JD TOPO
ActiveSummary
JD TOPO has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (€-7k) and a net result of €-27k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 7% of 11615 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2024
28
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-100
Solvency0▼-66
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.35 against 1.26 in 2023; short-term debt: 127.5% and cash: 20.6% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-27.5%
Return on assets
-113.4%
Age of the figures
21 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
2021222324
2020 to 2024 · latest year €-7k
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-12-2025, 151 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
151 d late
2023
70 d late
2022
30 d late
2021
4 d late
2020
30 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€-7k
2023 · €21k
2020: €3k
2021: €9k
2022: €5k
2023: €21k
2020 → 2024
Total assets
€24k▼ 52.7%
2023 · €51k
2020: €11k
2021: €31k
2022: €25k
2023: €51k
2020 → 2024
Net result
€-27k
2023 · €15k
2020: €-2k
2021: €6k
2022: €-4k
2023: €15k
2020 → 2024
Working capital
€-20k
2023 · €8k
2020: €-389
2021: €4k
2022: €2k
2023: €8k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€3k-€9k▲ 241%€5k▼ 42.1%€21k▲ 303%€-7k
Operating result€1k-€12k▲ 807%€-940€22k€-27k
Net result€-2k-€6k€-4k€15k€-27k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €27k after €22k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €24k
Fixed assets
€13k ▲ 4.8%
Current assets
€11k ▼ 71.8%
Key figures and ratios
EBITDA
€-24k▼
2023 · €25k
Cash flow
€-24k▼
2023 · €18k
Solvency
-27.5%▼
2023 · 40.7%
Current ratio
0.35▼
2023 · 1.26
Debt to equity
-4.64▼
2023 · 1.46
ROA
-113.4%▼
2023 · 30.6%
Interest coverage
-153.69▼
2023 · 74.11
Debt
€31k▲
2023 · €30k
Debt ≤ 1 year
€31k▲
2023 · €30k
Income taxes
€156▼
2023 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 40 lines
Balance sheet
Code20232024
Assets
Total assets20/58€51k€24k▼
Fixed assets21/28€13k€13k▲
Tangible fixed assets22/27€13k€13k▲
Plant, machinery and equipment23€387€3k▲
Furniture and vehicles24€2k€946▼
Other tangible fixed assets26€11k€9k▼
Current assets29/58€38k€11k▼
Amounts receivable within one year40/41€5k€3k▼
Trade receivables40€5k€3k▼
Cash at bank and in hand54/58€29k€5k▼
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€51k€24k▼
Equity10/15€21k€-7k▼
Contributions10/11€5k€5k=
Reserves13€16k€16k=
Distributable reserves133€16k€16k=
Profit (loss) carried forward14€-410€-28k▼
Amounts payable17/49€30k€31k▲
Amounts payable within one year42/48€30k€31k▲
Trade debts44€2k€5k▲
Suppliers440/4€2k€5k▲
Taxes, remuneration and social security45€12k€9k▼
Taxes450/3€12k€9k▼
Other amounts payable47/48€15k€17k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€5k€3k▼
Gross operating margin9900€29k€-20k▼
Operating profit (loss)9901€22k€-27k▼
Financial income75/76B€1€35▲
Recurring financial income75€1€35▲
Financial charges65/66B€335€154▼
Recurring financial charges65€335€154▼
Profit (loss) for the period before taxes9903€22k€-27k▼
Income taxes67/77€7k€156▼
Profit (loss) for the period9904€15k€-27k▼
Profit (loss) for the period to be appropriated9905€15k€-27k▼
Appropriation of the result
Profit (loss) to be appropriated9906€13k€-28k▼
Profit (loss) brought forward from the previous period14P€-3k€-410▲
Transfer to equity691/2€13k-
To other reserves6921€13k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 151 days late
2024
31-12
Financial
Weakest financial yearnet €-27k ▼276%
Net result drops to €-27k, the lowest in the series.
09-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 70 days late
2023
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
04-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 4 days late
2021
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Saint-Amand(TOU) 207500 TournaiGround area
941 m²
Building footprint
165 m²
Parcel 57081I0553/00K004, Wallonia. Linked by address, not a title deed.
1 establishment unit
JD Topo
since 20202.298.275.834
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57081I0553/00K004 | Wallonia | 941 m² | 1 · 165 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GeoLia
BE 1020.515.026
Ukkel · Eq €20,562
KERGARIOU VRAZ
BE 0860.237.273
Lasne · Eq €20,509
JAN VAN SANTVLIET
BE 0633.582.719
Wuustwezel · Eq €20,460
DENIS PIERLOT
BE 0712.651.575
Sint-Lambrechts-Woluwe · Eq €20,460
STUDIEBUREAU ALAERS
BE 0446.227.714
Berlaar · Eq €20,935
Of 1,758 companies in sector 71122 we hold annual accounts for 770. 528 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-01-2020
Fiscal year end31-12
Activities, NACEBEL 2025
71122Land surveying
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.