Janssens & Zonen
ActiveThe computed 12-month bankruptcy probability of Janssens & Zonen is 2.5% (moderate). The 2025 annual accounts show equity of €11k and a net result of €25k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 20% of 4547 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▲+20
Solvency32▲+14
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.79 against 0.57 in 2024; short-term debt: 79.1% and cash: 30.1% of total assets), and 92.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7.2%
Return on assets
15.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 4547 sector peers (2025).
NBB · sector comparisonPosition among 4547 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
31 d late
2024
60 d late
2023
on the day
2022
4 d early
2021
29 d late
2020
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€11k
2024 · €-13k
2020: €8k
2021: €-9k
2022: €-28k
2023: €-12k
2024: €-13k
2020 → 2025
Total assets
€160k▼ 14.8%
2024 · €188k
2020: €144k
2021: €242k
2022: €280k
2023: €225k
2024: €188k
2020 → 2025
Net result
€25k
2024 · €-1k
2020: €-12k
2021: €-17k
2022: €-18k
2023: €16k
2024: €-1k
2020 → 2025
Working capital
€-27k▲ 64.4%
2024 · €-75k
2020: €-13k
2021: €-72k
2022: €-100k
2023: €-79k
2024: €-75k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-9k-€-28k▼ 196%€-12k▲ 56.9%€-13k▼ 10.8%€11k
Operating result€-13k-€-13k▼ 2.3%€20k€3k▼ 87.6%€33k▲ 1,214%
Net result€-17k-€-18k▼ 7.4%€16k€-1k€25k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1,214% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €160k
Fixed assets
€60k▼ 33.2%
Current assets
€100k▲ 2.1%
Equity and liabilities €160k
Equity
€11k
Debt
€148k
Debt finances 92.8% of the balance-sheet total.
Key figures and ratios
EBITDA
€65k▲
2024 · €48k
Cash flow
€57k▲
2024 · €44k
Solvency
7.2%▲
2024 · -7.1%
Current ratio
0.79▲
2024 · 0.57
Quick ratio
0.79▲
2024 · 0.57
Debt / equity
12.92▲
2024 · -15.10
ROE
215.9%
ROA
15.5%▲
2024 · -0.7%
Interest coverage
28.21▲
2024 · 14.15
Debt
€148k▼
2024 · €201k
Debt ≤ 1 year
€126k▼
2024 · €172k
Debt > 1 year
€22k▼
2024 · €28k
Income taxes
€6k▲
2024 · €473
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€188k€160k▼
Fixed assets21/28€90k€60k▼
Tangible fixed assets22/27€90k€60k▼
Plant, machinery and equipment23€320€150▼
Furniture and vehicles24€36k€25k▼
Leasing and similar rights25€24k€8k▼
Other tangible fixed assets26€29k€27k▼
Current assets29/58€98k€100k▲
Amounts receivable within one year40/41€60k€48k▼
Trade receivables40€52k€40k▼
Other amounts receivable41€8k€8k▼
Cash at bank and in hand54/58€34k€48k▲
Deferred charges and accrued income490/1€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€188k€160k▼
Equity10/15€-13k€11k▲
Contributions10/11€20k€20k=
Profit (loss) carried forward14€-33k€-9k▲
Amounts payable17/49€201k€148k▼
Amounts payable after more than one year17€28k€22k▼
Financial debts170/4€28k€22k▼
Amounts payable within one year42/48€172k€126k▼
Current portion of amounts payable after more than one year42€21k€6k▼
Trade debts44€17k€18k▲
Suppliers440/4€17k€18k▲
Taxes, remuneration and social security45€5k€11k▲
Taxes450/3€5k€11k▲
Other amounts payable47/48€129k€92k▼
Accrued charges and deferred income492/3€947€51▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€45k€32k▼
Other operating charges640/8€7k€8k▲
Gross operating margin9900€54k€72k▲
Operating profit (loss)9901€3k€33k▲
Financial income75/76B€39€1▼
Recurring financial income75€39€1▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€-823€31k▲
Income taxes67/77€473€6k▲
Profit (loss) for the period9904€-1k€25k▲
Profit (loss) for the period to be appropriated9905€-1k€25k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-33k€-9k▲
Profit (loss) brought forward from the previous period14P€-32k€-33k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Back to profitnet €25k
Net result €25k after one loss-making year.
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €16k
Net result €16k after 3 loss-making years.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-18k
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Willebroek · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mechelsesteenweg 4342830 WillebroekGround area
945 m²
Building footprint
123 m²
Volume, LiDAR
627 m³
Parcel 12004B0616/00B002, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Janssens & Zonen
since 20192.290.862.163
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12004B0616/00B002 | Flanders | 945 m² | 1 · 123 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,603 companies in sector 49410 we hold annual accounts for 8,194. 4,110 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-06-2019
Fiscal year end31-12
Activities, NACEBEL
49410Freight transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.