JDR BELGIUM
ActiveThe computed 12-month bankruptcy probability of JDR BELGIUM is 2.5% (moderate). The 2025 annual accounts show equity of €12k and a net result of €225. Its solvency ranks better than 18% of 27787 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
40
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability38▼-62
Solvency41▼-18
Growth52
Track record82
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.19 against 1.51 in 2024; short-term debt: 84.2% and cash: 15.6% of total assets), and 84.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 27787 sector peers (2025).
NBB · sector comparisonPosition among 27787 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
31 d late
2024
45 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€378k
EBIT margin
2.4%
Net result
€225▼ 97.5%
2024 · €9k
2024: €9k
2024 → 2025
Working capital
€12k▲ 1.9%
2024 · €12k
2024: €12k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Turnover€378k-
Equity€12k-€12k▲ 1.9%
Operating result€9k-€285▼ 96.9%
Net result€9k-€225▼ 97.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 97% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €78k
Equity
€12k▲ 1.9%
Debt
€66k▲ 179%
The debt ratio rises from 66.0% to 84.2%. Equity and debt are higher.
Key figures and ratios
Solvency
15.8%▼
2024 · 34.0%
Current ratio
1.19▼
2024 · 1.51
Quick ratio
1.19▼
2024 · 1.51
Debt / equity
5.33▲
2024 · 1.94
ROE
1.8%▼
2024 · 75.1%
ROA
0.3%▼
2024 · 25.5%
Debt
€66k▲
2024 · €23k
Debt ≤ 1 year
€66k▲
2024 · €23k
Staff costs
€148k▲
2024 · €38k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€36k€78k▲
Current assets29/58€36k€78k▲
Amounts receivable within one year40/41€35k€66k▲
Trade receivables40€28k€38k▲
Other amounts receivable41€7k€28k▲
Cash at bank and in hand54/58€802€12k▲
Equity and liabilities
Total equity and liabilities10/49€36k€78k▲
Equity10/15€12k€12k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€9k€9k▲
Amounts payable17/49€23k€66k▲
Amounts payable within one year42/48€23k€66k▲
Trade debts44€12k€8k▼
Suppliers440/4€12k€8k▼
Taxes, remuneration and social security45€12k€57k▲
Taxes450/3€18€688▲
Remuneration and social security454/9€12k€57k▲
Income statement
Code20242025
Turnover70€378k-
Goods, raw materials, services and sundry goods60/61€330k-
Remuneration, social security and pensions62€38k€148k▲
Other operating charges640/8€90-
Gross operating margin9900€48k€149k▲
Operating profit (loss)9901€9k€285▼
Financial charges65/66B€103€60▼
Recurring financial charges65€103€60▼
Profit (loss) for the period before taxes9903€9k€225▼
Profit (loss) for the period9904€9k€225▼
Profit (loss) for the period to be appropriated9905€9k€225▼
Appropriation of the result
Profit (loss) to be appropriated9906€9k€9k▲
Profit (loss) brought forward from the previous period14P-€9k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
14-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 45 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kraainem · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenweg op Mechelen 4551950 KraainemGround area
1.2 ha
Building footprint
1,026 m²
Volume, LiDAR
35,315 m³
2 parcels, Brussels, Flanders · tallest building 42.8 m, ±14 floors. Linked by address, not a title deed.
1 establishment unit
JDR BELGIUM
since 20242.355.487.523
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22002C0073/00N009 | Flanders | 1.1 ha | 1 · 865 m² | 42.8 m · 14 fl. |
| 21442A0068/00B004 | Brussels | 381 m² | 1 · 161 m² | 14.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,530 companies in sector 43222 we hold annual accounts for 5,662. 2,819 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-01-2024
Fiscal year end31-12
Activities, NACEBEL
43222Installation of electric heating, air conditioning, cooling and ventilation
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:unifisco@skynet.be
Phone:023471734