JDC
ActiveSummary
JDC has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €130k and a net result of €-66k. Equity is shrinking by ~9.3% per year across the filed fiscal years. Its solvency ranks better than 25% of 15865 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability14▼-16
Solvency32▼-3
Growth58=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity short (current ratio 0.52 against 0.57 in 2023; short-term debt: 2.3% and cash: 0.4% of total assets), and 92.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
7.1%
Return on assets
-3.6%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-66k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-06-2025, 34 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
34 d early
2023
16 d early
2022
17 d early
2021
31 d early
2020
36 d early
2019
30 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
€1.06M
EBIT margin
-25.0%
Net result
€-66k▼ 81.2%
2023 · €-36k
2018: €-295klowest in 7 years
2019: €159k▲ +154% vs 2018highest in 7 years
2020: €-123k▼ -178% vs 2019
2021: €-19k▲ +84.9% vs 2020
2022: €-7k▲ +63.4% vs 2021
2023: €-36k▼ -432% vs 2022
2024: €-66k▼ -81.2% vs 2023
2018 → 2024
Working capital
€-20k▼ 66.9%
2023 · €-12k
2018: €-1.37Mlowest in 7 years
2019: €-1.16M▲ +15.6% vs 2018
2020: €-42k▲ +96.4% vs 2019
2021: €-42k▲ +1.2% vs 2020
2022: €-48k▼ -14.7% vs 2021
2023: €-12k▲ +75.1% vs 2022highest in 7 years
2024: €-20k▼ -66.9% vs 2023
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€257k-€238k▼ 7.2%€232k▼ 2.9%€195k▼ 15.6%€130k▼ 33.6%
2020: €257khighest in 5 years
2021: €238k▼ -7.2% vs 2020
2022: €232k▼ -2.9% vs 2021
2023: €195k▼ -15.6% vs 2022
2024: €130k▼ -33.6% vs 2023lowest in 5 years
Operating result€-53k-€2k€12k▲ 669%€-14k€-52k▼ 260%
2020: €-53klowest in 5 years
2021: €2k▲ +103% vs 2020
2022: €12k▲ +669% vs 2021highest in 5 years
2023: €-14k▼ -223% vs 2022
2024: €-52k▼ -260% vs 2023
Net result€-123k-€-19k▲ 84.9%€-7k▲ 63.4%€-36k▼ 432%€-66k▼ 81.2%
2020: €-123klowest in 5 years
2021: €-19k▲ +84.9% vs 2020
2022: €-7k▲ +63.4% vs 2021highest in 5 years
2023: €-36k▼ -432% vs 2022
2024: €-66k▼ -81.2% vs 2023
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €52k in 2024 against €14k in 2023; the loss grows.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.83M
Fixed assets
€1.81M ▼ 2.7%
Current assets
€22k ▲ 36.8%
Equity and liabilities €1.83M
Equity
€130k ▼ 33.6%
Debt
€1.70M ▲ 1.3%
Debt's share of the balance-sheet total rises from 89.6% to 92.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-2k▼
2023 · €35k
Cash flow
€-16k▼
2023 · €13k
Current ratio
0.52▼
2023 · 0.57
Debt to equity
13.08▲
2023 · 8.57
ROE
-50.6%▼
2023 · -18.5%
ROA
-3.6%▼
2023 · -1.9%
Interest coverage
-0.16▼
2023 · 1.61
Debt ≤ 1 year
€41k▲
2023 · €28k
Debt > 1 year
€1.66M▲
2023 · €1.65M
Income taxes
€2▲
2023 · €1
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 41 lines
Balance sheet
Code20232024
Assets
Total assets20/58€1.87M€1.83M▼
Fixed assets21/28€1.86M€1.81M▼
Tangible fixed assets22/27€1.86M€1.81M▼
Land and buildings22€1.82M€1.78M▼
Plant, machinery and equipment23€31k€24k▼
Furniture and vehicles24€318-
Current assets29/58€16k€22k▲
Amounts receivable within one year40/41€81€12k▲
Trade receivables40€81€12k▲
Cash at bank and in hand54/58€9k€7k▼
Deferred charges and accrued income490/1€6k€2k▼
