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JCBERTOLDI

Active
KBO/BCE: BE 0790.165.166
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Full dossier in preparation

Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age3 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of JCBERTOLDI is 2.5% (moderate). The 2022 annual accounts show equity of €10k and a net result of €9k. Its solvency ranks better than 10% of 6846 sector peers (fiscal year 2022). The company has been active since 2022 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

Based on the State Gazette, CBE and 1 annual account.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
2.5% Moderate
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Recent warning signals +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Insolvency timeline

1 events
03-11-2025
KBO administration Address struck
 · Publications in State Gazette ↗

Signals

Insufficient current data: the most recent filed accounts (financial year 2022) are too old to derive current signals.

Filing behaviour

From the deposit records, complete market-wide
Filed after the deadline
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 01-08-2023, 1 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2022, that is 31-07-2023.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2022 31-07-2023 01-08-2023 1 d late 2023-00310950

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

1 signal
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

1 event
Address struck

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€9k
Working capital€-178k

Annual accounts & ratios

Source: NBB · 2022
Annual accounts filed on 01-08-2023 with the NBB · fiscal year 2022 · micro
Sector comparison
Fiscal year 2022 · NACE 70, Head offices & management consulting · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 5.3% 55.1%
better than 10% of 6846 sector peers
Net result €9k €26k
better than 30% of 6845 sector peers
Equity €10k €43k
better than 19% of 6854 sector peers
Gross operating margin €13k €43k
better than 23% of 6833 sector peers
Total assets €189k €94k
better than 72% of 6847 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2022
Depositmicro
Revenue-
EBITDA€13k
Net profit€9k
Cash flow€9k
Staff costs-
Income taxes€3k
Dividends-
Total assets€189k
Equity€10k
Debt€179k
of which ≤ 1y€179k
of which > 1y-
Working capital€-178k
Employees (FTE)-
Ratios (computed)
2022
Current ratio0.00
Quick ratio0.00
Working capital ratio-94.2%
Solvency5.3%
Debt / equity17.76
Long-term debt ratio-
Interest coverage233.13
Gross margin-
Net margin-
ROA4.8%
ROE90.1%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2022
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2022
Balance sheet, Assets
TOTAL ASSETS 20/58€189k
Fixed assets 21/28€187k
Formation expenses 20€1k
Intangible fixed assets 21€187k
Current assets 29/58€825
Amounts receivable within one year 40/41€294
Cash & bank 54/58€531
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€189k
Equity 10/15€10k
Contributions / capital 10/11€1k
Accumulated profits (losses) 14€9k
Amounts payable 17/49€179k
Amounts payable within one year 42/48€179k
Trade debts payable within one year 44€8k
Income statement
Gross operating margin 9900€13k
Operating result 9901€12k
Financial charges 65€54
Result before taxes 9903€12k
Income taxes 67/77€3k
Net result for the period 9904€9k
Result to be appropriated 9905€9k
Ratios computed by Checked.

Health barometer

FY 2022 · computed
43 / 100 Weak
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

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Computed by Checked from the NBB filing for FY 2022. Indicative, not credit advice.

Publications

Lifecycle & Insolvency Signals

1 event from the State Gazette
03-11-2025
KBO administration Address struck
 · Publications in State Gazette ↗

Time machine: BS events + macro context

2021-2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262025-11-03 · KBO administration · Address struck
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health43Profitability100Solvency4Growth-Stability71
54 / 100

Mixed profile: strong on profitability, weaker on solvency.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 43
Profitability 100
Solvency 4
Growth -
Stability 71

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 15,318 of the 81,985 companies in this sector. 9,078 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameFR JCBERTOLDI
Registration history
  1. 03-11-2025 Address struck
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.