Skip to content

JAGUIMMO

Active
Public limited company·Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)· 78 yrs active
Rue du Chemin de fer (C.) 235 ·7033 Mons, Belgium
KBO/BCE: BE 0401.818.936
Watch Print / PDF
Full dossier in preparation

Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

Process with priority Sign in free to move this company to the front.
Age78 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of JAGUIMMO is 0.4% (very low). The 2024 annual accounts show equity of €1.50M and a net result of €-20k. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 84% of 866 sector peers (fiscal year 2024). The company has been active since 1948 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Signals

1 signal · with evidence
Strong solvency vs sector
Solvency is in the sector's strongest quartile: better than 84% of 866 peers (2024). A comfortable equity buffer.
View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Trust signals

3 signals
Long-established
Founded in 1948, 78 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.4% Very low
0%0,5%1,5%4%10%≥25%
Long track record Higher-failure-rate sector +Lower-risk legal form

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Turnover€194k-99.2%
EBIT margin5.0%+5.0pp
Net result€-20k
Working capital€63k-50.1%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 29-08-2025 with the NBB · fiscal year 2024 · volledig
€-100k€0€100k€200kOperating result 2020: €74k€74kNet result 2020: €46k€46kOperating result 2021: €47k€47kNet result 2021: €-797€-797Operating result 2022: €70k€70kNet result 2022: €20k€20kOperating result 2023: €73k€73kNet result 2023: €25k€25kRevenue 2024: €194k€194kOperating result 2024: €10k€10kNet result 2024: €-20k€-20k20202021202220232024
RevenueOperating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
stable Equity: stable across 7 fiscal years (±2.4%/year).
€500k€1.00M€1.50M€2.00M€2.50M2025: €1.45M (€1.23M - €1.67M)2026: €1.41M (€1.06M - €1.76M)2027: €1.38M (€900k - €1.86M)2018: €2.61M2019: €2.54M2020: €1.48M2021: €1.47M2022: €1.49M2023: €1.52M2024: €1.50M2018201920202021202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (full schema)
Metric This company Sector median Position in the sector
Solvency 55.5% 17.3%
better than 84% of 866 sector peers
Net result €-20k €14k
better than 24% of 867 sector peers
Equity €1.50M €100k
better than 93% of 868 sector peers
Gross operating margin €167k €213k
better than 43% of 794 sector peers
Total assets €2.71M €767k
better than 84% of 867 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P84
2020: P65 · n=4322021: P69 · n=5782022: P77 · n=7262023: P80 · n=8012024: P84 · n=8662020 2024
Improving position over 2020-2024 · n=432-866
Net result P24
2020: P54 · n=4332021: P30 · n=5782022: P57 · n=7232023: P58 · n=7972024: P24 · n=8672020 2024
Stable position over 2020-2024 · n=433-867
Equity P93
2020: P87 · n=4332021: P89 · n=5802022: P91 · n=7272023: P91 · n=8022024: P93 · n=8682020 2024
Stable position over 2020-2024 · n=433-868
Total assets P84
2020: P85 · n=4322021: P82 · n=5782022: P86 · n=7272023: P85 · n=8012024: P84 · n=8672020 2024
Stable position over 2020-2024 · n=432-867
Describes the position versus peers, not a forecast.
Revenue
€194k
-99.2% 18-24
EBITDA
€133k
-34.1% far above sector median
Net profit
€-20k
- far below sector median
Cash flow
€104k
-32.7% far above sector median
Total assets
€2.71M
-5.8% far above sector median
Equity
€1.50M
-1.3% far above sector median
Working capital
€63k
-50.1% -36% vs sector
Employees (FTE)
29
-4.3% 18-24
Income taxes
€11k
-55.7% +214% vs sector
Debt
€1.03M
-11.2% far above sector median
Debt ≤ 1y
€188k
+12.9% far above sector median
Debt > 1y
€843k
-15.0% 18-24
Current ratio
1.34
-24.1% -85% vs sector
Quick ratio
1.34
-24.1% -84% vs sector
Solvency
55.5%
+4.7% -37% vs sector
Debt / equity
0.69
-10.0% far above sector median
ROE
-1.3%
- far below sector median
ROA
-0.7%
- far below sector median
Net margin
-10.1%
-7304.0% 18-24
EBITDA margin
68.4%
+7864.0% 18-24
Interest coverage
3.85
-25.7% -39% vs sector
Figures by fiscal year
Fiscal year2024
Revenue€194k
EBITDA€133k
Net profit€-20k
Cash flow€104k
Staff costs-
Income taxes€11k
Dividends-
Total assets€2.71M
Equity€1.50M
Debt€1.03M
of which ≤ 1y€188k
of which > 1y€843k
Working capital€63k
Employees (FTE)-
Ratios (computed)
2024
Current ratio1.34
Quick ratio1.34
Working capital ratio2.3%
Solvency55.5%
Debt / equity0.69
Long-term debt ratio0.56
Interest coverage3.85
Gross margin86.0%
Net margin-10.1%
ROA-0.7%
ROE-1.3%
EBITDA margin68.4%
Days sales outstanding1d
Days payable outstanding65d
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€2.71M
Fixed assets 21/28€2.45M
Tangible fixed assets 22/27€2.45M
Current assets 29/58€251k
Amounts receivable within one year 40/41€523
Cash & bank 54/58€250k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€2.71M
Equity 10/15€1.50M
Contributions / capital 10/11€151k
Reserves 13€1.19M
Accumulated profits (losses) 14€163k
Provisions & deferred taxes 16€173k
Amounts payable 17/49€1.03M
Amounts payable after one year 17€843k
Amounts payable within one year 42/48€188k
Trade debts payable within one year 44€5k
Income statement
Turnover 70€194k
Gross operating margin 9900€167k
Operating result 9901€10k
Financial charges 65€35k
Result before taxes 9903€-25k
Income taxes 67/77€11k
Net result for the period 9904€-20k
Result to be appropriated 9905€3k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
73 / 100 Healthy
050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
seat.Municipality exact location from the address register

