JAPILOBO
ActiveJAPILOBO has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €449k and a net result of €22k. Equity is growing by ~6.7% per year across the filed fiscal years. Its solvency ranks better than 58% of 9167 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability67▲+9
Solvency66▲+3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity short (current ratio 0.59 against 0.57 in 2024; short-term debt: 21.2% and cash: 0% of total assets), and 59.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.6%
Return on assets
2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
1 d late
2023
1 d late
2022
17 d late
2021
5 d late
2020
9 d late
2019
14 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€449k▲ 4.9%
2024 · €428k
2018: €279k
2019: €310k
2020: €336k
2021: €353k
2022: €374k
2023: €401k
2024: €428k
2018 → 2025
Total assets
€1.11M▼ 1.2%
2024 · €1.12M
2018: €825k
2019: €820k
2020: €807k
2021: €1.09M
2022: €1.16M
2023: €1.15M
2024: €1.12M
2018 → 2025
Net result
€22k▼ 21.9%
2024 · €28k
2018: €31k
2019: €31k
2020: €26k
2021: €9k
2022: €21k
2023: €29k
2024: €28k
2018 → 2025
Working capital
€-97k▼ 8.2%
2024 · €-90k
2018: €-40k
2019: €-62k
2020: €-72k
2021: €-99k
2022: €-81k
2023: €-88k
2024: €-90k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€353k-€374k▲ 5.8%€401k▲ 7.4%€428k▲ 6.7%€449k▲ 4.9%
Operating result€21k-€40k▲ 84.3%€46k▲ 15.1%€50k▲ 8.8%€42k▼ 14.7%
Net result€9k-€21k▲ 129%€29k▲ 33.3%€28k▼ 2.7%€22k▼ 21.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 15% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.11M
Fixed assets
€969k▼ 3.3%
Current assets
€137k▲ 16.7%
Equity and liabilities €1.11M
Equity
€449k▲ 4.9%
Debt
€657k▼ 5.0%
The debt ratio falls from 61.8% to 59.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€76k▼
2024 · €83k
Cash flow
€55k▼
2024 · €61k
Solvency
40.6%▲
2024 · 38.2%
Current ratio
0.59▲
2024 · 0.57
Quick ratio
0.59▲
2024 · 0.57
Debt / equity
1.46▼
2024 · 1.62
ROE
4.8%▼
2024 · 6.5%
ROA
2.0%▼
2024 · 2.5%
Interest coverage
5.46▲
2024 · 4.37
Debt
€657k▼
2024 · €692k
Debt ≤ 1 year
€234k▲
2024 · €207k
Debt > 1 year
€423k▼
2024 · €484k
Income taxes
€8k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.12M€1.11M▼
Fixed assets21/28€1.00M€969k▼
Tangible fixed assets22/27€1.00M€969k▼
Land and buildings22€943k€918k▼
Plant, machinery and equipment23€59k€52k▼
Furniture and vehicles24€330€0▼
Current assets29/58€118k€137k▲
Amounts receivable within one year40/41€118k€137k▲
Trade receivables40-€7k
Other amounts receivable41€118k€130k▲
Cash at bank and in hand54/58€39€0▼
Equity and liabilities
Total equity and liabilities10/49€1.12M€1.11M▼
Equity10/15€428k€449k▲
Contributions10/11€297k€297k=
Capital10€297k€297k=
Issued capital100€297k€297k=
Reserves13€126k€148k▲
Non-distributable reserves130/1€1k€2k▲
Legal reserve130€1k€2k▲
Distributable reserves133€125k€146k▲
Investment grants15€5k€5k▼
Amounts payable17/49€692k€657k▼
Amounts payable after more than one year17€484k€423k▼
Financial debts170/4€484k€423k▼
Amounts payable within one year42/48€207k€234k▲
Current portion of amounts payable after more than one year42€62k€62k=
Financial debts43€91k€98k▲
Credit institutions430/8€91k€98k▲
Trade debts44€17k€24k▲
Suppliers440/4€17k€24k▲
Taxes, remuneration and social security45€4k€12k▲
Taxes450/3€4k€12k▲
Other amounts payable47/48€33k€39k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€33k=
Other operating charges640/8€2k€2k▲
Gross operating margin9900€84k€77k▼
Operating profit (loss)9901€50k€42k▼
Financial income75/76B€900€900=
Recurring financial income75€900€900=
Financial charges65/66B€19k€14k▼
Recurring financial charges65€19k€14k▼
Profit (loss) for the period before taxes9903€32k€29k▼
Income taxes67/77€4k€8k▲
Profit (loss) for the period9904€28k€22k▼
Profit (loss) for the period to be appropriated9905€28k€22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€28k€22k▼
Transfer to equity691/2€28k€22k▼
To the legal reserve6920-€1k
To other reserves6921€28k€21k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-09
State Gazette act
General meeting · Director reappointmentGeneral meeting · Director reappointment3 facts ▸
State Gazette act
General meeting · Director reappointment
General meeting · Director reappointment3 facts ▸
- General meeting, 2026-05-13
- Director reappointment, Jean-Pierre BORN (administrateur)
- Director reappointment, Laurent BORN (administrateur)
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
01-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 1 day late
2024
01-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 1 day late
2023
17-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 17 days late
2022
05-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 5 days late
2021
31-12
Financial
Weakest financial yearnet €9k ▼63.5%
Net result drops to €9k, the lowest in the series; recovery starts the following year.
09-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 9 days late
2020
14-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 14 days late
2019
31-12
Financial
Highest result since 2018net €31k ▲1.1%
Net result €31k, the highest in the series.
02-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 2 days late
2018
01-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 1 day late
2017
04-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 4 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2026
Jean-Pierre BORN
CurrentDirector · since 13-05-2026
Laurent BORN
CurrentDirector · since 13-05-2026
13-05-2026
Jean-Pierre BORN: Mandate renewed as Director
13-05-2026
Laurent BORN: Mandate renewed as Director
Location & real-estate footprint
Registered office, Anthisnes · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grand Route de Liège 64162 AnthisnesGround area
783 m²
Building footprint
128 m²
Parcel 61029B0189/00W000, Wallonia. Linked by address, not a title deed.
1 establishment unit
JAPILOBO
since 20112.202.971.651
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61029B0189/00W000 | Wallonia | 783 m² | 1 · 128 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CAVANKO
BE 0682.631.560
Kortrijk · Eq €449k
XAVIER PIERLET
BE 0816.570.843
Vorst · Eq €450k
ZARMA
BE 0806.619.138
Kortemark · Eq €449k
Hub Invest
BE 0817.501.449
Antwerpen · Eq €450k
MERCURE.T
BE 0899.263.541
Kapellen · Eq €448k
Of 7,321 companies in sector 68110 we hold annual accounts for 5,381. 3,717 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded06-05-2011
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
68203Renting and operating of own or leased non-residential real estate, excluding land
68204Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.