jer-v consult
ActiveSummary
jer-v consult has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €239k and a net result of €124k. Its solvency ranks better than 64% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency98=
Growth78
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 3.65 against 3.7 in 2024; short-term debt: 27.3% and cash: 59.1% of total assets), and 27.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.7%
Return on assets
37.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-09-2026, 32 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
32 d late
2024
2 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€239k▲ 107%
2024 · €116k
2024: €116k
2024 → 2025
Total assets
€329k▲ 108%
2024 · €158k
2024: €158k
2024 → 2025
Net result
€124k▲ 6.8%
2024 · €116k
2024: €116k
2024 → 2025
Working capital
€238k▲ 109%
2024 · €114k
2024: €114k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€116k-€239k▲ 107%
Operating result€149k-€157k▲ 5.0%
Net result€116k-€124k▲ 6.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 5% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €329k
Fixed assets
€1k ▼ 43.5%
Current assets
€328k ▲ 110%
Equity and liabilities €329k
Equity
€239k ▲ 107%
Debt
€90k ▲ 113%
Debt's share of the balance-sheet total rises from 26.7% to 27.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€157k▲
2024 · €150k
Cash flow
€124k▲
2024 · €117k
Current ratio
3.65▼
2024 · 3.70
Debt to equity
0.38▲
2024 · 0.36
ROE
51.6%▼
2024 · 100.0%
ROA
37.5%▼
2024 · 73.3%
Interest coverage
779.58▼
2024 · 1686.70
Debt ≤ 1 year
€90k▲
2024 · €42k
Income taxes
€36k▲
2024 · €33k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 34 lines
Balance sheet
Code20242025
Assets
Total assets20/58€158k€329k▲
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€2k€1k▼
Furniture and vehicles24€2k€1k▼
Current assets29/58€156k€328k▲
Amounts receivable within one year40/41€32k€132k▲
Trade receivables40€32k€34k▲
Other amounts receivable41-€99k
Cash at bank and in hand54/58€123k€195k▲
Deferred charges and accrued income490/1€933€969▲
Equity and liabilities
Total equity and liabilities10/49€158k€329k▲
Equity10/15€116k€239k▲
Profit (loss) carried forward14€116k€239k▲
Amounts payable17/49€42k€90k▲
Amounts payable within one year42/48€42k€90k▲
Trade debts44€26€121▲
Suppliers440/4€26€121▲
Taxes, remuneration and social security45€42k€90k▲
Taxes450/3€42k€90k▲
Other amounts payable47/48€12-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€816▼
Other operating charges640/8€722€325▼
Gross operating margin9900€151k€158k▲
Operating profit (loss)9901€149k€157k▲
Financial income75/76B€20€3k▲
Recurring financial income75€20€3k▲
Financial charges65/66B€89€202▲
Recurring financial charges65€89€202▲
Profit (loss) for the period before taxes9903€149k€159k▲
Income taxes67/77€33k€36k▲
Profit (loss) for the period9904€116k€124k▲
Profit (loss) for the period to be appropriated9905€116k€124k▲
Appropriation of the result
Profit (loss) to be appropriated9906€116k€239k▲
Profit (loss) brought forward from the previous period14P-€116k
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 32 days late
2025
31-12
Financial
Equity above €200kEq €239k ▲107%
2 profitable years in a row build equity to €239k.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Luikerbaan 993500 HasseltGround area
596 m²
Building footprint
150 m²
Volume, LiDAR
610 m³
Parcel 71328D0287/00R002, Flanders · tallest building 10.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
jer-v consult
since 20232.344.634.906
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71328D0287/00R002 | Flanders | 596 m² | 1 · 150 m² | 10.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
YONICON
BE 0677.572.120
Nijlen · Eq €239,210
EVOLUT
BE 0735.650.869
Tongeren · Eq €239,251
Agiliz
BE 0728.898.481
Kontich · Eq €239,253
AGILE ARCHITECTS
BE 0810.365.120
Kontich · Eq €239,017
AVNER
BE 0828.746.323
Floreffe · Eq €239,017
Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 14,299 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-04-2023
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
62100Computer programming
63920Other information service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.