JARDINS KEIZEN
ActiveThe computed 12-month bankruptcy probability of JARDINS KEIZEN is 1.8% (moderate). The 2025 annual accounts show negative equity (€-30k) and a net result of €2k. Equity is shrinking by ~3.7% per year across the filed fiscal years. Its solvency ranks better than 5% of 4462 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
42
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+8
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.33 against 0.4 in 2024; short-term debt: 277.8% and cash: 2.9% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-177.8%
Return on assets
11.4%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 4462 sector peers (2025).
NBB · sector comparisonPosition among 4462 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
25 d late
2024
25 d late
2023
26 d late
2022
30 d late
2021
16 d late
2020
9 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€2k▲ 13.4%
2024 · €2k
2018: €-28k
2019: €-8k
2020: €5k
2021: €19k
2022: €10k
2023: €-38k
2024: €2k
2018 → 2025
Working capital
€-31k▲ 17.9%
2024 · €-37k
2018: €-38k
2019: €-39k
2020: €-29k
2021: €-11k
2022: €-22k
2023: €-35k
2024: €-37k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-5k-€5k€-33k€-31k▲ 5.0%€-30k▲ 6.0%
Operating result€20k-€10k▼ 48.6%€-32k€3k€2k▼ 9.0%
Net result€19k-€10k▼ 47.3%€-38k€2k€2k▲ 13.4%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 9% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €17k
Fixed assets
€1k▼ 82.4%
Current assets
€15k▼ 38.9%
Key figures and ratios
EBITDA
€8k▼
2024 · €9k
Cash flow
€8k▼
2024 · €8k
Solvency
-177.8%▼
2024 · -97.9%
Current ratio
0.33▼
2024 · 0.40
Quick ratio
0.33▼
2024 · 0.40
Debt / equity
-1.56▲
2024 · -2.02
ROA
11.4%▲
2024 · 5.2%
Interest coverage
13.81▲
2024 · 11.42
Debt
€46k▼
2024 · €64k
Debt ≤ 1 year
€46k▼
2024 · €63k
Staff costs
€49k▼
2024 · €112k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€32k€17k▼
Fixed assets21/28€7k€1k▼
Tangible fixed assets22/27€7k€1k▼
Plant, machinery and equipment23€3k€157▼
Furniture and vehicles24€4k€1k▼
Current assets29/58€25k€15k▼
Amounts receivable within one year40/41€23k€15k▼
Trade receivables40€23k€14k▼
Other amounts receivable41-€761
Cash at bank and in hand54/58€2k€487▼
Equity and liabilities
Total equity and liabilities10/49€32k€17k▼
Equity10/15€-31k€-30k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€-38k€-36k▲
Amounts payable17/49€64k€46k▼
Amounts payable after more than one year17€897-
Financial debts170/4€897-
Amounts payable within one year42/48€63k€46k▼
Current portion of amounts payable after more than one year42-€897
Financial debts43€11k€933▼
Credit institutions430/8€11k€933▼
Trade debts44€24k€15k▼
Suppliers440/4€24k€15k▼
Taxes, remuneration and social security45€13k€775▼
Taxes450/3€3k€174▼
Remuneration and social security454/9€10k€601▼
Other amounts payable47/48€15k€28k▲
Income statement
Code20242025
Remuneration, social security and pensions62€112k€49k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€6k▼
Other operating charges640/8€505€3k▲
Gross operating margin9900€122k€60k▼
Operating profit (loss)9901€3k€2k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€818€593▼
Recurring financial charges65€818€593▼
Profit (loss) for the period before taxes9903€2k€2k▼
Income taxes67/77€245-
Profit (loss) for the period9904€2k€2k▲
Profit (loss) for the period to be appropriated9905€2k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-38k€-36k▲
Profit (loss) brought forward from the previous period14P€-39k€-38k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-12
Financial
Weakest financial yearnet €-38k ▼474%
Net result drops to €-38k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
16-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
2021
31-12
Financial
Highest result since 2018net €19k ▲313%
Operating result €20k, net result €19k, both a record.
09-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 9 days late
2020
31-12
Financial
Back to profitnet €5k
Net result €5k after 2 loss-making years.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 28 days late
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Saint-Ghislain · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Agaches(B) 77331 Saint-GhislainGround area
417 m²
Building footprint
67 m²
Volume, LiDAR
426 m³
Parcel 53009E0311/00L002, Wallonia · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Jardins Keizen
since 20182.271.120.980
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53009E0311/00L002 | Wallonia | 416 m² | 1 · 66 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TUINEN MOTTET
BE 1019.724.277
Riemst · Eq €5k
CORNUS-PLANT
BE 0863.046.018
Frasnes-lez-Anvaing · Eq €5k
Premium Supplies
BE 0704.671.841
Brasschaat · Eq €5k
G-VAN CONCEPT +
BE 0846.451.692
Aubange · Eq €5k
PERLA PROJECTS
BE 0874.669.883
Izegem · Eq €5k
Of 21,216 companies in sector 81300 we hold annual accounts for 4,363. 1,642 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-12-2017
Fiscal year end31-12
Activities, NACEBEL
81300Landscape service activities
02200Logging
43120Site preparation
46130Agents in the wholesale of timber and building materials
81210General cleaning of buildings
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0471/562677