JAMICO
ActiveJAMICO has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €124k and a net result of €-1k. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 95% of 4126 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
78
/ 100
Excellent▲ +23 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100=
Growth32=
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
balance sheet total too small for a liquidity verdict, and 0% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
21 d late
2024
22 d late
2023
29 d late
2022
25 d late
2021
31 d late
2020
58 d late
2019
74 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-1k▲ 56.4%
2024 · €-3k
2018: €-852
2019: €-1k
2020: €-240
2021: €-456
2022: €-8k
2023: €-1k
2024: €-3k
2018 → 2025
Working capital
€27k▲ 29.5%
2020 · €21k
2020: €21k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€138k-€130k▼ 5.5%€129k▼ 0.9%€126k▼ 2.4%€124k▼ 1.1%
Operating result€-301-€-7k▼ 2,383%€-1k▲ 85.8%€-3k▼ 176%€-1k▲ 59.3%
Net result€-456-€-8k▼ 1,572%€-1k▲ 84.1%€-3k▼ 154%€-1k▲ 56.4%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1k in 2025 against €3k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €124k
Fixed assets
€97k▼ 4.0%
Current assets
€27k▲ 11.2%
Equity and liabilities €124k
Equity
€124k▼ 1.1%
Debt
€30▲ 136%
The debt ratio stays at 0.0%.
Key figures and ratios
EBITDA
€3k▲
2024 · €1k
Cash flow
€3k▲
2024 · €957
Solvency
100.0%=
2024 · 100.0%
Debt / equity
0.00▲
2024 · 0.00
ROE
-1.1%▲
2024 · -2.5%
ROA
-1.1%▲
2024 · -2.5%
Interest coverage
18.57▲
2024 · 7.24
Debt
€30▲
2024 · €13
Debt ≤ 1 year
€30
A ratio outside any meaningful range has been withheld (balance sheet total €124k, equity €124k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€126k€124k▼
Fixed assets21/28€101k€97k▼
Intangible fixed assets21€13k€12k▼
Tangible fixed assets22/27€88k€85k▼
Land and buildings22€88k€85k▼
Current assets29/58€24k€27k▲
Cash at bank and in hand54/58€24k€27k▲
Equity and liabilities
Total equity and liabilities10/49€126k€124k▼
Equity10/15€126k€124k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€135k€133k▼
Non-distributable reserves130/1€6k€6k▲
Legal reserve130€6k€6k▲
Tax-exempt reserves132€112k€108k▼
Distributable reserves133€17k€19k▲
Profit (loss) carried forward14€-71k€-71k=
Amounts payable17/49€13€30▲
Amounts payable within one year42/48-€30
Trade debts44-€30
Suppliers440/4-€30
Accrued charges and deferred income492/3€13-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k=
Other operating charges640/8€1k€1k▲
Gross operating margin9900€2k€4k▲
Operating profit (loss)9901€-3k€-1k▲
Financial charges65/66B€153€153▲
Recurring financial charges65€153€153▲
Profit (loss) for the period before taxes9903€-3k€-1k▲
Profit (loss) for the period9904€-3k€-1k▲
Transfer from tax-exempt reserves789€4k€4k=
Profit (loss) for the period to be appropriated9905€1k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-69k€-68k▲
Profit (loss) brought forward from the previous period14P€-71k€-71k=
Transfer to equity691/2€1k€3k▲
To the legal reserve6920€54€141▲
To other reserves6921€1k€3k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 21 days late
2025
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 22 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 29 days late
2023
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 25 days late
2022
31-12
Financial
Weakest financial yearnet €-8k
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
27-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 58 days late
2020
13-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 74 days late
2019
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 20 days late
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 21 days late
2017
09-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wanze · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Tirlemont(WAN) 25A4520 WanzeGround area
3,450 m²
Building footprint
139 m²
Volume, LiDAR
1,610 m³
Parcel 61072A0167/00Y018, Wallonia · tallest building 13.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Chaussée de Tirlemont(WAN) 25, 4520 Wanze
since 19912.051.774.088
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61072A0167/00Y018 | Wallonia | 3,450 m² | 1 · 139 m² | 13.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Super Linkeroever
BE 0752.741.576
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LH FOOD
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KPLN
BE 0727.548.795
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Dream-Ice
BE 1010.708.722
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ALBRALAN
BE 0668.942.286
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Of 10,529 companies in sector 47110 we hold annual accounts for 5,858. 4,564 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded02-01-1991
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
52112
47221Retail sale of meat and meat products, excluding game and poultry
47252Retail sale of beverages, general range
47260Retail trade
47512Retail sale of household textiles and bedding
47552Retail sale of lighting equipment
47592Retail trade
52220
52250Logistics services
52410
52442
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.