €-24k ▼18224%
Net result drops to €-24k, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bertem · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dorpstraat 1513060 BertemGround area
819 m²
Building footprint
269 m²
Volume, LiDAR
1,105 m³
Parcel 24009C0502/00G000, Flanders · tallest building 7.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
JEROEN NUYTS
since 20212.319.566.740
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24009C0502/00G000 | Flanders | 819 m² | 1 · 269 m² | 7.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 699 EUR awarded · 699 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 284 EUR | 284 EUR |
| 2022 | 1 | 415 EUR | 415 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
KREDSS
BE 0899.306.893
Londerzeel · Eq €6,131
BBPM Finances
BE 0798.192.313
Châtelet · Eq €6,000
Beguin JC Management
BE 0735.843.780
Ciney · Eq €6,281
Be4advice
BE 0745.677.107
Chaudfontaine · Eq €6,409
JeBo
BE 0773.624.290
Zoersel · Eq €6,651
Of 1,681 companies in sector 66191 we hold annual accounts for 1,230. 251 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-07-2021
Fiscal year end31-12
Activities, NACEBEL 2025
66191Agents and brokers in banking services
64999Other financial services
66199Other activities auxiliary to financial services, excluding insurance and pension funding
66220Insurance agents and brokers
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.