JARENO
ActiveJARENO has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.16M and a net result of €220k. Equity is growing by ~15.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 2090 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
100
/ 100
Excellent▲ +7 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability94▼-6
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €120k at 30 days acceptable
Liquidity ample (current ratio 13.81 against 8.4 in 2023), and 6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
94%
Return on assets
17.7%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-08-2025, 8 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
8 d late
2023
20 d late
2022
21 d late
2021
11 d late
2020
33 d early
2019
15 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€1.16M▲ 12.4%
2023 · €1.04M
2018: €580k
2019: €549k
2020: €636k
2021: €633k
2022: €841k
2023: €1.04M
2018 → 2024
Total assets
€1.24M▲ 7.9%
2023 · €1.15M
2018: €702k
2019: €801k
2020: €736k
2021: €742k
2022: €1.01M
2023: €1.15M
2018 → 2024
Net result
€220k▲ 0.6%
2023 · €219k
2018: €91k
2019: €104k
2020: €86k
2021: €171k
2022: €261k
2023: €219k
2018 → 2024
Working capital
€955k▲ 16.6%
2023 · €819k
2018: €377k
2019: €348k
2020: €432k
2021: €428k
2022: €629k
2023: €819k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€636k-€633k▼ 0.5%€841k▲ 32.9%€1.04M▲ 23.2%€1.16M▲ 12.4%
Operating result€142k-€237k▲ 66.2%€380k▲ 60.6%€314k▼ 17.3%€313k▼ 0.5%
Net result€86k-€171k▲ 97.7%€261k▲ 53.2%€219k▼ 16.3%€220k▲ 0.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 0% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.24M
Fixed assets
€210k▼ 4.0%
Current assets
€1.03M▲ 10.7%
Equity and liabilities €1.24M
Equity
€1.16M▲ 12.4%
Debt
€75k▼ 33.8%
The debt ratio falls from 9.8% to 6.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€325k▼
2023 · €330k
Cash flow
€232k▼
2023 · €234k
Solvency
94.0%▲
2023 · 90.2%
Current ratio
13.81▲
2023 · 8.40
Quick ratio
13.81▲
2023 · 8.40
Debt / equity
0.06▼
2023 · 0.11
ROE
18.9%▼
2023 · 21.1%
ROA
17.7%▼
2023 · 19.0%
Interest coverage
245.50▲
2023 · 194.92
Debt
€75k▼
2023 · €113k
Debt ≤ 1 year
€75k▼
2023 · €111k
Debt > 1 year
€0▼
2023 · €2k
Income taxes
€96k▼
2023 · €97k
Staff costs
€0▼
2023 · €162
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.15M€1.24M▲
Fixed assets21/28€219k€210k▼
Tangible fixed assets22/27€219k€210k▼
Land and buildings22€209k€202k▼
Plant, machinery and equipment23€9k€6k▼
Furniture and vehicles24€915€2k▲
Leasing and similar rights25€0-
Current assets29/58€930k€1.03M▲
Amounts receivable within one year40/41€221k€252k▲
Trade receivables40€190k€230k▲
Other amounts receivable41€31k€22k▼
Current investments50/53€443k€99k▼
Cash at bank and in hand54/58€263k€666k▲
Deferred charges and accrued income490/1€4k€12k▲
Equity and liabilities
Total equity and liabilities10/49€1.15M€1.24M▲
Equity10/15€1.04M€1.16M▲
Contributions10/11€19k€19k=
Reserves13€1.02M€1.15M▲
Non-distributable reserves130/1€11k€11k=
Reserves not available under the articles1311€11k€11k=
Tax-exempt reserves132€19k€19k=
Distributable reserves133€988k€1.12M▲
Profit (loss) carried forward14€95€97▲
Amounts payable17/49€113k€75k▼
Amounts payable after more than one year17€2k€0▼
Financial debts170/4€2k€0▼
Amounts payable within one year42/48€111k€75k▼
Current portion of amounts payable after more than one year42€15k€2k▼
Trade debts44€55k€36k▼
Suppliers440/4€55k€36k▼
Taxes, remuneration and social security45€40k€36k▼
Taxes450/3€36k€27k▼
Remuneration and social security454/9€4k€9k▲
Other amounts payable47/48€352€992▲
Income statement
Code20232024
Remuneration, social security and pensions62€162€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€12k▼
Other operating charges640/8€4k€4k▲
Gross operating margin9900€334k€329k▼
Operating profit (loss)9901€314k€313k▼
Financial income75/76B€3k€5k▲
Recurring financial income75€3k€5k▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€315k€316k▲
Income taxes67/77€97k€96k▼
Profit (loss) for the period9904€219k€220k▲
Profit (loss) for the period to be appropriated9905€219k€220k▲
Appropriation of the result
Profit (loss) to be appropriated9906€219k€220k▲
Profit (loss) brought forward from the previous period14P€84€95▲
Transfer from equity791/2€23k€91k▲
Transfer to equity691/2€219k€220k▲
To other reserves6921€219k€220k▲
Profit to be distributed694/7€23k€91k▲
Return on contributions (dividend)694€23k€91k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
08-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 8 days late
2024
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 20 days late
2023
31-12
Financial
Equity above €1MEq €1.04M ▲23.2%
6 profitable years in a row build equity to €1.04M.
21-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 21 days late
2022
31-12
Financial
Highest result since 2018net €261k ▲53.2%
Operating result €380k, net result €261k, both a record.
11-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 11 days late
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €86k ▼16.9%
Net result drops to €86k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 9.30
Current ratio from 2.87 to 9.30; short-term debt falls from €186k to €52k.
16-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 23 days late
2018
07-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 7 days late
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
17-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dianalaan 472600 AntwerpenGround area
250 m²
Building footprint
146 m²
Volume, LiDAR
843 m³
Parcel 11302A0049/00B011, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JARENO
since 20092.182.548.597
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11302A0049/00B011 | Flanders | 250 m² | 1 · 146 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HERMANS GUIDO
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BOUWWERKEN DANIELS
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TRYO-VER
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B.R.I.S.
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Of 29,535 companies in sector 41001 we hold annual accounts for 15,872. 5,806 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-11-2009
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43331Floor and wall tiling
43422Screed work
43910Bricklaying and masonry work
43990Other specialised construction activities
43994Specialised construction activities
43999Specialised construction activities
74104Other professional, scientific and technical activities
74130Interior design
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.