JB PROD
ActiveJB PROD has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €153k and a net result of €73k. Equity is growing by ~82.5% per year across the filed fiscal years. Its solvency ranks better than 81% of 1973 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+5
Growth78=
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 5.11 against 2.84 in 2024; short-term debt: 18% and cash: 49.1% of total assets), and 18% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 90
Relative position
BE, all sectors
reference
Sector 90
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82%
Return on assets
39.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
27 d late
2024
2 d early
2023
37 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€153k▲ 91.8%
2024 · €80k
2023: €21k
2024: €80k
2023 → 2025
Total assets
€186k▲ 64.0%
2024 · €114k
2023: €71k
2024: €114k
2023 → 2025
Net result
€73k▲ 25.3%
2024 · €58k
2023: €21k
2024: €58k
2023 → 2025
Working capital
€138k▲ 120%
2024 · €63k
2023: €10k
2024: €63k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€21k-€80k▲ 274%€153k▲ 91.8%
Operating result€27k-€79k▲ 189%€99k▲ 25.3%
Net result€21k-€58k▲ 174%€73k▲ 25.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 25% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €186k
Fixed assets
€15k▼ 12.3%
Current assets
€171k▲ 77.4%
Equity and liabilities €186k
Equity
€153k▲ 91.8%
Debt
€34k▼ 1.3%
The debt ratio falls from 29.9% to 18.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€103k▲
2024 · €82k
Cash flow
€77k▲
2024 · €61k
Solvency
82.0%▲
2024 · 70.1%
Current ratio
5.11▲
2024 · 2.84
Quick ratio
5.11▲
2024 · 2.84
Debt / equity
0.22▼
2024 · 0.43
ROE
47.9%▼
2024 · 73.3%
ROA
39.2%▼
2024 · 51.4%
Interest coverage
851.90▲
2024 · 744.44
Debt
€34k▼
2024 · €34k
Debt ≤ 1 year
€34k▼
2024 · €34k
Income taxes
€26k▲
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€114k€186k▲
Fixed assets21/28€17k€15k▼
Tangible fixed assets22/27€17k€15k▼
Plant, machinery and equipment23€8k€7k▼
Furniture and vehicles24€2k€2k▼
Other tangible fixed assets26€7k€6k▼
Current assets29/58€97k€171k▲
Amounts receivable within one year40/41€12k€20k▲
Trade receivables40€12k€20k▲
Current investments50/53-€60k
Cash at bank and in hand54/58€84k€92k▲
Deferred charges and accrued income490/1€327€246▼
Equity and liabilities
Total equity and liabilities10/49€114k€186k▲
Equity10/15€80k€153k▲
Contributions10/11€1€1=
Profit (loss) carried forward14€80k€153k▲
Amounts payable17/49€34k€34k▼
Amounts payable within one year42/48€34k€34k▼
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€15k€16k▲
Taxes450/3€15k€15k▼
Remuneration and social security454/9-€2k
Other amounts payable47/48€18k€15k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€83k€104k▲
Operating profit (loss)9901€79k€99k▲
Financial income75/76B€10€0▼
Recurring financial income75€10€0▼
Financial charges65/66B€110€121▲
Recurring financial charges65€110€121▲
Profit (loss) for the period before taxes9903€79k€99k▲
Income taxes67/77€21k€26k▲
Profit (loss) for the period9904€58k€73k▲
Profit (loss) for the period to be appropriated9905€58k€73k▲
Appropriation of the result
Profit (loss) to be appropriated9906€80k€153k▲
Profit (loss) brought forward from the previous period14P€21k€80k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Highest result since 2023net €73k ▲25.3%
Operating result €99k, net result €73k, both a record.
31-12
Financial
Equity above €150kEq €153k ▲91.8%
3 profitable years in a row build equity to €153k.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 2.84
Current ratio from 1.20 to 2.84; short-term debt falls from €49k to €34k.
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Galibot(S-B) 207110 La LouvièreGround area
348 m²
Parcel 55042B0621/00S002, Wallonia. Linked by address, not a title deed.
1 establishment unit
JB PROD
since 20232.343.985.895
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55042B0621/00S002 | Wallonia | 348 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VERBEKE & Partners
BE 0837.400.901
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Metafose
BE 0888.521.681
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FLORA
BE 0474.397.009
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IMOCOM
BE 0435.316.402
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FERRYMAN PROJECTS
BE 1004.148.750
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Of 6,660 companies in sector 90111 we hold annual accounts for 382. 272 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-04-2023
Fiscal year end31-12
Activities, NACEBEL
90031Arts creation and performing arts activities
90111Literary creation
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.