JANCO
ActiveJANCO has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €893 and a net result of €-7k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 27386 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency34▼-5
Growth32▼-20
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 2.47 against 2.76 in 2024), but 98.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.1%
Return on assets
-7.8%
Age of the figures
18 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€7k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 27386 sector peers (2025).
NBB · sector comparisonPosition among 27386 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 02-10-2025, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
37 d early
2023
on the day
2022
87 d early
2021
40 d early
2020
32 d early
2019
62 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close15-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€893▼ 88.0%
2024 · €7k
2019: €4k
2020: €13k
2021: €24k
2022: €23k
2023: €20k
2024: €7k
2019 → 2025
Total assets
€84k▼ 8.8%
2024 · €92k
2019: €103k
2020: €102k
2021: €94k
2022: €96k
2023: €90k
2024: €92k
2019 → 2025
Net result
€-7k▲ 47.0%
2024 · €-12k
2019: €17k
2020: €8k
2021: €11k
2022: €-762
2023: €-3k
2024: €-12k
2019 → 2025
Working capital
€44k▼ 15.4%
2024 · €52k
2019: €51k
2020: €59k
2021: €70k
2022: €69k
2023: €65k
2024: €52k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€24k-€23k▼ 3.2%€20k▼ 13.6%€7k▼ 62.4%€893▼ 88.0%
Operating result€1k-€-6k€-8k▼ 25.0%€-13k▼ 65.4%€-5k▲ 60.8%
Net result€11k-€-762€-3k▼ 309%€-12k▼ 295%€-7k▲ 47.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €5k in 2025 against €13k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €84k
Fixed assets
€10k▼ 5.0%
Current assets
€74k▼ 9.3%
Equity and liabilities €84k
Equity
€893▼ 88.0%
Debt
€83k▼ 1.8%
The debt ratio rises from 91.9% to 98.9%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€-2k▲
2024 · €-12k
Cash flow
€-4k▲
2024 · €-12k
Solvency
1.1%▼
2024 · 8.1%
Current ratio
2.47▼
2024 · 2.76
Quick ratio
0.39▼
2024 · 0.87
ROA
-7.8%▲
2024 · -13.4%
Interest coverage
-1.49▲
2024 · -9.36
Debt
€83k▼
2024 · €85k
Debt ≤ 1 year
€30k▲
2024 · €30k
Debt > 1 year
€53k▼
2024 · €55k
Income taxes
€225▼
2024 · €301
Staff costs
€5k▲
2024 · €984
Equity ratios withheld: equity of €893 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€92k€84k▼
Formation expenses20€0-
Fixed assets21/28€10k€10k▼
Tangible fixed assets22/27€7k€6k▼
Plant, machinery and equipment23€576€2k▲
Furniture and vehicles24€6k€4k▼
Financial fixed assets28€4k€4k=
Current assets29/58€82k€74k▼
Stocks and contracts in progress3€56k€62k▲
Stocks30/36€56k€62k▲
Amounts receivable within one year40/41€9k€2k▼
Trade receivables40€9k€974▼
Other amounts receivable41€405€1k▲
Cash at bank and in hand54/58€15k€8k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€92k€84k▼
Equity10/15€7k€893▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-13k€-20k▼
Amounts payable17/49€85k€83k▼
Amounts payable after more than one year17€55k€53k▼
Financial debts170/4€55k€53k▼
Amounts payable within one year42/48€30k€30k▲
Trade debts44€22k€25k▲
Suppliers440/4€22k€25k▲
Taxes, remuneration and social security45€7k€4k▼
Taxes450/3€5k€4k▼
Remuneration and social security454/9€2k€162▼
Other amounts payable47/48€695€1k▲
Income statement
Code20242025
Remuneration, social security and pensions62€984€5k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€630€2k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€8k€8k=
Other operating charges640/8€879€1k▲
Non-recurring operating charges66A-€594
Gross operating margin9900€-2k€12k▲
Operating profit (loss)9901€-13k€-5k▲
Financial income75/76B€2k€315▼
Recurring financial income75€2k€315▼
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€-12k€-6k▲
Income taxes67/77€301€225▼
Profit (loss) for the period9904€-12k€-7k▲
Profit (loss) for the period to be appropriated9905€-12k€-7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-13k€-20k▼
Profit (loss) brought forward from the previous period14P€-698€-13k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
02-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
24-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
31-03
Financial
Weakest financial yearnet €-12k
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
05-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
21-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
29-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diest · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bredestraat 1293293 DiestGround area
3,263 m²
Building footprint
48 m²
Volume, LiDAR
222 m³
2 parcels, Flanders · tallest building 6.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Janco
since 19942.068.729.886
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24046B0089/00A000indicative | Flanders | 2,881 m² | - | - |
| 24046B0087/00M000 | Flanders | 382 m² | 1 · 48 m² | 6.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
RENOVEZ MALIN
BE 0884.640.889
Mettet · Eq €893
UNIT19
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HM Line
BE 1011.008.333
Zottegem · Eq €873
Wood Kit
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Overijse · Eq €919
Schrijnwerkerij D. De Trift
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Halle · Eq €853
Of 19,947 companies in sector 43320 we hold annual accounts for 9,084. 727 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-10-1994
Fiscal year end31-03
Activities, NACEBEL
43320Joinery installation
45421
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
31001Manufacture of furniture
31004Manufacture of dining room, living room, bedroom and bathroom furniture
36111
36121
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.