Equity and liabilities
Total equity and liabilities10/49€1.87M€1.83M▼
Equity10/15€195k€130k▼
Contributions10/11€19k€19k=
Reserves13€220k€220k=
Distributable reserves133€220k€220k=
Profit (loss) carried forward14€-43k€-109k▼
Amounts payable17/49€1.68M€1.70M▲
Amounts payable after more than one year17€1.65M€1.66M▲
Financial debts170/4€1.65M€1.66M▲
Amounts payable within one year42/48€28k€41k▲
Current portion of amounts payable after more than one year42€16k€17k▲
Trade debts44€7k€11k▲
Suppliers440/4€7k€11k▲
Taxes, remuneration and social security45€1k€3k▲
Taxes450/3€1k€3k▲
Other amounts payable47/48€3k€10k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€50k€49k▼
Other operating charges640/8€14k€14k▲
Gross operating margin9900€49k€12k▼
Operating profit (loss)9901€-14k€-52k▼
Financial income75/76B€92€26▼
Recurring financial income75€92€26▼
Financial charges65/66B€22k€14k▼
Recurring financial charges65€22k€14k▼
Profit (loss) for the period before taxes9903€-36k€-66k▼
Income taxes67/77€1€2▲
Profit (loss) for the period9904€-36k€-66k▼
Profit (loss) for the period to be appropriated9905€-36k€-66k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-43k€-109k▼
Profit (loss) brought forward from the previous period14P€-7k€-43k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €63k | €53k | €52k | €50k | €49k | ▼ 0.5% |
| Other operating charges640/8 | - | €12k | €13k | €14k | €14k | ▲ 3.9% |
| Gross operating margin9900 | €26k | €66k | €76k | €49k | €12k | ▼ 75.5% |
| Operating profit (loss)9901 | €-53k | €2k | €12k | €-14k | €-52k | ▼ 260% |
| Financial income75/76B | - | €24 | €19 | €92 | €26 | ▼ 71.8% |
| Recurring financial income75 | €9k | €24 | €19 | €92 | €26 | ▼ 71.8% |
| Financial charges65/66B | - | €20k | €18k | €22k | €14k | ▼ 36.3% |
| Recurring financial charges65 | €79k | €20k | €18k | €22k | €14k | ▼ 36.3% |
| Profit (loss) for the period before taxes9903 | €-123k | €-19k | €-7k | €-36k | €-66k | ▼ 81.2% |
| Income taxes67/77 | €-2 | - | - | €1 | €2 | ▲ 66.3% |
| Profit (loss) for the period9904 | €-123k | €-19k | €-7k | €-36k | €-66k | ▼ 81.2% |
| Profit (loss) for the period to be appropriated9905 | €-123k | €-19k | €-7k | €-36k | €-66k | ▼ 81.2% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.03M | €1.97M | €1.92M | €1.87M | €1.83M | ▼ 2.3% |
| Fixed assets21/28 | €2.01M | €1.96M | €1.91M | €1.86M | €1.81M | ▼ 2.7% |
| Tangible fixed assets22/27 | €2.01M | €1.96M | €1.91M | €1.86M | €1.81M | ▼ 2.7% |
| Land and buildings22 | - | €1.91M | €1.87M | €1.82M | €1.78M | ▼ 2.3% |
| Plant, machinery and equipment23 | - | €47k | €38k | €31k | €24k | ▼ 22.3% |
| Furniture and vehicles24 | - | €955 | €636 | €318 | - | - |
| Current assets29/58 | €24k | €14k | €10k | €16k | €22k | ▲ 36.8% |
| Amounts receivable within one year40/41 | €3k | €308 | €626 | €81 | €12k | ▲ 15,288% |
| Trade receivables40 | - | €123 | - | €81 | €12k | ▲ 15,288% |
| Other amounts receivable41 | - | €185 | €626 | - | - | - |
| Cash at bank and in hand54/58 | €19k | €12k | €6k | €9k | €7k | ▼ 26.8% |
| Deferred charges and accrued income490/1 | - | €2k | €3k | €6k | €2k | ▼ 64.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.03M | €1.97M | €1.92M | €1.87M | €1.83M | ▼ 2.3% |
| Equity10/15 | €257k | €238k | €232k | €195k | €130k | ▼ 33.6% |
