Summary
Conclusion
the dossier summarised in one paragraphJEROEN COULIER has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7k and a net result of €17k. Equity is growing by ~20.8% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.4% (very low).
Based on the State Gazette, CBE and 4 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneStatistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Timeline
What happened to this company, by date
State Gazette, CBE and NBB in one series · 0 of 2 acts readfiscal year 2026 expected by 30-04-2027
28-04-2026 NBB filing Annual accounts filed
29-04-2025 NBB filing Annual accounts filed
12-03-2024 NBB filing Annual accounts filed
28-02-2023 NBB filing Annual accounts filed
Financials
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Figures by fiscal year
Source: NBB · 2025How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Figures by fiscal year and ratios
| Fiscal year | 2025 |
|---|---|
| Deposit | micro schema |
| Revenue | - |
| EBITDA | €90k |
| Net profit | €17k |
| Cash flow | €87k |
| Staff costs | - |
| Income taxes | €242 |
| Dividends | - |
| Total assets | €277k |
| Equity | €7k |
| Debt | €270k |
| of which ≤ 1y | €162k |
| of which > 1y | €107k |
| Working capital | €-145k |
| Employees (FTE) | - |
| 2025 | |
|---|---|
| Current ratio | 0.10 |
| Quick ratio | 0.10 |
| Working capital ratio | -52.5% |
| Solvency | 2.7% |
| Debt / equity | 36.43 |
| Long-term debt ratio | 14.51 |
| Interest coverage | 28.59 |
| Gross margin | - |
| Net margin | - |
| ROA | 6.2% |
| ROE | 230.9% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Full annual accounts (22 line items)
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €277k |
| Fixed assets | 21/28 | €260k |
| Tangible fixed assets | 22/27 | €260k |
| Current assets | 29/58 | €17k |
| Amounts receivable within one year | 40/41 | €10k |
| Cash & bank | 54/58 | €6k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €277k |
| Equity | 10/15 | €7k |
| Contributions / capital | 10/11 | €3k |
| Reserves | 13 | €5k |
| Amounts payable | 17/49 | €270k |
| Amounts payable after one year | 17 | €107k |
| Amounts payable within one year | 42/48 | €162k |
| Trade debts payable within one year | 44 | €9k |
| Income statement | ||
| Gross operating margin | 9900 | €91k |
| Operating result | 9901 | €20k |
| Financial income | 75 | €52 |
| Financial charges | 65 | €3k |
| Result before taxes | 9903 | €17k |
| Income taxes | 67/77 | €242 |
| Net result for the period | 9904 | €17k |
| Result to be appropriated | 9905 | €17k |
Signals
Signals
Gazette, CBE, filings and accounts in one listNo strikeouts found in the KBO publications · how complete this is
Filing history by fiscal year and how the deadline is computed
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 30-09-2025 | 30-04-2026 | 28-04-2026 | 2 d early | 2026-00094180 |
| 30-09-2024 | 30-04-2025 | 29-04-2025 | 1 d early | 2025-00084204 |
| 30-09-2023 | 30-04-2024 | 12-03-2024 | 49 d early | 2024-00042994 |
| 30-09-2022 | 30-04-2023 | 28-02-2023 | 61 d early | 2023-00033852 |
Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationReal-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38015D0127/00M000 | Flanders | 8,236 m² | 1 · 172 m² | 7.8 m · 2 fl. |
Publications
Belgian State Gazette · acts
0 of 2 acts readWe know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.
Analysis
Credit advice
verdict per customer and amountSimilar
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Company registry (CBE)
Crossroads Bank| Legal nameNL | JEROEN COULIER |