JASPART
ActiveJASPART has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39k and a net result of €3k. Equity is growing by ~4.7% per year across the filed fiscal years. Its solvency ranks better than 43% of 27450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▲+65
Solvency66▼-14
Growth52=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 1.53 against 2.82 in 2024; short-term debt: 41.1% and cash: 20.4% of total assets), but 58.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.1%
Return on assets
2.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
6 d late
2023
21 d late
2022
17 d late
2021
29 d late
2020
23 d early
2019
41 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€39k▲ 7.4%
2024 · €36k
2018: €27k
2019: €28k
2020: €20k
2021: €40k
2022: €46k
2023: €42k
2024: €36k
2018 → 2025
Total assets
€94k▲ 43.6%
2024 · €65k
2018: €72k
2019: €72k
2020: €67k
2021: €74k
2022: €94k
2023: €70k
2024: €65k
2018 → 2025
Net result
€3k
2024 · €-6k
2018: €10k
2019: €213
2020: €-7k
2021: €20k
2022: €6k
2023: €-4k
2024: €-6k
2018 → 2025
Working capital
€20k▼ 36.4%
2024 · €32k
2018: €29k
2019: €18k
2020: €-2k
2021: €13k
2022: €44k
2023: €38k
2024: €32k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€40k-€46k▲ 15.4%€42k▼ 8.5%€36k▼ 14.8%€39k▲ 7.4%
Operating result€23k-€9k▼ 62.9%€-710€-8k▼ 1,064%€7k
Net result€20k-€6k▼ 68.5%€-4k€-6k▼ 60.4%€3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €7k after a loss of €8k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €94k
Fixed assets
€35k▲ 126%
Current assets
€59k▲ 18.3%
Equity and liabilities €94k
Equity
€39k▲ 7.4%
Debt
€55k▲ 88.0%
The debt ratio rises from 45.0% to 58.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€20k▲
2024 · €-1k
Cash flow
€15k▲
2024 · €534
Solvency
41.1%▼
2024 · 55.0%
Current ratio
1.53▼
2024 · 2.82
Quick ratio
1.30▼
2024 · 2.38
Debt / equity
1.43▲
2024 · 0.82
ROE
6.9%▲
2024 · -17.4%
ROA
2.8%▲
2024 · -9.6%
Interest coverage
7.35▲
2024 · -0.67
Debt
€55k▲
2024 · €29k
Debt ≤ 1 year
€39k▲
2024 · €18k
Debt > 1 year
€17k▲
2024 · €12k
Income taxes
€177▲
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€65k€94k▲
Fixed assets21/28€15k€35k▲
Tangible fixed assets22/27€15k€35k▲
Plant, machinery and equipment23€5k€3k▼
Furniture and vehicles24€613€25k▲
Other tangible fixed assets26€9k€7k▼
Financial fixed assets28€153€153=
Current assets29/58€50k€59k▲
Stocks and contracts in progress3€8k€9k▲
Stocks30/36€8k€9k▲
Amounts receivable within one year40/41€38k€28k▼
Trade receivables40€14k€27k▲
Other amounts receivable41€24k€990▼
Cash at bank and in hand54/58€68€19k▲
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€65k€94k▲
Equity10/15€36k€39k▲
Contributions10/11€20k€20k=
Profit (loss) carried forward14€16k€18k▲
Amounts payable17/49€29k€55k▲
Amounts payable after more than one year17€12k€17k▲
Financial debts170/4€12k€17k▲
Amounts payable within one year42/48€18k€39k▲
Current portion of amounts payable after more than one year42€6k€11k▲
Financial debts43€4k-
Credit institutions430/8€4k-
Trade debts44€6k€15k▲
Suppliers440/4€6k€15k▲
Taxes, remuneration and social security45€1k€1k▲
Taxes450/3€1k€1k▲
Other amounts payable47/48-€11k
Income statement
Code20242025
Non-recurring operating income76A-€6k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€12k▲
Other operating charges640/8€634€943▲
Gross operating margin9900€-829€21k▲
Operating profit (loss)9901€-8k€7k▲
Financial income75/76B€4k€1▼
Recurring financial income75€2k€1▼
Non-recurring financial income76B€3k-
Financial charges65/66B€2k€4k▲
Recurring financial charges65€2k€3k▲
Non-recurring financial charges66B-€2k
Profit (loss) for the period before taxes9903€-6k€3k▲
Income taxes67/77€0€177▲
Profit (loss) for the period9904€-6k€3k▲
Profit (loss) for the period to be appropriated9905€-6k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€16k€18k▲
Profit (loss) brought forward from the previous period14P€22k€16k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
06-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 6 days late
2024
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
17-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 17 days late
2022
31-12
Financial
Liquidity doublescurrent ratio 2.83
Current ratio from 1.38 to 2.83; short-term debt falls from €34k to €24k.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Back to profitnet €20k
Net result €20k after one loss-making year.
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-7k ▼3532%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
10-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 41 days late
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
07-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 7 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Walhain · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Chèvequeue(WSP) 131457 WalhainGround area
1,434 m²
Building footprint
111 m²
Volume, LiDAR
697 m³
Parcel 25109F0246/00F000, Wallonia · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JASPART
since 20052.146.306.825
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25109F0246/00F000 | Wallonia | 1,434 m² | 1 · 110 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 20,031 companies in sector 43320 we hold annual accounts for 9,133. 7,142 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-03-2005
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
45422
31004Manufacture of dining room, living room, bedroom and bathroom furniture
36100
43331Floor and wall tiling
45421
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesPhone:010/65.92.32
Fax:010/65.92.32