| Contributions10/11 | - | €19k | €19k | €19k | €19k | = |
| Reserves13 | €238k | €220k | €220k | €220k | €220k | = |
| Non-distributable reserves130/1 | - | €2k | €2k | - | - | - |
| Reserves not available under the articles1311 | - | €2k | €2k | - | - | - |
| Distributable reserves133 | - | €218k | €218k | €220k | €220k | = |
| Profit (loss) carried forward14 | - | - | €-7k | €-43k | €-109k | ▼ 153% |
| Amounts payable17/49 | €1.78M | €1.73M | €1.68M | €1.68M | €1.70M | ▲ 1.3% |
| Amounts payable after more than one year17 | €1.71M | €1.66M | €1.61M | €1.65M | €1.66M | ▲ 0.5% |
| Financial debts170/4 | - | €1.66M | €1.61M | €1.65M | €1.66M | ▲ 0.5% |
| Amounts payable within one year42/48 | €66k | €55k | €58k | €28k | €41k | ▲ 49.7% |
| Current portion of amounts payable after more than one year42 | - | €48k | €50k | €16k | €17k | ▲ 3.9% |
| Trade debts44 | €5k | €2k | €4k | €7k | €11k | ▲ 66.8% |
| Suppliers440/4 | - | €2k | €4k | €7k | €11k | ▲ 66.8% |
| Taxes, remuneration and social security45 | - | €3k | €4k | €1k | €3k | ▲ 101% |
| Taxes450/3 | - | €555 | - | €1k | €3k | ▲ 101% |
| Remuneration and social security454/9 | - | €3k | €4k | - | - | - |
| Other amounts payable47/48 | - | €2k | - | €3k | €10k | ▲ 211% |
| Accrued charges and deferred income492/3 | - | €15k | €14k | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-123k | €-19k | €-7k | €-36k | €-66k | ▼ 81.2% |
| + Depreciation and write-downs630 | €63k | €53k | €52k | €50k | €49k | ▼ 0.5% |
| Operating cash flow (approximation) | €-60k | €34k | €45k | €13k | €-16k | ▼ 220% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €-8k | €-5k | €3k | €-2k | ▼ 183% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Back to profitnet €159k
Net result €159k after one loss-making year.
03-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 23 days late
2016
06-10
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 67 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 16 acts read
About the unread acts
We know of 16 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
16 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2011
Ground area
3,604 m²
Building footprint
2,774 m²
Volume, LiDAR
71,494 m³
Parcel 11808H1178/00F008, Flanders · tallest building 45.0 m, ±8 floors. Linked by address, not a title deed.
207
companies at this address
See who is registered here
1 establishment unit
JDC
since 20112.195.849.277
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11808H1178/00F008 | Flanders | 3,604 m² | 1 · 2,774 m² | 45.0 m · 8 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LAZARE KAPLAN BELGIUM
BE 0434.627.801
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BNS DIAMONDS
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Antwerpen · Eq €128k
Gem World
BE 0423.015.911
Antwerpen · Eq €127k
YAKAR
BE 0474.943.969
Antwerpen · Eq €132k
V and V - Diamonds
BE 0455.839.919
Antwerpen · Eq €133k
Of 1,229 companies in sector 46861 we hold annual accounts for 678. 386 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-02-2011
Fiscal year end31-12
Activities, NACEBEL 2025
46861Wholesale of diamonds and other precious stones
46180Agents specialised in the wholesale of other particular products
Scores and ratios are computed by Checked and are not a credit decision.