JBJD

Active

Private limited companyfounded 20196 yrs activeLouizalaan 231, 1050 Elsene, BelgiumKBO/BCE: BE 0739.956.580

JBJD has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28k and a net result of €19k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 21% of 16745 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

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Checked score

Score 2025

53 / 100

Fair▼ -35 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100▲+1

Solvency25▼-55

Growth78=

Stability100

Bankruptcy probability, 12 months

0.7% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €2k at 30 days acceptable

Liquidity short (current ratio 0.92 against 1.32 in 2024), and 79.3% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 62

Relative position

BE, all sectors

reference

Sector 62

lower

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

20.7%

Return on assets

13.9%

Age of the figures

8 mo

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 16745 sector peers (2025).

NBB · sector comparison

Position among 16745 sector peers

Solvency

better than 21%

← weakest strongest →

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 6 filings

Deviation from the deadline

2025

28 d late

2024

26 d late

2023

40 d late

2022

30 d late

2021

17 d late

2020

31 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

07-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€28k▼ 63.2%

2024 · €76k

2020: €13k 2021: €64k 2022: €101k 2023: €61k 2024: €76k

2020 → 2025

Total assets

€135k▼ 10.1%

2024 · €150k

2020: €27k 2021: €90k 2022: €171k 2023: €188k 2024: €150k

2020 → 2025

Net result

€19k▲ 24.4%

2024 · €15k

2020: €13k 2021: €52k 2022: €36k 2023: €38k 2024: €15k

2020 → 2025

Working capital

€-9k

2024 · €24k

2020: €13k 2021: €63k 2022: €110k 2023: €50k 2024: €24k

2020 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€64k-€101k▲ 56.5%€61k▼ 39.6%€76k▲ 24.8%€28k▼ 63.2%

Operating result€69k-€48k▼ 30.3%€51k▲ 5.4%€25k▼ 50.8%€32k▲ 27.2%

Net result€52k-€36k▼ 29.5%€38k▲ 5.7%€15k▼ 60.9%€19k▲ 24.4%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result recovers in 2025; 2025 is 27% above 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €135k

27.3%

72.7%

Fixed assets €37k▼ 29.1%

Current assets €98k▼ 0.1%

Equity and liabilities €135k

20.7%

79.3%

Equity €28k▼ 63.2%

Debt €107k▲ 44.0%

The debt ratio rises from 49.5% to 79.3%: debt grows while equity shrinks.

Key figures and ratios

2025 value · change against 2024

EBITDA

€47k▲

2024 · €40k

Cash flow

€34k▲

2024 · €30k

Solvency

20.7%▼

2024 · 50.5%

Current ratio

0.92▼

2024 · 1.32

Quick ratio

0.92▼

2024 · 1.32

Debt / equity

3.83▲

2024 · 0.98

ROE

67.0%▲

2024 · 19.9%

ROA

13.9%▲

2024 · 10.0%

Interest coverage

119.41▲

2024 · 95.56

Debt

€107k▲

2024 · €74k

Debt ≤ 1 year

€107k▲

2024 · €74k

Income taxes

€13k▲

2024 · €9k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€150k€135k▼

Fixed assets21/28€52k€37k▼

Tangible fixed assets22/27€52k€37k▼

Furniture and vehicles24€52k€37k▼

Other tangible fixed assets26€324€211▼

Current assets29/58€98k€98k▼

Amounts receivable within one year40/41€39k€42k▲

Trade receivables40€38k€39k▲

Other amounts receivable41€1k€3k▲

Cash at bank and in hand54/58€58k€54k▼

Deferred charges and accrued income490/1€1k€3k▲

Equity and liabilities

Total equity and liabilities10/49€150k€135k▼

Equity10/15€76k€28k▼

Contributions10/11€100€100=

Reserves13€76k€28k▼

Distributable reserves133€76k€28k▼

Amounts payable17/49€74k€107k▲

Amounts payable within one year42/48€74k€107k▲

Trade debts44€13k€8k▼

Suppliers440/4€13k€8k▼

Taxes, remuneration and social security45€27k€29k▲

Taxes450/3€24k€29k▲

Remuneration and social security454/9€3k-

Other amounts payable47/48€35k€70k▲

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€15k▼

Other operating charges640/8€976€3k▲

Gross operating margin9900€41k€50k▲

Operating profit (loss)9901€25k€32k▲

Financial income75/76B-€0

Recurring financial income75-€0

Financial charges65/66B€420€391▼

Recurring financial charges65€420€391▼

Profit (loss) for the period before taxes9903€24k€31k▲

Income taxes67/77€9k€13k▲

Profit (loss) for the period9904€15k€19k▲

Profit (loss) for the period to be appropriated9905€15k€19k▲

Appropriation of the result

Profit (loss) to be appropriated9906€15k€19k▲

Transfer from equity791/2-€67k

Transfer to equity691/2€15k€19k▲

To other reserves6921€15k€19k▲

Profit to be distributed694/7-€67k

Return on contributions (dividend)694-€67k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 9Financial 2Gazette 1Filings 6

Next filing, fiscal year 2026, expected by 31-07-2027

2026

02-09

State Gazette act General meeting · Registered-office move

General meeting · Registered-office move2 facts ▸

General meeting, 2026-05-07
Registered-office move, Avenue Louise, 231 à 1050 IXELLES

28-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 28 days late

2025

26-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 26 days late

2024

09-09

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 40 days late

2023

30-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 30 days late

2022

31-12

Financial Equity above €100kEq €101k ▲56.5%

3 profitable years in a row build equity to €101k.

17-08

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 17 days late

2021

31-12

Financial Highest result since 2020net €52k ▲304%

Operating result €69k, net result €52k, both a record.

31-08

NBB filing Annual accounts filed

fiscal year 2020 · micro schema · 31 days late

Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

1 of 3 acts read

About the unread acts

Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.