JANMAAS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €327k and a net result of €55k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 27% of 5498 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €327k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
53 d early
2024
44 d early
2023
47 d early
2022
61 d early
2021
59 d early
2020
39 d early
2019
52 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€327k▲ 20.1%
2024 · €272k
2018: €19k
2019: €19k
2020: €15k
2021: €21k
2022: €27k
2023: €231k
2024: €272k
2018 → 2025
Net result
€55k▲ 30.6%
2024 · €42k
2018: €-2k
2019: €-9k
2020: €-9k
2021: €6k
2022: €7k
2023: €914
2024: €42k
2018 → 2025
Total assets
€1.28M▲ 6.4%
2024 · €1.20M
2018: €74k
2019: €358k
2020: €358k
2021: €345k
2022: €389k
2023: €948k
2024: €1.20M
2018 → 2025
Solvency
25.7%▲ 2.9pp
2024 · 22.7%
2018: 25.9%
2019: 5.4%
2020: 4.3%
2021: 6.0%
2022: 7.0%
2023: 24.3%
2024: 22.7%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€21k-€27k▲ 31.8%€231k▲ 741%€272k▲ 18.2%€327k▲ 20.1%
Operating result€10k-€12k▲ 25.7%€12k▼ 1.4%€79k▲ 548%€97k▲ 22.7%
Net result€6k-€7k▲ 19.0%€914▼ 86.2%€42k▲ 4,485%€55k▲ 30.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 23% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.28M
Fixed assets
€1.26M▲ 23.7%
Current assets
€16k▼ 91.4%
Equity and liabilities €1.28M
Equity
€327k▲ 20.1%
Debt
€948k▲ 2.4%
The debt ratio falls from 77.3% to 74.3%. Equity and debt are higher.
Key figures and ratios
Solvency
25.7%▲
2024 · 22.7%
ROE
16.7%▲
2024 · 15.4%
ROA
4.3%▲
2024 · 3.5%
Debt
€948k▲
2024 · €926k
Debt ≤ 1 year
€39k▼
2024 · €45k
Debt > 1 year
€900k▲
2024 · €873k
Income taxes
€26k▲
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.20M€1.28M▲
Fixed assets21/28€1.02M€1.26M▲
Tangible fixed assets22/27€1.02M€1.26M▲
Land and buildings22€1.02M€1.25M▲
Plant, machinery and equipment23-€5k
Furniture and vehicles24-€4k
Assets under construction and advance payments27€0-
Current assets29/58€180k€16k▼
Amounts receivable within one year40/41€42k€545▼
Trade receivables40€42k€545▼
Other amounts receivable41€0-
Cash at bank and in hand54/58€137k€15k▼
Deferred charges and accrued income490/1€2k€415▼
Equity and liabilities
Total equity and liabilities10/49€1.20M€1.28M▲
Equity10/15€272k€327k▲
Contributions10/11€227k€227k=
Reserves13€45k€100k▲
Distributable reserves133€45k€100k▲
Amounts payable17/49€926k€948k▲
Amounts payable after more than one year17€873k€900k▲
Financial debts170/4€303k€280k▼
Other amounts payable178/9€570k€620k▲
Amounts payable within one year42/48€45k€39k▼
Current portion of amounts payable after more than one year42€23k€24k▲
Trade debts44€190€2k▲
Suppliers440/4€190€2k▲
Taxes, remuneration and social security45€13k€13k▼
Taxes450/3€13k€13k▼
Other amounts payable47/48€8k€0▼
Accrued charges and deferred income492/3€8k€9k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€52k▲
Other operating charges640/8€3k€4k▲
Gross operating margin9900€104k€153k▲
Operating profit (loss)9901€79k€97k▲
Financial income75/76B€0€604▲
Recurring financial income75€0€604▲
Financial charges65/66B€18k€18k▲
Recurring financial charges65€18k€18k▲
Profit (loss) for the period before taxes9903€62k€80k▲
Income taxes67/77€20k€26k▲
Profit (loss) for the period9904€42k€55k▲
Profit (loss) for the period to be appropriated9905€42k€55k▲
Appropriation of the result
Profit (loss) to be appropriated9906€42k€55k▲
Transfer to equity691/2€42k€55k▲
To other reserves6921€42k€55k▲
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €55k ▲30.6%
Operating result €97k, net result €55k, both a record.
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €200kEq €231k ▲741%
3 profitable years in a row build equity to €231k.
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity times 7current ratio 1.58
Current ratio from 0.24 to 1.58.
02-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €6k
Net result €6k after 3 loss-making years.
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
09-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
12-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maaseik · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Maastrichtersteenweg 1043680 MaaseikGround area
5,198 m²
Parcel 72021C0858/00_000, Flanders. Linked by address, not a title deed.
1 establishment unit
JANMAAS
since 20152.245.681.840
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72021C0858/00_000 | Flanders | 5,198 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,726 companies in sector 64210 we hold annual accounts for 19,747. 13,762 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-09-2015
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
68201Renting and operating of own or leased residential real estate, excluding social housing
81100Combined facilities support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.