JCG-IT
ActiveJCG-IT has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €377k and a net result of €23k. Equity is growing by ~3.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 284 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
94
/ 100
Excellent▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability31▲+28
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 27.74 against 222.25 in 2024), and 3.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.3%
Return on assets
6%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
26 d late
2023
21 d late
2022
23 d late
2021
23 d late
2020
26 d late
2019
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
04-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€377k▲ 6.4%
2024 · €355k
2023: €353k
2024: €355k
2023 → 2025
Total assets
€392k▲ 9.8%
2024 · €357k
2023: €383k
2024: €357k
2023 → 2025
Net result
€23k▲ 1,100%
2024 · €2k
2023: €23k
2024: €2k
2023 → 2025
Working capital
€372k▲ 8.3%
2024 · €343k
2023: €316k
2024: €343k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€353k-€355k▲ 0.6%€377k▲ 6.4%
Operating result€33k-€-4k€34k
Net result€23k-€2k▼ 91.7%€23k▲ 1,100%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €34k after a loss of €4k in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €392k
Fixed assets
€6k▼ 51.1%
Current assets
€386k▲ 11.9%
Equity and liabilities €392k
Equity
€377k▲ 6.4%
Debt
€14k▲ 633%
The debt ratio rises from 0.5% to 3.7%: debt grows faster than equity.
Key figures and ratios
EBITDA
€40k▲
2024 · €4k
Cash flow
€29k▲
2024 · €11k
Solvency
96.3%▼
2024 · 99.5%
Current ratio
27.74▼
2024 · 222.25
Quick ratio
27.74▼
2024 · 222.25
Debt / equity
0.04▲
2024 · 0.01
ROE
6.2%▲
2024 · 0.5%
ROA
6.0%▲
2024 · 0.5%
Interest coverage
516.69▲
2024 · 64.93
Debt
€14k▲
2024 · €2k
Debt ≤ 1 year
€14k▲
2024 · €2k
Income taxes
€12k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Total assets
20/58€357k€392k▲
Fixed assets
21/28€12k€6k▼
Tangible fixed assets
22/27€12k€6k▼
Current assets
29/58€345k€386k▲
Amounts receivable within one year
40/41€62k€24k▼
Investments
50/53€282k€359k▲
Cash & bank
54/58€618€1k▲
Total equity & liabilities
10/49€357k€392k▲
Equity
10/15€355k€377k▲
Contributions / capital
10/11€6k€6k=
Reserves
13€348k€371k▲
Amounts payable
17/49€2k€14k▲
Amounts payable within one year
42/48€2k€14k▲
Trade debts payable within one year
44€1k€2k▲
Income statement
Code20242025
Gross operating margin
9900€17k€41k▲
Operating result
9901€-4k€34k▲
Financial income
75€8k€731▼
Financial charges
65€67€78▲
Result before taxes
9903€3k€35k▲
Income taxes
67/77€1k€12k▲
Net result for the period
9904€2k€23k▲
Result to be appropriated
9905€2k€23k▲
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Weakest financial yearnet €2k ▼91.7%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 20current ratio 222.25
Current ratio from 11.34 to 222.25; short-term debt falls from €31k to €2k.
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 59 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
DE WOORDNATIE
BE 0630.868.697
Antwerpen · Eq €377k
DataNoVa
BE 0746.435.685
Beringen · Eq €375k
InSystems
BE 0458.324.802
Kontich · Eq €380k
EAST CONSULTING
BE 0466.098.064
Grimbergen · Eq €380k
NSCO CONSULT
BE 0823.515.449
Antwerpen · Eq €374k
Of 2,730 companies in sector 63100 we hold annual accounts for 1,203. 849 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded21-02-2006
Fiscal year end31-12
Activities, NACEBEL
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
72300
64200Holdings
64210Activities of holding companies
74151
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 15-07-2026. Scores and ratios are computed by Checked and are not a credit decision.