JAW CONSTRUCT
ActiveThe computed 12-month bankruptcy probability of JAW CONSTRUCT is 1.9% (moderate). The 2024 annual accounts show equity of €42k and a net result of €5k. Equity is growing by ~14.5% per year across the filed fiscal years. Its solvency ranks better than 48% of 36373 sector peers (fiscal year 2024). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability76▲+1
Solvency70▼-24
Growth58=
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 1.76 against 4.88 in 2023; short-term debt: 45.7% and cash: 66.6% of total assets), but 54.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
45.2%
Return on assets
5.5%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-05-2025, 73 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
73 d early
2023
51 d early
2022
62 d early
2021
53 d early
2020
24 d early
2019
45 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€140k▲ 5.0%
2022 · €134k
2018: €177k
2019: €203k
2020: €190k
2022: €134k
2018 → 2023
EBIT margin
8.3%▼ 0.4pp
2022 · 8.6%
2018: 2.8%
2019: 4.0%
2020: 2.2%
2022: 8.6%
2018 → 2023
Net result
€5k▼ 32.7%
2023 · €8k
2018: €3k
2019: €5k
2020: €3k
2021: €7k
2022: €8k
2023: €8k
2018 → 2024
Working capital
€33k▼ 36.4%
2023 · €51k
2018: €24k
2019: €35k
2020: €38k
2021: €45k
2022: €53k
2023: €51k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€190k-€134k€140k▲ 5.0%
Equity€38k-€45k▲ 19.7%€53k▲ 17.0%€61k▲ 14.5%€42k▼ 30.1%
Operating result€4k-€13k▲ 208%€12k▼ 9.9%€12k▲ 0.5%€9k▼ 25.3%
Net result€3k-€7k▲ 188%€8k▲ 3.0%€8k▼ 0.1%€5k▼ 32.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 25% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €94k
Fixed assets
€18k▼ 23.6%
Current assets
€76k▲ 17.1%
Equity and liabilities €94k
Equity
€42k▼ 30.1%
Debt
€51k▲ 84.8%
The debt ratio rises from 31.4% to 54.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€14k▼
2023 · €16k
Cash flow
€11k▼
2023 · €12k
Solvency
45.2%▼
2023 · 68.6%
Current ratio
1.76▼
2023 · 4.88
Quick ratio
1.76▼
2023 · 4.88
Debt / equity
1.21▲
2023 · 0.46
ROE
12.2%▼
2023 · 12.7%
ROA
5.5%▼
2023 · 8.7%
Interest coverage
12.30▼
2023 · 18.58
Debt
€51k▲
2023 · €28k
Debt ≤ 1 year
€43k▲
2023 · €13k
Debt > 1 year
€9k▼
2023 · €15k
Income taxes
€2k▼
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€88k€94k▲
Fixed assets21/28€24k€18k▼
Tangible fixed assets22/27€24k€18k▼
Furniture and vehicles24€24k€18k▼
Current assets29/58€65k€76k▲
Amounts receivable after more than one year29€75€75=
Other amounts receivable291€75€75=
Amounts receivable within one year40/41€12k€13k▲
Trade receivables40€11k€11k▼
Other amounts receivable41€620€2k▲
Cash at bank and in hand54/58€52k€62k▲
Deferred charges and accrued income490/1€278€149▼
Equity and liabilities
Total equity and liabilities10/49€88k€94k▲
Equity10/15€61k€42k▼
Contributions10/11€6k€6k=
Reserves13€43k€36k▼
Distributable reserves133€43k€36k▼
Profit (loss) carried forward14€12k-
Amounts payable17/49€28k€51k▲
Amounts payable after more than one year17€15k€9k▼
Financial debts170/4€15k€9k▼
Amounts payable within one year42/48€13k€43k▲
Current portion of amounts payable after more than one year42€6k€6k▲
Trade debts44€2k€9k▲
Suppliers440/4€2k€9k▲
Taxes, remuneration and social security45€5k€3k▼
Taxes450/3€4k-
Remuneration and social security454/9€2k€3k▲
Other amounts payable47/48€230€25k▲
Income statement
Code20232024
Turnover70€140k-
Non-recurring operating income76A€4k-
Goods, raw materials, services and sundry goods60/61€133k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€6k▲
Other operating charges640/8€630€2k▲
Gross operating margin9900€17k€16k▼
Operating profit (loss)9901€12k€9k▼
Financial income75/76B-€159
Recurring financial income75-€159
Financial charges65/66B€855€1k▲
Recurring financial charges65€855€1k▲
Profit (loss) for the period before taxes9903€11k€8k▼
Income taxes67/77€3k€2k▼
Profit (loss) for the period9904€8k€5k▼
Profit (loss) for the period to be appropriated9905€8k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€19k€17k▼
Profit (loss) brought forward from the previous period14P€12k€12k▲
Transfer from equity791/2-€12k
Transfer to equity691/2€8k€5k▼
To other reserves6921€8k€5k▼
Profit to be distributed694/7-€23k
Return on contributions (dividend)694-€23k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
19-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
10-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €8k ▲3%
Net result €8k, the highest in the series.
08-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €3k ▼51.5%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
14-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 45 days late
2019
31-12
Financial
Liquidity doublescurrent ratio 17.92
Current ratio from 7.59 to 17.92; short-term debt falls from €4k to €2k.
16-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
11-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jette · 1 establishment unit since 2013
Ground area
348 m²
Building footprint
109 m²
Volume, LiDAR
613 m³
Parcel 21010B0080/00B002, Brussels · tallest building 10.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
JAW CONSTRUCT
since 20132.215.791.091
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21010B0080/00B002 | Brussels | 348 m² | 1 · 109 m² | 10.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 5,983 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-01-2013
Fiscal year end31-12
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
43240Other construction installation
43299Specialised construction activities
43910Bricklaying and masonry work
43994Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.