Active BE 0422.272.474Private limited company

JANSSENS

Veldenstraat 13 ·2470 Retie, Belgium· 44 yrs active

Sector: Installatie van verwarming, klimaatregeling, koeling en ventilatie aangedreven door elektriciteit (43222)

Conclusion Checked

JANSSENS has been active since 1981 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.27M and a net result of €44k. The computed 12-month bankruptcy probability is 0.8% (low).

Based on the State Gazette, CBE and 1 annual account.

Key figures

Equity	€1.27M
Net result	€44k
Staff (FTE)	5.5
Active	44 yrs

Financial profile 4 of 5 axes measured · computed by Checked

72 / 100

Strong profile, led by solvency.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 86

Profitability 18

Solvency 100

Growth -

Stability 85

Bankruptcy probability (12 mo) Checked model v1 · free

0.8% Low

0%0,5%1,5%4%10%≥25%

Higher-failure-rate sector +Long track record −Multiple establishment units +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Long-established

Founded in 1981, 44 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2025 · computed

86 / 100 Excellent

050100

Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

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Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview44 NBB filings

Annual accounts filed on 27-08-2026 with the NBB · fiscal year 2025 · abbreviated schema

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	abbreviated schema
Revenue	-
EBITDA	€91k
Net profit	€44k
Cash flow	€71k
Staff costs	€466k
Income taxes	€19k
Dividends	-
Total assets	€1.54M
Equity	€1.27M
Debt	€271k
of which ≤ 1y	€271k
of which > 1y	-
Working capital	€1.19M
Employees (FTE)	5.5

Ratios (computed)

	2025
Current ratio	5.40
Quick ratio	3.99
Working capital ratio	77.4%
Solvency	82.4%
Debt / equity	0.21
Long-term debt ratio	-
Interest coverage	57.87
Gross margin	-
Net margin	-
ROA	2.9%
ROE	3.5%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €77k · 5.0% Current assets €1.46M · 95.0%

Equity & liabilities

Equity €1.27M · 82.4% Debt €271k · 17.6%

Full annual accounts (25 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€1.54M
Fixed assets	21/28	€77k
Intangible fixed assets	21	€0
Tangible fixed assets	22/27	€77k
Current assets	29/58	€1.46M
Stocks & contracts in progress	3	€382k
Amounts receivable within one year	40/41	€408k
Investments	50/53	€55k
Cash & bank	54/58	€618k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€1.54M
Equity	10/15	€1.27M
Contributions / capital	10/11	€338k
Reserves	13	€412k
Accumulated profits (losses)	14	€518k
Amounts payable	17/49	€271k
Amounts payable within one year	42/48	€271k
Trade debts payable within one year	44	€223k
Income statement
Gross operating margin	9900	€561k
Operating result	9901	€64k
Financial income	75	€920
Financial charges	65	€2k
Result before taxes	9903	€63k
Income taxes	67/77	€19k
Net result for the period	9904	€44k
Result to be appropriated	9905	€44k

Ratios computed by Checked.

Legal Structure

NACE primary	Installatie van verwarming, klimaatregeling, koeling en ventilatie aangedreven door elektriciteit(43222)
Legal form	Private limited company(610)
Incorporation	15-12-1981
Status	Active
Postal code	2470

Establishment units 2 locations

JOS JANSSENS-SMETS BVBA

Turnhoutsebaan 83, 2470 RetieKleinhandel in onderdelen en accessoires van auto's inclusief de kleinhandel in tweedehands onderdelen

since 19812.020.150.803

Veldenstraat 13, 2470 Retie

Sanitaire werkzaamheden

since 20242.364.397.665

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
13036B0268/00Z000	Flanders	2,616 m²	1 · 606 m²	6.1 m · 2 fl.
13036A0637/00B000	Flanders	1,607 m²	1 · 236 m²	8.8 m · 2 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 10 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

27-08-2026