Establishment units

1 location
JAGUIMMO
Rue du Chemin de fer (C.) 235, 7033 Monsde kleinhandel in nieuwe en gebruikte auto's voor personenvervoer,inclusief die voor bijzondere doeleinden (vb ambulances)
since 19482.003.724.743
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1.6 ha
Buildings1
Building footprint201 m²

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
53019A0204/00L004 Wallonia 1.6 ha 1 · 201 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

11 acts
Address history · 1
08-08-2016
Registered-office move
All acts · 11 updated 5 years ago
2021
02-02-2021 Publication in the Belgian Official Gazette, Minor change Minor change·Françoise MOURUE
Summary: otherNotary: Françoise MOURUE · Merbes-le-Château
2020
04-12-2020 Publication in the Belgian Official Gazette, Miscellaneous Miscellaneous·Françoise MOURUE
Summary: otherNotary: Françoise MOURUE · Merbes-le-Château
22-10-2020 Publication in the Belgian Official Gazette, Miscellaneous Miscellaneous·Françoise MOURUE
Summary: completedNotary: Françoise MOURUE · Merbes-le-Château
06-07-2020 Publication in the Belgian Official Gazette, Miscellaneous Miscellaneous·Benoît Vander Cassyen
Summary: proposalNotary: Benoît Vander Cassyen · Mons
28-05-2020 Rodrigo Abels appointed as commissaire Director changes
  • Rodrigo Abels, Commissaire
Summary: v3.2
2019
06-08-2019 3 directors appointed, 2 resigning Director changes
  • Gustave GOEYENS, Administrator
  • Dino DI MAIO, Administrator
  • Dino DI MAIO, Administrator delegated
  • Sylvie VAN SANTE, Administrator
  • Sébastien VAN SANTE, Administrator
Summary: v3.2
2018
23-05-2018 Philippe Blanche appointed as auditor Director changes
  • Philippe Blanche, Auditor
Summary: v3.2
2017
06-03-2017 3 directors appointed Director changes
  • SVS HOLDING, Bestuurder
  • Sylvie VAN SANTE, Gedelegeerd bestuurder
  • Sébastien VAN SANTE, Présidente et administrateur délégué
Summary: v3.2
25-01-2017 4 directors appointed, 2 resigning Director changes
  • SVS HOLDING, Administrator
  • ALSO, Administrator
  • Sébastien Van Sante, President of the board
  • SVS HOLDING, Administrator delegated
  • Sylvie VAN SANTE, Administrator
  • Sébastien VAN SANTE, Administrator
Summary: v3.2
2016
05-12-2016 2 directors appointed Director changes
  • BDO Reviseurs d'Entreprises, Auditor
  • Philippe Blanche, Representative
Summary: v3.2
08-08-2016 Registered office moved from Mons to Cuesmes Registered-office change·notary's full name not specified
  • Avenue des Bassins 11, 7000 Mons → Rue du Chemin de Fer, 235, 7033 Cuesmes
Notary: notary's full name not specified · Mons

Analysis

Snowflake analysis

financial profile on 5 axes
Health73Profitability33Solvency84Growth38Stability100
66 / 100

Strong profile, led by stability.

Health 73
Profitability 33
Solvency 84
Growth 38
Stability 100

Ask AI about this company

Checked AI

Soon: ask questions about this dossier, risks, curator, sector comparison, answered from the official data on this page.

TryWhat are the main risks?Any recent red flags?Compare to sector peers
Coming soon

AI due-diligence brief

Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector, ranked by comparable size

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)45113Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)47811Detailhandel in motorvoertuigen50103Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)45201Detailhandel in motorbrandstoffen in gespecialiseerde winkels47300Detailhandel in motorbrandstoffen47300Onderhoud en reparatie van auto's50200Detailhandel in motorbrandstoffen50500Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)95311
Primary activity highlighted.
Names & trade names
Legal nameFR JAGUIMMO
Registered office
Rue du Chemin de fer (C.) 235
7033 Mons, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.