JBE - CONSULT
ActiveJBE - CONSULT has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €267k and a net result of €9k. Equity is growing by ~52.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 31292 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
86
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability17▼-3
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity ample (current ratio 88.33 against 15.55 in 2024), and 1.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.9%
Return on assets
3.4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
51 d early
2024
27 d late
2023
21 d late
2022
29 d late
2021
30 d late
2020
27 d late
2019
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
09-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€267k▲ 0.2%
2024 · €267k
2018: €16k
2019: €32k
2020: €55k
2021: €75k
2022: €88k
2023: €256k
2024: €267k
2018 → 2025
Total assets
€270k▼ 4.7%
2024 · €284k
2018: €30k
2019: €58k
2020: €76k
2021: €100k
2022: €117k
2023: €282k
2024: €284k
2018 → 2025
Net result
€9k▼ 15.0%
2024 · €11k
2018: €5k
2019: €26k
2020: €23k
2021: €20k
2022: €13k
2023: €168k
2024: €11k
2018 → 2025
Working capital
€254k▲ 5.8%
2024 · €240k
2018: €14k
2019: €30k
2020: €4k
2021: €26k
2022: €39k
2023: €226k
2024: €240k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€75k-€88k▲ 17.2%€256k▲ 191%€267k▲ 4.2%€267k▲ 0.2%
Operating result€31k-€20k▼ 36.1%€190k▲ 859%€16k▼ 91.7%€12k▼ 24.3%
Net result€20k-€13k▼ 35.9%€168k▲ 1,197%€11k▼ 93.5%€9k▼ 15.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 24% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €270k
Fixed assets
€13k▼ 50.2%
Current assets
€257k▲ 0.1%
Equity and liabilities €270k
Equity
€267k▲ 0.2%
Debt
€3k▼ 82.7%
The debt ratio falls from 5.9% to 1.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€15k▼
2024 · €19k
Cash flow
€13k▼
2024 · €14k
Solvency
98.9%▲
2024 · 94.1%
Current ratio
88.33▲
2024 · 15.55
Quick ratio
88.33▲
2024 · 15.55
Debt / equity
0.01▼
2024 · 0.06
ROE
3.4%▼
2024 · 4.1%
ROA
3.4%▼
2024 · 3.8%
Interest coverage
381.23▲
2024 · 260.42
Debt
€3k▼
2024 · €17k
Debt ≤ 1 year
€3k▼
2024 · €16k
Income taxes
€6k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€284k€270k▼
Fixed assets21/28€27k€13k▼
Tangible fixed assets22/27€10k€7k▼
Furniture and vehicles24€10k€7k▼
Financial fixed assets28€17k€7k▼
Current assets29/58€257k€257k▲
Amounts receivable after more than one year29€180k€172k▼
Other amounts receivable291€180k€172k▼
Amounts receivable within one year40/41€30k€15k▼
Trade receivables40€21k€5k▼
Other amounts receivable41€9k€10k▲
Current investments50/53€40k€0▼
Cash at bank and in hand54/58€7k€70k▲
Deferred charges and accrued income490/1€0€6▲
Equity and liabilities
Total equity and liabilities10/49€284k€270k▼
Equity10/15€267k€267k▲
Contributions10/11€19k€19k=
Reserves13€248k€249k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€4k€4k=
Distributable reserves133€244k€245k▲
Profit (loss) carried forward14€0€0▼
Amounts payable17/49€17k€3k▼
Amounts payable within one year42/48€16k€3k▼
Trade debts44€14k€0▼
Suppliers440/4€14k€0▼
Taxes, remuneration and social security45€1k€3k▲
Taxes450/3€1k€3k▲
Other amounts payable47/48€1k€0▼
Accrued charges and deferred income492/3€285€0▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k=
Other operating charges640/8€1k€896▼
Gross operating margin9900€20k€16k▼
Operating profit (loss)9901€16k€12k▼
Financial income75/76B€455€3k▲
Recurring financial income75€455€935▲
Non-recurring financial income76B-€2k
Financial charges65/66B€74€40▼
Recurring financial charges65€74€40▼
Profit (loss) for the period before taxes9903€16k€15k▼
Income taxes67/77€5k€6k▲
Profit (loss) for the period9904€11k€9k▼
Profit (loss) for the period to be appropriated9905€11k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€11k€9k▼
Profit (loss) brought forward from the previous period14P€0€0=
Transfer from equity791/2-€9k
Transfer to equity691/2€11k€9k▼
To other reserves6921€11k€9k▼
Profit to be distributed694/7-€9k
Return on contributions (dividend)694-€9k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity times 6current ratio 88.33
Current ratio from 15.55 to 88.33; short-term debt falls from €16k to €3k.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
31-12
Financial
Highest result since 2018net €168k ▲1197%
Operating result €190k, net result €168k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 9.56
Current ratio from 2.35 to 9.56; short-term debt falls from €29k to €26k.
31-12
Financial
Equity above €200kEq €256k ▲191%
6 profitable years in a row build equity to €256k.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Boortmeerbeek · 1 establishment unit since 1998
Ground area
1,464 m²
Building footprint
173 m²
Volume, LiDAR
938 m³
Parcel 24014A0091/00G002, Flanders · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JBE-CONSULT
since 19982.087.027.155
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24014A0091/00G002 | Flanders | 1,464 m² | 1 · 173 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,142 companies in sector 70200 we hold annual accounts for 52,371. 38,540 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-05-1998
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 08-09-2026. Scores and ratios are computed by Checked and are not a credit decision.