JBOKS TRAININGEN
ActiveJBOKS TRAININGEN has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €57k and a net result of €44k. Equity is growing by ~62.9% per year across the filed fiscal years. Its solvency ranks better than 77% of 2027 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+21
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 4.16 against 2.15 in 2024; short-term debt: 24% and cash: 29.2% of total assets), and 24% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76%
Return on assets
58.4%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
on the day
2023
on the day
2022
31 d early
2021
33 d early
2020
4 d late
2019
29 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€57k▲ 331%
2024 · €13k
2018: €-41k
2019: €-34k
2020: €-16k
2021: €-12k
2022: €-5k
2023: €-3k
2024: €13k
2018 → 2025
Total assets
€75k▲ 204%
2024 · €25k
2018: €27k
2019: €20k
2020: €34k
2021: €22k
2022: €11k
2023: €40k
2024: €25k
2018 → 2025
Net result
€44k▲ 163%
2024 · €17k
2018: €22k
2019: €7k
2020: €18k
2021: €5k
2022: €7k
2023: €1k
2024: €17k
2018 → 2025
Working capital
€57k▲ 331%
2024 · €13k
2018: €-64k
2019: €-49k
2020: €-25k
2021: €-23k
2022: €-9k
2023: €-6k
2024: €13k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-12k-€-5k▲ 61.0%€-3k▲ 25.0%€13k€57k▲ 331%
Operating result€7k-€13k▲ 75.0%€5k▼ 63.8%€23k▲ 391%€62k▲ 174%
Net result€5k-€7k▲ 60.3%€1k▼ 84.0%€17k▲ 1,348%€44k▲ 163%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 174% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €75k
Fixed assets
€1
Current assets
€75k
Equity and liabilities €75k
Equity
€57k▲ 331%
Debt
€18k▲ 57.2%
The debt ratio falls from 46.5% to 24.0%. Equity and debt are higher.
Key figures and ratios
Solvency
76.0%▲
2024 · 53.5%
Current ratio
4.16▲
2024 · 2.15
Quick ratio
4.16▲
2024 · 2.15
Debt / equity
0.32▼
2024 · 0.87
ROE
76.8%▼
2024 · 126.2%
ROA
58.4%▼
2024 · 67.6%
Debt
€18k▲
2024 · €12k
Debt ≤ 1 year
€18k▲
2024 · €12k
Income taxes
€19k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€25k€75k▲
Fixed assets21/28-€1
Financial fixed assets28-€1
Current assets29/58€25k€75k▲
Amounts receivable within one year40/41€23k€52k▲
Trade receivables40€19k€23k▲
Other amounts receivable41€4k€29k▲
Cash at bank and in hand54/58€1k€22k▲
Deferred charges and accrued income490/1€144€1k▲
Equity and liabilities
Total equity and liabilities10/49€25k€75k▲
Equity10/15€13k€57k▲
Contributions10/11€20k€20k=
Reserves13-€37k
Distributable reserves133-€37k
Profit (loss) carried forward14€-7k-
Amounts payable17/49€12k€18k▲
Amounts payable within one year42/48€12k€18k▲
Trade debts44€7k€2k▼
Suppliers440/4€7k€2k▼
Taxes, remuneration and social security45€4k€15k▲
Taxes450/3€4k€15k▲
Other amounts payable47/48€765€765=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k-
Other operating charges640/8€2k€2k▲
Gross operating margin9900€27k€64k▲
Operating profit (loss)9901€23k€62k▲
Financial income75/76B€1k€856▼
Recurring financial income75€1k€856▼
Financial charges65/66B€1k€311▼
Recurring financial charges65€1k€311▼
Profit (loss) for the period before taxes9903€22k€63k▲
Income taxes67/77€6k€19k▲
Profit (loss) for the period9904€17k€44k▲
Profit (loss) for the period to be appropriated9905€17k€44k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€37k▲
Profit (loss) brought forward from the previous period14P€-23k€-7k▲
Transfer to equity691/2-€37k
To other reserves6921-€37k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2018net €44k ▲163%
Operating result €62k, net result €44k, both a record.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Liquidity triplescurrent ratio 2.15
Current ratio from 0.86 to 2.15; short-term debt falls from €44k to €12k.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €1k ▼84%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
30-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
04-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 4 days late
2020
01-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Turnhout · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint Antoniusstraat 272300 TurnhoutGround area
376 m²
Building footprint
326 m²
Volume, LiDAR
2,346 m³
Parcel 13454Q0464/00F005, Flanders · tallest building 14.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Z-GROEP
since 20052.146.033.740
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13454Q0464/00F005 | Flanders | 376 m² | 2 · 326 m² | 14.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Hands-on Hero
BE 1012.472.736
Genk · Eq €58k
COMMA CONSULTING
BE 0563.999.372
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SELS & DELBAEN
BE 0505.779.774
Boom · Eq €57k
GUILLAUME-VAN TULDER
BE 0537.689.707
Elsene · Eq €58k
SD Work & Health Consultancy
BE 0700.252.403
Braine-l'Alleud · Eq €57k
Of 11,667 companies in sector 85599 we hold annual accounts for 1,329. 1,026 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-03-2005
Fiscal year end30-09
Legal name NL
Z-Groep
Activities, NACEBEL
85599Other education
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.