JACQMAIN
ActiveSummary
JACQMAIN has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7.32M and a net result of €-86k. Equity is growing by ~11.8% per year across the filed fiscal years. Its solvency ranks better than 84% of 4539 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability17▼-51
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €490k at 30 days acceptable
Liquidity ample (current ratio 32.36 against 26.25 in 2024; short-term debt: 2.5% and cash: 3.8% of total assets), and 14.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.1%
Return on assets
-1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
25 d early
2023
14 d early
2022
29 d late
2021
24 d late
2020
26 d late
2019
57 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-86k▼ 47.0%
2024 · €-59k
2018: €49k
2019: €-60k
2020: €-111k
2021: €94k
2022: €7k
2023: €-53k
2024: €-59k
2018 → 2025
Working capital
€6.76M▲ 3.4%
2024 · €6.54M
2018: €4.78M
2019: €4.74M
2020: €5.32M
2021: €3.15M
2022: €3.51M
2023: €6.59M
2024: €6.54M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€4.34M-€4.57M▲ 5.3%€7.47M▲ 63.3%€7.41M▼ 0.8%€7.32M▼ 1.2%
Operating result€97k-€12k▼ 88.0%€200k▲ 1,610%€-40k€-104k▼ 158%
Net result€94k-€7k▼ 92.2%€-53k€-59k▼ 9.8%€-86k▼ 47.0%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €104k in 2025 against €40k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €8.61M
Fixed assets
€1.64M ▼ 16.0%
Current assets
€6.97M ▲ 2.6%
Equity and liabilities €8.61M
Equity
€7.32M ▼ 1.2%
Provisions
€1.07M =
Debt
€219k ▼ 17.9%
Debt's share of the balance-sheet total falls from 3.0% to 2.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-44k▼
2024 · €24k
Cash flow
€-26k▼
2024 · €6k
Current ratio
32.36▲
2024 · 26.25
Quick ratio
27.35▲
2024 · 21.21
Debt to equity
0.03▼
2024 · 0.04
ROE
-1.2%▼
2024 · -0.8%
ROA
-1.0%▼
2024 · -0.7%
Interest coverage
-11.24▼
2024 · 6.28
Debt ≤ 1 year
€215k▼
2024 · €259k
Staff costs
€68k▲
2024 · €65k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 60 lines
Balance sheet
Code20242025
Assets
Total assets20/58€8.74M€8.61M▼
Fixed assets21/28€1.95M€1.64M▼
Tangible fixed assets22/27€1.94M€1.63M▼
Land and buildings22€1.94M€1.63M▼
Financial fixed assets28€7k€7k=
Current assets29/58€6.80M€6.97M▲
Amounts receivable after more than one year29€152k€127k▼
Other amounts receivable291€152k€127k▼
Stocks and contracts in progress3€1.30M€1.08M▼
Contracts in progress37€1.30M€1.08M▼
Amounts receivable within one year40/41€5.23M€5.43M▲
Trade receivables40€139k€135k▼
Other amounts receivable41€5.09M€5.30M▲
Cash at bank and in hand54/58€106k€330k▲
Deferred charges and accrued income490/1€5k€5k▼
Equity and liabilities
Total equity and liabilities10/49€8.74M€8.61M▼
Equity10/15€7.41M€7.32M▼
Contributions10/11€1.12M€1.12M=
Capital10€1.12M€1.12M=
Issued capital100€1.12M€1.12M=
Outside capital11€25€25=
Share premium1100/10€25€25=
Reserves13€6.29M€6.21M▼
Non-distributable reserves130/1€112k€112k=
Legal reserve130€112k€112k=
Distributable reserves133€6.18M€6.10M▼
Provisions and deferred taxes16€1.07M€1.07M=
Provisions for liabilities and charges160/5€1.07M€1.07M=
Environmental obligations163-€1.07M
Other liabilities and charges164/5€1.07M-
Amounts payable17/49€266k€219k▼
Amounts payable within one year42/48€259k€215k▼
Trade debts44€98k€68k▼
Suppliers440/4€98k€68k▼
Taxes, remuneration and social security45€36k€23k▼
Taxes450/3€25k€15k▼
Remuneration and social security454/9€11k€8k▼
Other amounts payable47/48€125k€124k▼
Accrued charges and deferred income492/3€7k€3k▼
Income statement
Code20242025
Non-recurring operating income76A-€20k
Remuneration, social security and pensions62€65k€68k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€65k€60k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-60k-
Other operating charges640/8€46k€121k▲
Gross operating margin9900€75k€145k▲
Operating profit (loss)9901€-40k€-104k▼
Financial income75/76B-€22k
Recurring financial income75-€22k
Financial charges65/66B€4k€4k▲
Recurring financial charges65€4k€4k▲
Profit (loss) for the period before taxes9903€-44k€-86k▼
Income taxes67/77€14k-
Profit (loss) for the period9904€-59k€-86k▼
Transfer from tax-exempt reserves789€1.05M-
Profit (loss) for the period to be appropriated9905€994k€-86k▼
Appropriation of the result
Profit (loss) to be appropriated9906€994k€-86k▼
Transfer from equity791/2€59k€86k▲
Transfer to equity691/2€1.05M-
To other reserves6921€1.05M-
Social balance
Average headcount (FTE)90871.01.0=
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
06-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Liquidity quadruplescurrent ratio 26.39
Current ratio from 7.27 to 26.39; short-term debt falls from €560k to €260k.
31-12
Financial
Equity above €5MEq €7.47M ▲63.3%
Equity rises from €4.57M to €7.47M.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 29 days late
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 24 days late
2021
31-12
Financial
Back to profitnet €94k
Net result €94k after 2 loss-making years.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 26 days late
2020
31-12
Financial
Weakest financial yearnet €-111k
Net result drops to €-111k, the lowest in the series; recovery starts the following year.
26-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 57 days late
2019
19-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 19 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 27 days late
2017
21-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
13 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zaventem · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Da Vincilaan 21930 ZaventemGround area
2.1 ha
Parcel 23094D0098/00M000, Flanders. Linked by address, not a title deed.
1 establishment unit
JACQMAIN
since 20062.151.321.428
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23094D0098/00M000 | Flanders | 2.1 ha | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
P.S.I.
BE 0425.769.919
Antwerpen · Eq €7.34M
COURONNE GESTION
BE 0435.684.111
Elsene · Eq €7.31M
RESITERRA
BE 0460.925.588
Leuven · Eq €7.37M
EUROPEAN PUBLIC REAL ESTATE ASSOCIATION
BE 0811.738.560
Brussel · Eq €7.23M
Somi
BE 0404.734.874
Zandhoven · Eq €7.44M
Of 11,747 companies in sector 68310 we hold annual accounts for 6,905. 1,282 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded14-09-2005
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
68310Real estate agency activities
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
81100Combined facilities support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.