JACQ17
ActiveSummary
JACQ17 has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €80k and a net result of €13k. Equity is growing by ~16.9% per year across the filed fiscal years. Its solvency ranks better than 92% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▲+16
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 13.77 against 9.29 in 2024; short-term debt: 6.6% and cash: 22.4% of total assets), and 6.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.4%
Return on assets
14.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-07-2026, 20 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
20 d early
2024
8 d early
2023
30 d late
2022
11 d early
2021
27 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€80k▲ 18.8%
2024 · €67k
2021: €46k
2022: €46k
2023: €66k
2024: €67k
2021 → 2025
Total assets
€85k▲ 15.9%
2024 · €74k
2021: €75k
2022: €66k
2023: €83k
2024: €74k
2021 → 2025
Net result
€13k▲ 724%
2024 · €2k
2021: €43k
2022: €591
2023: €19k
2024: €2k
2021 → 2025
Working capital
€72k▲ 32.9%
2024 · €54k
2021: €12k
2022: €20k
2023: €49k
2024: €54k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€46k-€46k▲ 1.3%€66k▲ 42.0%€67k▲ 2.3%€80k▲ 18.8%
Operating result€64k-€1k▼ 98.3%€29k▲ 2,611%€2k▼ 92.4%€17k▲ 678%
Net result€43k-€591▼ 98.6%€19k▲ 3,182%€2k▼ 92.1%€13k▲ 724%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 678% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €85k
Fixed assets
€8k ▼ 40.0%
Current assets
€78k ▲ 27.9%
Equity and liabilities €85k
Equity
€80k ▲ 18.8%
Debt
€6k ▼ 13.7%
Debt's share of the balance-sheet total falls from 8.9% to 6.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€23k▲
2024 · €11k
Cash flow
€18k▲
2024 · €10k
Current ratio
13.77▲
2024 · 9.29
Debt to equity
0.07▼
2024 · 0.10
ROE
15.8%▲
2024 · 2.3%
ROA
14.8%▲
2024 · 2.1%
Interest coverage
152.36▼
2024 · 248.11
Debt ≤ 1 year
€6k▼
2024 · €7k
Income taxes
€5k▲
2024 · €731
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€74k€85k▲
Fixed assets21/28€13k€8k▼
Intangible fixed assets21€4k€1k▼
Tangible fixed assets22/27€10k€7k▼
Plant, machinery and equipment23€1k€630▼
Furniture and vehicles24€8k€6k▼
Current assets29/58€61k€78k▲
Amounts receivable after more than one year29€20k€18k▼
Other amounts receivable291€20k€18k▼
Amounts receivable within one year40/41€23k€40k▲
Trade receivables40€11k€16k▲
Other amounts receivable41€12k€25k▲
Cash at bank and in hand54/58€17k€19k▲
Equity and liabilities
Total equity and liabilities10/49€74k€85k▲
Equity10/15€67k€80k▲
Contributions10/11€3k€3k=
Reserves13€65k€77k▲
Distributable reserves133€65k€77k▲
Amounts payable17/49€7k€6k▼
Amounts payable within one year42/48€7k€6k▼
Trade debts44€3k€35▼
Suppliers440/4€3k€35▼
Taxes, remuneration and social security45€4k€6k▲
Taxes450/3€4k€6k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€5k▼
Other operating charges640/8€132€529▲
Gross operating margin9900€11k€23k▲
Operating profit (loss)9901€2k€17k▲
Financial income75/76B€63€318▲
Recurring financial income75€63€318▲
Financial charges65/66B€44€149▲
Recurring financial charges65€44€149▲
Profit (loss) for the period before taxes9903€2k€18k▲
Income taxes67/77€731€5k▲
Profit (loss) for the period9904€2k€13k▲
Profit (loss) for the period to be appropriated9905€2k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€13k▲
Transfer to equity691/2€2k€13k▲
To other reserves6921€2k€13k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 9.29
Current ratio from 3.78 to 9.29; short-term debt falls from €18k to €7k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €591 ▼98.6%
Net result drops to €591, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Halle · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jacminstraat (Jean) 1761500 Halle1 establishment unit
JACQ17
since 20202.310.565.932
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 2,638 EUR awarded · 2,638 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 1,499 EUR | 1,499 EUR |
| 2023 | 1 | 1,139 EUR | 1,139 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 40,085 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-06-2020
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
62900Other information technology and computer services
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filings
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.jacq17.be
E-mail:Info@jacq17.be