Jéadri
ActiveSummary
The annual accounts of Jéadri for fiscal year 2025 show a net loss of 67% of the equity at the start of that year. The 2025 annual accounts show equity of €130k and a net result of €-260k. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 18% of 4157 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
34
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability5▼-1
Solvency33▼-18
Growth39▼-3
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.98 against 1.17 in 2024; short-term debt: 83.9% and cash: 6.2% of total assets), and 92.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-260k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 4157 sector peers (2025).
NBB · sector comparisonPosition among 4157 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-09-2026, 52 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
52 d late
2024
46 d late
2023
30 d late
2022
73 d late
2021
121 d late
2020
28 d late
2019
91 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€11.74M▼ 8.2%
2024 · €12.80M
2018: €7.96M
2019: €8.07M
2020: €8.74M
2021: €10.27M
2022: €12.93M
2023: €14.37M
2024: €12.80M
2018 → 2025
EBIT margin
-1.8%▼ 0.2pp
2024 · -1.6%
2018: 1.7%
2019: -1.5%
2020: 0.7%
2021: 1.3%
2022: 1.7%
2023: 0.0%
2024: -1.6%
2018 → 2025
Net result
€-260k▼ 14.4%
2024 · €-227k
2018: €87k
2019: €-140k
2020: €38k
2021: €118k
2022: €146k
2023: €-35k
2024: €-227k
2018 → 2025
Working capital
€-34k
2024 · €183k
2018: €297k
2019: €98k
2020: €261k
2021: €322k
2022: €473k
2023: €347k
2024: €183k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€10.27M-€12.93M▲ 26.0%€14.37M▲ 11.2%€12.80M▼ 11.0%€11.74M▼ 8.2%
Equity€506k-€652k▲ 28.8%€616k▼ 5.4%€390k▼ 36.8%€130k▼ 66.6%
Operating result€135k-€219k▲ 62.9%€-1k€-200k▼ 19,498%€-211k▼ 5.4%
Net result€118k-€146k▲ 23.0%€-35k€-227k▼ 540%€-260k▼ 14.4%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €211k in 2025 against €200k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.71M
Fixed assets
€309k ▲ 26.0%
Current assets
€1.40M ▲ 12.2%
Equity and liabilities €1.72M
Equity
€130k ▼ 66.6%
Debt
€1.58M ▲ 43.2%
Debt's share of the balance-sheet total rises from 74.0% to 92.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-112k▼
2024 · €-108k
Cash flow
€-161k▼
2024 · €-135k
Current ratio
0.98▼
2024 · 1.17
Quick ratio
0.61▼
2024 · 0.71
Debt to equity
12.19▲
2024 · 2.84
ROE
-199.6%▼
2024 · -58.3%
ROA
-15.1%▲
2024 · -15.2%
Interest coverage
-1.68▲
2024 · -1.83
Debt ≤ 1 year
€1.44M▲
2024 · €1.07M
Debt > 1 year
€146k▲
2024 · €39k
Income taxes
€5▲
2024 · €-7k
Staff costs
€1.15M▼
2024 · €1.20M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 62 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.50M€1.72M▲
Formation expenses20€0€2k▲
Fixed assets21/28€245k€309k▲
Tangible fixed assets22/27€220k€285k▲
Land and buildings22€799€0▼
Plant, machinery and equipment23€114k€176k▲
Furniture and vehicles24€32k€39k▲
Other tangible fixed assets26€73k€70k▼
Financial fixed assets28€25k€23k▼
Current assets29/58€1.25M€1.40M▲
Stocks and contracts in progress3€488k€532k▲
Stocks30/36€488k€532k▲
Amounts receivable within one year40/41€489k€734k▲
Trade receivables40€233k€223k▼
Other amounts receivable41€256k€511k▲
Cash at bank and in hand54/58€239k€106k▼
Deferred charges and accrued income490/1€35k€33k▼
Equity and liabilities
Total equity and liabilities10/49€1.50M€1.72M▲
Equity10/15€390k€130k▼
Contributions10/11€200k€200k=
Capital10€200k€200k=
Issued capital100€200k€200k=
Reserves13€150k€150k=
Non-distributable reserves130/1€20k€20k=
Legal reserve130€20k€20k=
Distributable reserves133€130k€130k=
Profit (loss) carried forward14€39k€-220k▼
Amounts payable17/49€1.11M€1.58M▲
Amounts payable after more than one year17€39k€146k▲
Financial debts170/4€35k€142k▲
Other amounts payable178/9€4k€4k=
Amounts payable within one year42/48€1.07M€1.44M▲
Current portion of amounts payable after more than one year42€18k€44k▲
Financial debts43€105k€101k▼
Credit institutions430/8€105k€101k▼
Trade debts44€826k€1.16M▲
Suppliers440/4€826k€1.16M▲
Taxes, remuneration and social security45€118k€130k▲
Taxes450/3€539-
Remuneration and social security454/9€118k€130k▲
Other amounts payable47/48€304-
Income statement
Code20242025
Turnover70€12.80M€11.74M▼
Non-recurring operating income76A€29k€3k▼
Goods, raw materials, services and sundry goods60/61€11.87M€10.83M▼
Remuneration, social security and pensions62€1.20M€1.15M▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€91k€99k▲
Other operating charges640/8€106k€84k▼
Non-recurring operating charges66A€2k€5k▲
Gross operating margin9900€1.20M€1.13M▼
Operating profit (loss)9901€-200k€-211k▼
Financial income75/76B€53k€25k▼
Recurring financial income75€53k€25k▼
Financial charges65/66B€87k€74k▼
Recurring financial charges65€59k€67k▲
Non-recurring financial charges66B€27k€8k▼
Profit (loss) for the period before taxes9903€-233k€-260k▼
Income taxes67/77€-7k€5▲
Profit (loss) for the period9904€-227k€-260k▼
Profit (loss) for the period to be appropriated9905€-227k€-260k▼
Appropriation of the result
Profit (loss) to be appropriated9906€39k€-220k▼
Profit (loss) brought forward from the previous period14P€266k€39k▼
Social balance
Average headcount (FTE)908734.131.7▼
The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-09
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 52 days late
2025
31-12
Financial
Weakest financial yearnet €-260k
Net result drops to €-260k, the lowest in the series.
15-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 46 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 30 days late
2023
12-10
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 73 days late
2022
31-12
Financial
Highest result since 2018net €146k ▲23%
Operating result €219k, net result €146k, both a record.
29-11
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 121 days late
2021
31-12
Financial
Equity above €500kEq €506k ▲30.5%
2 profitable years in a row build equity to €506k.
28-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 28 days late
2020
31-12
Financial
Back to profitnet €38k
Net result €38k after one loss-making year.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 91 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
20-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 20 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Morlanwelz · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Ateliers(MLZ) 1227140 MorlanwelzGround area
1.6 ha
Building footprint
1,663 m²
Parcel 56057A0291/00E004, Wallonia. Linked by address, not a title deed.
1 establishment unit
Jéadri
since 20132.224.931.461
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56057A0291/00E004 | Wallonia | 1.6 ha | 1 · 1,663 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteMorlanwelz2.224.931.461
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Of 10,519 companies in sector 47110 we hold annual accounts for 5,857. 4,535 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded18-12-2013
Fiscal year end31-12
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.