JAFA
ActiveJAFA has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €36k and a net result of €6k. Equity is growing by ~19.7% per year across the filed fiscal years. Its solvency ranks better than 80% of 4610 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66▼-22
Solvency92▲+5
Growth55▼-1
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.66 against 2.22 in 2024; short-term debt: 30.4% and cash: 80% of total assets), and 32.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.3%
Return on assets
11.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
21 d late
2023
26 d late
2022
17 d late
2021
74 d late
2020
26 d late
2019
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€24k▼ 13.3%
2024 · €27k
2019: €37k
2020: €26k
2021: €24k
2022: €26k
2023: €22k
2024: €27k
2019 → 2025
EBIT margin
39.5%▼ 14.8pp
2024 · 54.3%
2019: 6.2%
2020: 15.9%
2021: -4.2%
2022: 20.6%
2023: 21.6%
2024: 54.3%
2019 → 2025
Net result
€6k▼ 36.3%
2024 · €10k
2019: €1k
2020: €2k
2021: €-1k
2022: €4k
2023: €3k
2024: €10k
2019 → 2025
Working capital
€27k▲ 29.7%
2024 · €21k
2019: €12k
2020: €15k
2021: €13k
2022: €7k
2023: €11k
2024: €21k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€24k-€26k▲ 11.0%€22k▼ 17.3%€27k▲ 25.2%€24k▼ 13.3%
Equity€13k-€17k▲ 26.9%€20k▲ 17.7%€29k▲ 48.6%€36k▲ 20.8%
Operating result€-1k-€5k€5k▼ 13.0%€15k▲ 214%€9k▼ 36.9%
Net result€-1k-€4k€3k▼ 16.6%€10k▲ 224%€6k▼ 36.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 37% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €53k
Fixed assets
€10k=
Current assets
€43k▲ 14.2%
Equity and liabilities €53k
Equity
€36k▲ 20.8%
Debt
€17k▼ 4.5%
The debt ratio falls from 38.1% to 32.7%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
67.3%▲
2024 · 61.9%
Current ratio
2.66▲
2024 · 2.22
Quick ratio
2.66▲
2024 · 2.22
Debt / equity
0.49▼
2024 · 0.61
ROE
17.2%▼
2024 · 32.7%
ROA
11.6%▼
2024 · 20.3%
Debt
€17k▼
2024 · €18k
Debt ≤ 1 year
€16k▼
2024 · €17k
Income taxes
€3k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€48k€53k▲
Fixed assets21/28€10k€10k=
Financial fixed assets28€10k€10k=
Current assets29/58€38k€43k▲
Amounts receivable within one year40/41€1k€600▼
Trade receivables40€1k€500▼
Other amounts receivable41€100€100=
Cash at bank and in hand54/58€36k€42k▲
Equity and liabilities
Total equity and liabilities10/49€48k€53k▲
Equity10/15€29k€36k▲
Contributions10/11€6k€6k=
Reserves13€26k€32k▲
Non-distributable reserves130/1€283€283=
Reserves not available under the articles1311€283€283=
Distributable reserves133€25k€31k▲
Profit (loss) carried forward14€-2k€-2k=
Amounts payable17/49€18k€17k▼
Amounts payable within one year42/48€17k€16k▼
Trade debts44€1€3k▲
Suppliers440/4€1€3k▲
Advances received on contracts in progress46€8k€6k▼
Taxes, remuneration and social security45€5k€3k▼
Taxes450/3€5k€3k▼
Other amounts payable47/48€4k€4k▲
Accrued charges and deferred income492/3€1k€1k=
Income statement
Code20242025
Turnover70€27k€24k▼
Goods, raw materials, services and sundry goods60/61€12k€12k▲
Other operating charges640/8€592€2k▲
Gross operating margin9900€15k€11k▼
Operating profit (loss)9901€15k€9k▼
Financial income75/76B€252€120▼
Recurring financial income75€252€120▼
Financial charges65/66B€147€45▼
Recurring financial charges65€147€45▼
Profit (loss) for the period before taxes9903€15k€9k▼
Income taxes67/77€5k€3k▼
Profit (loss) for the period9904€10k€6k▼
Profit (loss) for the period to be appropriated9905€10k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€7k€4k▼
Profit (loss) brought forward from the previous period14P€-2k€-2k=
Transfer to equity691/2€10k€6k▼
To other reserves6921€10k€6k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
31-12
Financial
Highest result since 2019net €10k ▲224%
Operating result €15k, net result €10k, both a record.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
17-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 17 days late
2022
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
13-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 74 days late
2021
31-12
Financial
Weakest financial yearnet €-1k ▼152%
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2018
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 57 days late
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
30-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Albrecht Dürerlaan 309030 GentGround area
1,069 m²
Building footprint
153 m²
Volume, LiDAR
961 m³
Parcel 44038A0421/00M000, Flanders · tallest building 12.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JAFA
since 20132.218.031.395
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44038A0421/00M000 | Flanders | 1,069 m² | 1 · 153 m² | 12.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,006 companies in sector 96999 we hold annual accounts for 602. 426 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-03-2013
Fiscal year end31-12
Activities, NACEBEL
96999Other personal services
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.