JDA
ActiveJDA has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €34k and a net result of €18k. Equity is growing by ~28.4% per year across the filed fiscal years. Its solvency ranks better than 68% of 11165 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
100
/ 100
Excellent▲ +15 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency98▼-1
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 1.94 against 2.03 in 2024), and 35.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.5%
Return on assets
34.8%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
25 d late
2024
14 d late
2023
41 d early
2022
40 d early
2021
10 d late
2020
12 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€34k▲ 117%
2024 · €16k
2020: €6k
2021: €7k
2022: €9k
2023: €12k
2024: €16k
2020 → 2025
Total assets
€53k▲ 108%
2024 · €25k
2020: €16k
2021: €19k
2022: €18k
2023: €26k
2024: €25k
2020 → 2025
Net result
€18k▲ 444%
2024 · €3k
2020: €3k
2021: €2k
2022: €1k
2023: €4k
2024: €3k
2020 → 2025
Working capital
€18k▲ 77.0%
2024 · €10k
2020: €6k
2021: €7k
2022: €9k
2023: €5k
2024: €10k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€7k-€9k▲ 15.0%€12k▲ 43.4%€16k▲ 27.4%€34k▲ 117%
Operating result€5k-€4k▼ 22.3%€7k▲ 94.4%€5k▼ 21.9%€25k▲ 363%
Net result€2k-€1k▼ 28.8%€4k▲ 233%€3k▼ 9.4%€18k▲ 444%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 363% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €53k
Fixed assets
€16k▲ 186%
Current assets
€36k▲ 84.9%
Equity and liabilities €53k
Equity
€34k▲ 117%
Debt
€19k▲ 93.0%
The debt ratio falls from 38.2% to 35.5%: equity grows faster than debt.
Key figures and ratios
EBITDA
€28k▲
2024 · €7k
Cash flow
€21k▲
2024 · €5k
Solvency
64.5%▲
2024 · 61.8%
Current ratio
1.94▼
2024 · 2.03
Quick ratio
1.94▼
2024 · 2.03
Debt / equity
0.55▼
2024 · 0.62
ROE
53.9%▲
2024 · 21.5%
ROA
34.8%▲
2024 · 13.3%
Interest coverage
396.38
Debt
€19k▲
2024 · €10k
Debt ≤ 1 year
€19k▲
2024 · €10k
Income taxes
€7k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€25k€53k▲
Fixed assets21/28€6k€16k▲
Tangible fixed assets22/27€6k€16k▲
Land and buildings22-€7k
Furniture and vehicles24€6k€9k▲
Current assets29/58€20k€36k▲
Amounts receivable within one year40/41€7k€4k▼
Trade receivables40€5k€165▼
Other amounts receivable41€2k€3k▲
Cash at bank and in hand54/58€12k€33k▲
Equity and liabilities
Total equity and liabilities10/49€25k€53k▲
Equity10/15€16k€34k▲
Contributions10/11€3k€3k=
Reserves13€13k€31k▲
Distributable reserves133€13k€31k▲
Amounts payable17/49€10k€19k▲
Amounts payable within one year42/48€10k€19k▲
Trade debts44€1k€8k▲
Suppliers440/4€1k€8k▲
Taxes, remuneration and social security45€8k€10k▲
Taxes450/3€8k€8k▼
Remuneration and social security454/9-€2k
Income statement
Code20242025
Non-recurring operating income76A€106€1k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€1k€555▼
Gross operating margin9900€8k€28k▲
Operating profit (loss)9901€5k€25k▲
Financial income75/76B€91€151▲
Recurring financial income75€91€151▲
Financial charges65/66B-€70
Recurring financial charges65-€70
Profit (loss) for the period before taxes9903€5k€25k▲
Income taxes67/77€2k€7k▲
Profit (loss) for the period9904€3k€18k▲
Profit (loss) for the period to be appropriated9905€3k€18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€8k€18k▲
Profit (loss) brought forward from the previous period14P€5k-
Transfer to equity691/2€8k€18k▲
To other reserves6921€8k€18k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
31-12
Financial
Highest result since 2020net €18k ▲444%
Operating result €25k, net result €18k, both a record.
14-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 14 days late
2024
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €1k ▼28.8%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
10-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 10 days late
2021
12-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 12 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beernem · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Weldadigheidstraat 78730 BeernemGround area
512 m²
Building footprint
155 m²
Volume, LiDAR
819 m³
Parcel 31003F0912/00C006, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JDA
since 20192.291.934.509
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31003F0912/00C006 | Flanders | 512 m² | 1 · 155 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,733 companies in sector 46150 we hold annual accounts for 750. 544 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-08-2019
Fiscal year end31-12
Activities, NACEBEL
46150Agents in the wholesale of furniture, household goods and hardware
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.