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JEFFIX CONCEPT

Active
Private limited companyfounded 200817 yrs activeLotharingenlaan 8, 1150 Sint-Pieters-Woluwe, BelgiumKBO/BCE: BE 0808.526.276

JEFFIX CONCEPT has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €47k and a net result of €-928. Equity is growing by ~29.4% per year across the filed fiscal years. Its solvency ranks better than 78% of 31393 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
70 / 100
Healthy▼ -16 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-39
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 3.47 against 9.71 in 2024), and 18.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 17 years 0 20 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
81.4%
Return on assets
-1.6%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
58 d early
2024
31 d early
2023
56 d early
2022
83 d early
2021
32 d early
2020
72 d early
2019
22 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
10-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€47k▼ 1.9%
2024 · €48k
2018: €2k 2019: €4k 2020: €8k 2021: €20k 2022: €35k 2023: €45k 2024: €48k
2018 → 2025
Total assets
€58k▲ 14.6%
2024 · €51k
2018: €30k 2019: €26k 2020: €21k 2021: €29k 2022: €48k 2023: €51k 2024: €51k
2018 → 2025
Net result
€-928
2024 · €4k
2018: €2k 2019: €2k 2020: €4k 2021: €13k 2022: €15k 2023: €10k 2024: €4k
2018 → 2025
Working capital
€27k▲ 23.8%
2024 · €22k
2018: €-26k 2019: €-17k 2020: €-7k 2021: €13k 2022: €35k 2023: €11k 2024: €22k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€20k-€35k▲ 71.5%€45k▲ 27.6%€48k▲ 8.5%€47k▼ 1.9%
Operating result€20k-€24k▲ 21.7%€15k▼ 35.5%€7k▼ 54.1%€-153
Net result€13k-€15k▲ 14.1%€10k▼ 33.8%€4k▼ 60.6%€-928
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-10k€0€10k€20kOperating result 2021: €20k€20kNet result 2021: €13k€13kOperating result 2022: €24k€24kNet result 2022: €15k€15kOperating result 2023: €15k€15kNet result 2023: €10k€10kOperating result 2024: €7k€7kNet result 2024: €4k€4kOperating result 2025: €-153€-153Net result 2025: €-928€-92820212022202320242025
The operating result turns negative in 2025: a loss of €153 after €7k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €58k
Fixed assets €21k▼ 22.7%
Current assets €38k▲ 55.9%
Equity and liabilities €58k
Equity €47k▼ 1.9%
Debt €11k▲ 335%
The debt ratio rises from 4.9% to 18.6%: debt grows while equity shrinks.
Key figures and ratios
2025 value · change against 2024
EBITDA
€8k
2024 · €14k
Cash flow
€7k
2024 · €10k
Solvency
81.4%
2024 · 95.1%
Current ratio
3.47
2024 · 9.71
Quick ratio
3.47
2024 · 9.71
Debt / equity
0.23
2024 · 0.05
ROE
-2.0%
2024 · 7.8%
ROA
-1.6%
2024 · 7.5%
Interest coverage
38.79
2024 · 65.17
Debt
€11k
2024 · €2k
Debt ≤ 1 year
€11k
2024 · €2k
Income taxes
€666
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€51k€58k
Formation expenses20€0€0=
Fixed assets21/28€27k€21k
Tangible fixed assets22/27€27k€21k
Furniture and vehicles24€27k€21k
Current assets29/58€24k€38k
Amounts receivable within one year40/41€2k€9k
Trade receivables40-€9k
Other amounts receivable41€2k€698
Cash at bank and in hand54/58€22k€28k
Deferred charges and accrued income490/1€216€192
Equity and liabilities
Total equity and liabilities10/49€51k€58k
Equity10/15€48k€47k
Contributions10/11€19k€19k=
Reserves13€29k€29k=
Distributable reserves133€29k€29k=
Profit (loss) carried forward14€1k€169
Amounts payable17/49€2k€11k
Amounts payable within one year42/48€2k€11k
Trade debts44€1k€125
Suppliers440/4€1k€125
Taxes, remuneration and social security45€1k€1k=
Taxes450/3€1k€1k=
Other amounts payable47/48€249€10k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€8k
Other operating charges640/8€889€918
Gross operating margin9900€14k€9k
Operating profit (loss)9901€7k€-153
Financial income75/76B-€100
Recurring financial income75-€100
Financial charges65/66B€208€209
Recurring financial charges65€208€209
Profit (loss) for the period before taxes9903€7k€-262
Income taxes67/77€3k€666
Profit (loss) for the period9904€4k€-928
Profit (loss) for the period to be appropriated9905€4k€-928
Appropriation of the result
Profit (loss) to be appropriated9906€5k€169
Profit (loss) brought forward from the previous period14P€1k€1k=
Transfer to equity691/2€4k-
To other reserves6921€4k-

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
03-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Weakest financial yearnet €-928 ▼124%
Net result drops to €-928, the lowest in the series.
30-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Liquidity quadruplescurrent ratio 9.71
Current ratio from 2.67 to 9.71; short-term debt falls from €7k to €2k.
05-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
09-05
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Highest result since 2018net €15k ▲14.1%
Operating result €24k, net result €15k, both a record.
29-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Liquidity times 5current ratio 2.46
Current ratio from 0.50 to 2.46; short-term debt falls from €14k to €9k.
20-05
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
09-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
11-09
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 42 days late
2018
19-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
12-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
no sitting director, last change in 2023
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
06-04-2023 Resigned as Manager
Not every act has been read: a resignation may be missing here
2 of this company's 2 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 2009
exact location from the address register On OpenStreetMap
Ground area
1,007 m²
Building footprint
177 m²
Volume, LiDAR
1,331 m³
Parcel 21682C0011/00R007, Brussels · tallest building 11.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
JEFFIX PIERRE
Lotharingenlaan 8, 1150 Sint-Pieters-WoluweOther activities auxiliary to financial services, excluding insurance and pension funding
since 20092.175.273.696
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21682C0011/00R007 Brussels 1,007 m² 1 · 177 m² 11.2 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,169 companies in sector 70200 we hold annual accounts for 52,388. 37,753 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded18-12-2008
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64999Other financial services
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers

Data from official sources, last processed on 09-09-2026. Scores and ratios are computed by Checked and are not a credit decision.